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Spending
made smarter
Easy-to-use cards, spend limits, approval flows, vendor payments, and more — plus an average savings of 5%1
4.8 stars
1,900+ reviews
Why Ramp
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Trusted by innovators and industry leaders
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The card is just the start
Everything you need to control spend and optimize finance operations, all on a single platform.
Expense management
Automate expense management with Ramp’s corporate card, reimbursements, and more.
Learn more →
Learn about our corporate card →
Learn more →
Accounts payable
Automate your entire accounts payable workflow to record, approve, and pay every bill without any data entry or repetitive tasks.
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Procurement
Upgrade the entire procure-to-pay process, eliminate approval bottlenecks, and prevent out-of-policy spend before it happens.
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Travel
Turn travel policies into guardrails everyone on the team will follow.
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Integrations
Streamline your finance operations by integrating Ramp with your existing apps.
Learn more →
Trusted by innovators and industry leaders
Save an average of 5%1 with Ramp
Designed to help you spend less time and money across your entire business.
Set guardrails to prevent overspending
Stay in policy and on budget with proactive policy controls, configurable approvals, and AI-powered reconciliation.
Spend smarter, save every time
Use instant insights to get the best price on software, stop redundant spend before it happens, and make every dollar go further.
Set your team free
Keep everyone focused on the big picture, and let Ramp automate the rest: expenses, accounting, compliance, and more.
Built to scale with you
Whether you’re building your business, expanding internationally, or cutting costs—Ramp works for you.
Integrate and stay synced
Seamlessly integrate Ramp with your accounting systems and consolidate your finance stack.
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Operate globally
Send payments to 195 countries in over 40 currencies and reimburse employees in their local currencies within 2 days.
Completely flexible
Customize Ramp to fit your business and give you the controls you need with policies, roles, and approval workflows.
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An extension of your team
Get dedicated support anytime, anywhere. We’re always ready to help.
Modern finance teams run on Ramp
See how 25k+ teams are building healthier businesses.
Software & Technology
Enterprise
Retail
Mid-size
Fintech & Financial Services
Enterprise
Banking & Financial Services
SMB
Retail
Mid-size
Nonprofit
Mid-size
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Hotel, Restaurant & Leisure
Mid-size
Food Products
Mid-size
Construction & Engineering
Mid-size
Software & Technology
Mid-size
Software & Technology
Enterprise
1 day saved
per employee on card issuing process
Read customer story
Retail
Mid-size
4 tools replaced
12 hours
by Ramp's all-in-one platform
Time saved on month-end close
Read customer story
Fintech & Financial Services
Enterprise
7 hours saved
7 hours
on month-end close
time saved in month-end close
Read customer story
Banking & Financial Services
SMB
325 hours saved
4 weeks faster
per month, company-wide
month-end close
Read customer story
Retail
Mid-size
3-5%
total savings with Ramp
Read customer story
Nonprofit
Mid-size
15 hours saved
weekly on AP process
Read customer story
Hotel, Restaurant & Leisure
Mid-size
8+ hours saved
5+ days faster
weekly on coding expenses
month-end close
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Food Products
Mid-size
Eliminated
3 hours/month
out-of-policy spend
per salesperson saved on expenses
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Construction & Engineering
Mid-size
30 hours saved
30 hours
on month-end close
saved on month-end close
Read customer story
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Software & Technology
Mid-size
1-2 FTEs saved
Postponed
in finance headcount
hiring additional 1-2 FTEs to manage finance operations
Read customer story
Ramp was by far the easiest of all our systems to implement. We set it up, we issued cards to the folks that we know need cards, and it was very intuitive.
Jospeh Horn, VP Controller
What Ramp is doing is saving time for our staff on the front lines. These are the team members that go out and support our clubs and our communities, and saving them time directly impacts our mission.
Jason Penegar, VP Controller
Ramp has brought tangible value to our finance team, our global employee base, and to me personally. I am obsessed with Ramp.
Julia Hartz, CEO and Co-founder
Before Ramp, it was a process from the Dark Ages. We had people just doing expenses full time – it was miserable, there was no integration, everything was manual.
Michael Litwin, VP Controller
In the news
Time is money. Save both.
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