
Ara Kharazian
Economist, Ramp
Ara Kharazian is an economist at Ramp. His writing and analysis of AI, business spend, and the economy has been covered in the New York Times, NBC News, ABC News, NPR's Planet Money, Bloomberg, the Guardian, Vox, Axios, and more. Ara previously led economic research at Square and developed Square Payroll Index, which became one of the key public datasets used to track restaurant worker wages, tips, and overtime in the United States. He was previously an economic consultant at Cornerstone Research.
Education
Tufts University
Expertise
AI trends, macroeconomic forecasting, labor economics, business dynamism
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Can identify any Beatles song with just the first second of sound
Articles by Ara Kharazian

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Business AI adoption grew 2% in July
We updated the model behind our AI Index and it shows adoption is still increasing among U.S. businesses, though at a slower rate than before.

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Top SaaS vendors on Ramp (August 2025)
Find out what tech companies are seeing the most spend and which are on the rise in August. Plus, a temp worker platform makes its debut on our list.

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The Ramp Business Spend Nowcast: Our newest dataset
Business spend across U.S. sectors, tracked over time by the Ramp Economics Lab

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Top SaaS vendors on Ramp (July 2025)
Every month, Ramp processes billions of dollars in business expenses on its corporate card and bill pay platform. And every month, we rank the new vendors that customers are purchasing from for the first time to give you a glimpse into emerging market trends, companies on the rise, and much more.

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Top SaaS vendors on Ramp (June 2025)
See which SaaS companies saw the most spend and the fastest growth in June according to the latest Ramp data—now including bill pay data.

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Trends in data science and business intelligence software (Q2 2025)
As the “post-AI” data stack takes shape, newer players such as Hex and Sigma are quickly gaining ground. But incumbents like Tableau and Power BI still lead the pack.