Ara Kharazian
Economist, Ramp
Ara Kharazian is an economist at Ramp and writes the weekly newsletter Econ Lab on Substack. His writing and analysis of AI, business spend, and the economy has been covered in the New York Times, NBC News, ABC News, NPR's Planet Money, Bloomberg, the Guardian, Vox, Axios, and more. Ara previously led economic research at Square and was an economic consultant at Cornerstone Research.
Education
Tufts University
Expertise
AI trends, macroeconomic forecasting, labor economics, business dynamism
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Can identify any Beatles song with just the first second of sound
Articles by Ara Kharazian
ARTICLE
Top SaaS vendors on Ramp (December 2025)
On the heels of its Gemini 3 and Nano Banana Pro image model release, Google's AI tools seem to be quickly gaining ground on market leaders.
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AI business adoption re-accelerates, led by Anthropic
Anthropic grew adoption 2.1 percentage points to 14.3% in October, its second-largest monthly increase, while OpenAI adoption increased by 0.3 percentage points.
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Corporate America is going to discount gyms
Companies have reduced wellness benefits by approximately 20% since 2023, and employees have responded by shifting spend toward lower-cost options.
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Top SaaS vendors on Ramp (November 2025)
This month's list has range, with ServiceNow and Google sharing space with companies like Panther Labs and Knit.
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Tech companies are revolting against Delaware
In the wake of Tesla and a16z's exits from Delaware, incorporations in the state are falling. But our data shows companies aren't leaving en masse.
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What our latest Business Spending Report reveals about U.S. economic resilience
Discover the latest trends on business AI adoption, tariff charges, and much more based on data from 45,000-plus customers using Ramp.