The #1 Bill Pay solution for Companies Outgrowing Melio

Melio is great for small businesses with basic needs like paying bills quickly on mobile. Unlike Melio, Ramp provides features like multi-level approvals and fraud controls to keep you in control of every dollar while automating away all the manual work of paying bills.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.

The #1 Bill Pay solution for Companies Outgrowing Melio

Melio is great for small businesses with basic needs like paying bills quickly on mobile. Unlike Melio, Ramp provides features like multi-level approvals and fraud controls to keep you in control of every dollar while automating away all the manual work of paying bills.
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No personal credit checks or founder guarantee.
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Join the 10,000+ businesses already simplifying their finances
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Join the 5,000+ buisnesses already simplifying their finances
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Don’t just take our word for it

See what the community thinks about how Ramp compares on a multitude of areas, from ease of implementation to quality of software. Real finance leaders, real reviews.
Meets requirements
9.4
504 responses
8.8
78 responses
Ease of use
9.6
508 responses
9.6
80 responses
Ease of admin
9.5
356 responses
9.4
49 responses
Quality of support
9.3
437 responses
9.0
71 responses
Ease of setup
9.3
353 responses
9.3
49 responses
Ease of doing business with
9.5
349 responses
9.4
49 responses
Rating from G2 as of Sep 27, 2022

Melio and Ramp Comparison

Ramp
Melio
  • Free ACH and check payments=true,true
  • OCR (automated) invoice uploading=true,false
  • Multi-level approval flows=true,false
  • Can sync to QBO=true,true
  • Can sync to Xero=true,false
  • Consolidated card and expense management software=true,false

Bhagawat Rawat
Why OneScreen picked Ramp

"Ramp’s Bill Pay feature is mind-blowing, and I don’t say that lightly. Once I upload an invoice, it automatically transcribes all of the info on the invoice and creates a new vendor in Ramp and in Quickbooks, then it pulls the vendor’s bank details and links it, then it pulls out all of the details - line items and costs, due dates, and finally automatically schedules the payment in one-click. I have not seen such a simple, effective, and smart product in a long time!"

Bhagawat Rawat
VP of Operations and Finance, OneScreen

Top 3 reasons leaders pick Ramp over Melio

All-in-one solution. All free

All-in-one solution. All free

Consolidate bill payments, corporate cards, and expense management in a single, free solution
Stronger controls and real-time visibility

Stronger controls and real-time visibility

Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Best in class integrations

Best in class integrations

Ramp integrates with Netsuite, Quickbooks, Xero, and Sage Intacct

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s Free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Get started today.

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