Ramp vs Melio

Melio is great for small businesses with basic needs like paying bills quickly on mobile. Unlike Melio, Ramp provides one platform to consolidate all spend and vendors while automating away all the manual work of paying bills and expense management.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 15,000+ businesses already simplifying their finances

Don’t just take our word for it

See what the community thinks about how Ramp compares on a multitude of areas, from ease of implementation to quality of software. Real finance leaders, real reviews.
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Rating from G2 as of Apr 18, 2023

Compare Ramp vs Melio

Ramp
Melio
Free ACH and check payments
Multi-level approval flows
Can sync to QuickBooks
Can sync to Sage Intacct
Consolidated card with 1.5% cashback and expense management software
Bhagawat Rawat
Why OneScreen picked Ramp

"Ramp’s Bill Pay feature is mind-blowing, and I don’t say that lightly. Once I upload an invoice, it automatically transcribes all of the info on the invoice and creates a new vendor in Ramp and in Quickbooks, then it pulls the vendor’s bank details and links it, then it pulls out all of the details - line items and costs, due dates, and finally automatically schedules the payment in one-click. I have not seen such a simple, effective, and smart product in a long time!"

Bhagawat Rawat
VP of Operations and Finance, OneScreen

Top 3 reasons leaders pick Ramp over Melio

All-in-one solution. All free

All-in-one solution. All free

Consolidate bill payments, corporate cards, and expense management in a single, free solution
Stronger controls and real-time visibility

Stronger controls and real-time visibility

Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Best in class integrations

Best in class integrations

Ramp integrates with Netsuite, Quickbooks, Xero, and Sage Intacct

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Ramp vs Melio - the modern finance platforms for growth companies

Choosing the right corporate card for your company can have a huge impact on the success of your business, which is why so many companies have been turning to Ramp.com as their Melio alternative. Ramp offers free virtual credit cards, automatic receipt matching, unlimited 1.5% cashback, and much more. Ramp has become a mainstay for corporate cards because they're no-fee, have a wide acceptance network within Visa, and the user interface is incredibly easy to use. Ramp provides rigorous control to companies when it comes to tailoring their spending needs, with customizable spend limits and auto-enforced expense policies. With numerous advantages offered by both Melio and Ramp, you have to carefully analyze all factors before selecting the right credit card provider for your business. Making the best decision here can take you a long way towards growing effectively and succeeding in your goals.

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