Spending
made smarter
Easy-to-use cards, spend limits, approval flows, vendor payments, and more — plus an average savings of 5%1
4.8 stars
1,900+ reviews
Why Ramp
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Trusted by innovators and industry leaders
The card is just the start
Everything you need to control spend and optimize finance operations, all on a single platform.
Expense management
Automate expense management with Ramp’s corporate card, reimbursements, and more.
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Learn about our corporate card →
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Accounts payable
Automate your entire accounts payable workflow to record, approve, and pay every bill without any data entry or repetitive tasks.
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Procurement
Upgrade the entire procure-to-pay process, eliminate approval bottlenecks, and prevent out-of-policy spend before it happens.
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Travel
Turn travel policies into guardrails everyone on the team will follow.
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Integrations
Streamline your finance operations by integrating Ramp with your existing apps.
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Trusted by innovators and industry leaders
Save an average of 5%1 with Ramp
Designed to help you spend less time and money across your entire business.
Set guardrails to prevent overspending
Stay in policy and on budget with proactive policy controls, configurable approvals, and AI-powered reconciliation.
Spend smarter, save every time
Use instant insights to get the best price on software, stop redundant spend before it happens, and make every dollar go further.
Set your team free
Keep everyone focused on the big picture, and let Ramp automate the rest: expenses, accounting, compliance, and more.
Built to scale with you
Whether you’re building your business, expanding internationally, or cutting costs—Ramp works for you.
Integrate and stay synced
Seamlessly integrate Ramp with your accounting systems and consolidate your finance stack.
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Operate globally
Send payments to 195 countries in over 40 currencies and reimburse employees in their local currencies within 2 days.
Completely flexible
Customize Ramp to fit your business and give you the controls you need with policies, roles, and approval workflows.
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An extension of your team
Get dedicated support anytime, anywhere. We’re always ready to help.
Modern finance teams run on Ramp
See how 25k+ teams are building healthier businesses.
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Software & Technology
Enterprise
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1 day saved
per employee on card issuing process
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Retail
Mid-size
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/668069b5b4347a5802c8a07d_studs.webp)
4 tools replaced
12 hours
by Ramp's all-in-one platform
Time saved on month-end close
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Fintech & Financial Services
Enterprise
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/668069a5a90e35101e0a06f4_marqueta.webp)
7 hours saved
7 hours
on month-end close
time saved in month-end close
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Banking & Financial Services
SMB
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/6680699c877a76c39d3da310_8vc.webp)
325 hours saved
4 weeks faster
per month, company-wide
month-end close
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Retail
Mid-size
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3-5%
total savings with Ramp
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Nonprofit
Mid-size
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/6680698b2dc4c922a3a239e3_joffreyBallet.webp)
15 hours saved
weekly on AP process
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Hotel, Restaurant & Leisure
Mid-size
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/66806983fd1494713d278591_rusticCanyon.webp)
8+ hours saved
5+ days faster
weekly on coding expenses
month-end close
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Food Products
Mid-size
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Eliminated
3 hours/month
out-of-policy spend
per salesperson saved on expenses
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Construction & Engineering
Mid-size
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/66806971fb6bcd14f1356712_constructionOne.webp)
30 hours saved
30 hours
on month-end close
saved on month-end close
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Software & Technology
Mid-size
![](https://cdn.prod.website-files.com/5f8dd056c51c1d6ddceaa499/6680696887dbb7496ce36ae6_taskHuman.webp)
1-2 FTEs saved
Postponed
in finance headcount
hiring additional 1-2 FTEs to manage finance operations
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In the news
Time is money. Save both.
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