AI Spend Management

See every token.
Control every dollar.

See every AI dollar in one place, explain what changed, and act on savings so every dollar goes further without slowing your teams down.

No Ramp card required.

Trusted by 2,900+ businesses using Ramp's AI Spend Management to scale AI spend.
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Get ahead of your fastest growing line item.

AI Spend overview dashboard with total spend, price per million tokens, and spend over time

See it

Track every AI dollar, across every provider, in one dashboard.
AI Spend dashboard broken down by user, project, model, and team

Understand it

Ramp maps every key to an owner, department, and project, and flags spikes and savings automatically.
Edit alerts modal setting a monthly spend limit and notification thresholds for an API key

Control it

Set soft or hard limits by person, key, department, or company, and notify the owner at 50%, 75%, and 100%.
Model switch recommendation comparing token costs and estimated monthly savings

Optimize it

Send savings recommendations to Engineering to apply in Router, then track captured savings.

See what separates efficient AI teams from expensive ones.

We analyzed 110T tokens and found 3 distinct spending profiles with different model choices, caching habits, prompts, and spend controls.

See how you compare
Comparison of expensive, average, and efficient AI team spending profiles

CFOs need to know what their AI spend is buying.

400T+

tokens tracked in the last 30 days, so you benchmark against real spend(as of Nov '26)

1 in 2

businesses find a lower-cost model alternative(as of Nov '26)

7 in 10

customers paid less per token last quarter, even as their usage grew(May–Jul vs Aug–Oct 2026)

Neusha Sayadian

“We flagged that somebody was using Fast Mode unnecessarily and that resulted in six times the token spend over a seven-day period. They've since turned it off. That is one story in which basically the product pays for itself.”

Neusha Sayadian, Founder & Fractional CFO at Sansa Services

Christy Schwartz

“As CFO, I need to give stakeholders timely financial information so they can make informed decisions. Ramp's Token Spend gives us real-time visibility into AI spend across providers, by user, model, and team, without burdening finance with manual reporting.”

Christy Schwartz, CFO at Opendoor

Greg Cooley

“The briefing surfaced 'prompt caching' — not something on my radar as a Controller. I routed it to engineering immediately. We found we'd been losing $10,000 a month, and the fix was implemented the same day.”

Greg Cooley, Controller at AngelList

How Daxko turns AI token spend management into better model choices

Read the story

Turn AI spend data into
decisions you can act on.

See your AI spend in one place.

Connect Anthropic, OpenAI, Gemini, Bedrock, and more. Track spend by model, team, or project; no manual spreadsheets.

Connect providers from your existing AI spend in minutes

Translate tokens into dollars you can explain.

Get weekly briefings on what changed, why, and which model or setting changes will save you money.

Weekly briefing summarizing token spend changes and savings opportunities

Catch surprises before they hit your AI bill.

Ramp flags spikes in real-time to keep you informed. From there, set limits on users or API keys and choose when to get notified.

Ramp alert showing a spike in AI spend with a chart of recent spending

Pay less per token on every workload.

Engineering acts on your savings recommendations in Ramp Router, with one endpoint to every major model and real-time caps. Ramp cut its own AI costs by ~30%.

Get the API key

Find the solution that works for you

Compare AI spend management

Free
Paid
See all spend in one place
AI spend by provider, model, project, API key, and user
Know where to investigate
Custom weekly AI spend analysis
AI spend spike alerts via Slack/email
Savings recommendations by application, department, and organization
Keep spend on track
Spend limits by API key, user, department, or company-level
Custom alerts, limit requests, and approval workflowsComing soon
Close the books with confidence
Provider usage and invoice reconciliationComing soon
See spend by task and automate accounting categoriesEarly access
Act on savings with Router
Real-time hard caps and approved models for each team
Send recommended model switches straight to Engineering

Ramp reports, playbooks, and benchmarks for more deliberate AI spend.

FAQ

Ramp's AI Spend Management gives you one place to see, understand, control, and optimize what your company spends on AI. It pulls cost and usage data from your AI providers into a single dashboard, sends a weekly briefing on what changed and why, and lets you set spend limits that alert the right people before anyone goes over budget.

When Ramp finds a way to save on API usage, your Engineering team can act on it with Ramp Router. They can cap spend in real time, limit teams to approved models, fall back automatically when a provider goes down, and choose the right model and provider for each workload. You track the results in the same view.

Two kinds of companies use it:

You already have AI spend you need to manage. You're running production workloads on Anthropic or OpenAI, your Cursor licenses are multiplying, and finance can't tell you how much AI costs the company this quarter. You need visibility, controls, and a way to manage AI bills.

You're just getting started with AI. Your team is experimenting with AI tools, spend is small but growing fast, and you want to get ahead of it before it becomes a problem. Start free and grow into the controls as your usage scales.

Either way, you don't need to be a Ramp customer. Connect your AI providers as a standalone user, or activate AI Spend Management on your existing Ramp account.

AI Spend Management works with Anthropic (Claude API and Claude Enterprise), OpenAI (OpenAI API and ChatGPT Enterprise), Google Cloud (Gemini and Vertex AI), AWS Bedrock, Cursor, and Fireworks AI. We keep adding the providers our customers use most, like Azure OpenAI, coming soon.

You'll need an Enterprise plan or API usage to connect. Claude Team, ChatGPT Business, and personal plans don't include the usage data Ramp needs, but you can still connect the matching developer API to track API-billed usage. See setup requirements by provider.

AI Spend Management finds where you're overspending, like a costly model on routine work or Fast Mode left on. Share the recommendation with Engineering, and they can switch the model, set routing rules, or cap spend for that workload in Router.

You can adopt either product on its own. AI Spend Management is for Finance teams who need visibility and control across AI providers. Router is for Engineering teams who want one endpoint to every major model, with controls and routing built in.

Together, Finance and Engineering share one view, one bill, and one set of controls. Router spend shows up next to the rest of your AI spend, limits set in either product show up in both, and Router enforces them in real time on routed traffic. Ramp never changes your traffic on its own. Engineering decides what to apply, and you both see what it saved.

No. Your Engineering team decides how each workload balances cost, quality, speed, and uptime. A customer-facing or high-stakes workload can stay on a premium model, while routine work runs on a lower-cost option that still meets your quality bar. The goal is to spend each AI dollar where it matters most.

No. Ramp connects to your provider's admin API, which exposes cost and usage metadata only. We see how much you spent, which models were used, and which API keys generated the usage. We never see the content of your prompts, responses, or conversations.

Provider dashboards show you one vendor at a time. If you use Anthropic, OpenAI, and Cursor, that's three separate logins, three different data formats, and no way to see the full picture. Ramp consolidates all of them into one view, adds cross-provider trends and anomaly detection, and also surfaces potential savings opportunities. No provider dashboard gives you the same level of visibility and control in one place.

No. You can sign up for a free standalone account and connect your AI providers without being a Ramp card & expense customer. Get immediate access to dashboard, basic briefings, and alerts/anomaly detection.

AI Spend Management comes in two plans, depending on where you are with AI.

Free fits teams just starting out, often on a single provider. Connect your providers to see spend by provider, model, team, and person, with a basic summary and benchmarks against similar companies.

Paid fits teams with growing spend across multiple providers. It adds spike alerts, soft or hard limits, personalized briefings for admins, managers, and employees, and exact savings recommendations your Engineering team can act on in Router. That's the same governance you have for the rest of your spend, now for AI. It's one annual platform fee based on your AI spend. Talk to our team for pricing.

Time is money. Save both.