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Ramp vs Expensify

Expensify is supposed to help you manage spending—but it doesn’t provide fast and free reimbursements nor bill pay in a single space finance teams love to use. Ramp does—and more.
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Join the 40,000+ businesses already simplifying their finances

Compare Ramp vs Expensify

Ramp
Expensify
Free, fast expense reimbursements—and employee repayments
Unlimited physical and virtual cards with tailored spend rules
Total savings of 5% across all your spending1
Automated receipt capture to replace email forwarding
Issue cards, manage spend, pay bills—all in one platform
Sam Meek
Why UpEquity picked Ramp

"I was spending four hours a month on Expensify. Now I’m in and out of Ramp in five minutes."

Sam Meek
Founder and CEO, Sandboxx

3 reasons to choose Ramp over Expensify

Eliminate manual expense reports
Expensify won’t always pick up the right employee receipt details. It’s hard to find expense reports you’ve created. Ramp gives your employees smooth text and email receipt submission. We automate coding for frustration-free finance oversight.
Fast accounting workflows
Need to issue corporate cards and get transactions into your accounting software with a click? Done. Automate your accounting without needing separate card and expense systems. Avoid manually coding your bills and vendor payments.
Control spend before it happens
Easily manage your employees’ spending with customizable limits and auto-enforced expense policies. Set spend rules by vendor and category. Save automatically with AI-powered insights.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.

Ramp powers more than your expenses

Free your employees from error-prone expense reporting, while giving your finance team a high-performance platform. Ramp is a mercifully easy-to-use solution for cards, work travel, and expense management, and bill pay.

Get started today

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Ramp vs Expensify

Ramp vs Expensify

Raise the bar on spend management.

1,900+ businesses have chosen Ramp over Expensify
Expensify is supposed to help you manage spending—but it doesn’t provide fast and free reimbursements nor bill pay in a single space finance teams love to use. Ramp does—and more.
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Metrics based on internal Salesforce records as of 6/30/2024 and customer bank statements at time of Ramp approval.
More than 2,500 companies prefer Ramp over Brex
Former Expensify customers using Ramp
G2
2,000+ reviews
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Ramp Logo
Free, fast expense reimbursements—and employee repayments
Unlimited physical and virtual cards with tailored spend rules
Total savings of 5% across all your spending1
Automated receipt capture to replace email forwarding
Issue cards, manage spend, pay bills—all in one platform

3 reasons to choose Ramp over Expensify

Eliminate manual expense reports
Expensify won’t always pick up the right employee receipt details. It’s hard to find expense reports you’ve created. Ramp gives your employees smooth text and email receipt submission. We automate coding for frustration-free finance oversight.
Fast accounting workflows
Need to issue corporate cards and get transactions into your accounting software with a click? Done. Automate your accounting without needing separate card and expense systems. Avoid manually coding your bills and vendor payments.
Control spend before it happens
Easily manage your employees’ spending with customizable limits and auto-enforced expense policies. Set spend rules by vendor and category. Save automatically with AI-powered insights.
Sam Meek
,
Founder and CEO, Sandboxx
"I was spending four hours a month on Expensify. Now I’m in and out of Ramp in five minutes."
Read customer story
right arrow

Ramp powers more than your expenses

Free your employees from error-prone expense reporting, while giving your finance team a high-performance platform. Ramp is a mercifully easy-to-use solution for cards, work travel, and expense management, and bill pay.
1
Click to issue cards and sync accounting
10x
Quicker close after leaving Expensify
99%
Accuracy of Ramp receipt matching

More reasons to love Ramp

Discover additional benefits and features that make Ramp the preferred choice for modern finance teams.
Prevent unapproved spending
Control employee expenses with our software-powered corporate cards that let you customize what each employee can buy, down to the vendor level.
Discover Ramp Intelligence
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Automate accounts payable
Process bills quickly and accurately. Minimize fraud risks and payment errors. Know the status of every bill and invoice to forecast cash flow.
Discover Ramp’s International Capabilities
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Realize savings with Ramp’s AI
Ramp benchmarks your spending against millions of transactions to get you great software deals. Our AI detects non-compliant expenses and notifies employees of out-of-policy spend.
Learn more
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Time is money. Save both.

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Ramp Business Corporation
28 West 23rd Street, Floor 2
New York, NY 10010
Join the 40,000+ businesses simplifying their finances with Ramp
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© 2025 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company.
California Residents: +1-855-206-7283
The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively pursuant to license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.
Ramp cards are issued in Canada by Peoples Trust Company, pursuant to license by *Visa International. Visa Int./Peoples Trust Company, Licensed User.
Cashback is subject to the Ramp Rewards Terms of Service.
1. We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.
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Ramp Payments Corporation - NMLS 2371465, Ramp Financing Corporation - NMLS 2431387
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