What to Expect When You’re Expecting (a Downturn)

What steps do the most dynamic, effective finance leaders take to minimize the impact of an economic slowdown on their business? Join Ramp economist Ara Kharazian and Ramp Head of Capital Markets Ryan Foss for exclusive insights into the latest business spend data and how top operators are navigating today’s economic uncertainty with confidence, clarity, and control.

You’ll walk away with valuable insights on:

  • What Ramp data reveals about opportunities and headwinds in the U.S. economy
  • How to prepare for best-, worst-, and base case scenarios
  • Practical steps to position your company to emerge stronger from a potential slowdown
  • Tips to extend runway while capitalizing on strategic growth opportunities
  • Building discipline into budgets without slowing innovation

Whether you're a founder, CFO, or earlier-career finance professional, this webinar will equip you with critical context and practical tactics to guide your business through the challenges ahead—and emerge more resilient than ever.

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About the speakers

Ryan Foss's profile picture
Ryan Foss
Head of Capital Markets & Treasury, Ramp
Ryan currently leads the Capital Team at Ramp where he oversees capital markets, treasury and financial systems. Ryan has spent the last 8 years of his career in operator roles at various fintech platforms, most recently at Affirm where he led the company's capital markets strategy. Ryan started his career in fixed income trading, spending time at JPMorgan, Credit Suisse, and RBS.
Ara Kharazian's profile picture
Ara Kharazian
Economist, Ramp
Ara Kharazian is an economist at Ramp where he leads Ramp Economics Lab. His research on AI, business spend, and the economy has been covered in the New York Times, NBC News, ABC News, NPR's Planet Money, Bloomberg, the Guardian, Vox, Axios, and more. Ara previously led economic research at Square and developed Square Payroll Index, which became one of the key public datasets used to track restaurant worker wages, tips, and overtime in the United States. He was previously an economic consultant at Cornerstone Research.