Businesses that adopt Ramp grow revenue at 15.9% per year — 3.2 times the rate of the typical American firm. Among highly engaged Ramp customers, that figure reaches 19.1%.
These figures come from an analysis of revenue data businesses shared with Ramp, tracked from six months before to 12 months after signing up. The U.S. baseline comes from the Federal Reserve Bank of Atlanta's Survey of Business Uncertainty. Growth rates reflect the annualized change in median monthly revenue. Importantly, pre-Ramp revenue trends were similar across all three groups — the divergence in growth begins after adoption.
An important comparison
We analyzed three groups of businesses, all of which had applied for and been approved by Ramp: non-adopters (businesses that never activated an account), all adopters (businesses that signed up and used Ramp), and highly engaged customers (businesses that moved a significant share of their spend to Ramp).
| Group | Annual revenue growth |
|---|---|
| Average U.S. business | ~5% |
| Ramp-approved, non-adopters | 10.6% |
| All Ramp adopters | 15.9% |
| Highly engaged Ramp customers | 19.1% |
The businesses in this analysis are not a random cross-section of the economy. They signed up for Ramp, meaning they tend to be financially healthy, growth-oriented companies. The non-adopter group's 10.6% growth rate, roughly double the national average, reflects this.
The more meaningful comparison is therefore between Ramp adopters and non-adopters from the same pool. On that basis, adopters still grew 5.2 percentage points faster per year. Highly engaged customers grew 8.5 percentage points faster.
This analysis does not prove that Ramp caused faster growth. Businesses that choose to adopt a financial platform may differ from non-adopters in ways not fully captured here, but a five- to eight- percentage-point difference in annual revenue growth compounds significantly over time. Here, the pattern is consistent: businesses that use Ramp grow faster, and businesses that use it more grow faster still.
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