
Ara Kharazian
Lead Economist, Ramp
Ara Kharazian is the lead economist at Ramp and writes the weekly newsletter Econ Lab on Substack. His writing and analysis of AI, business spend, and the economy has been covered in the New York Times, Wall Street Journal, Financial Times, NBC News, ABC News, NPR's Planet Money, Bloomberg, the Guardian and more. Ara previously led economic research at Square and was an economic consultant at Cornerstone Research.
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Education
Tufts University
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Expertise
AI trends, macroeconomic forecasting, labor economics, business dynamism
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Can identify any Beatles song with just the first second of sound
Articles by Ara Kharazian

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Ramp's economic data is now accessible via Claude, ChatGPT, Bloomberg, and more
You can now query Ramp’s economic data – Ramp Rate, AI Index, and more – from your AI assistant, terminal, or directly inside platforms like Bloomberg.

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Top SaaS Vendors on Ramp (June 2025)
See which SaaS companies saw the most spend and the fastest growth in June according to the latest Ramp data—now including bill pay data.

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Top SaaS Vendors on Ramp (May 2025)
A mix of well-known and emerging AI vendors dominate the list of who Ramp customers are paying and where their spend is increasing the most in May 2025.

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The Spring 2025 Business Spending Report is here
We’re proud to share Ramp’s Business Spending Report. In this edition, we examine trends in AI, advertising, and general business spend.

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Top SaaS Vendors on Ramp (April 2025)
Vibecoding and the future of graphic design

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Top SaaS Vendors on Ramp (March 2025)
Every month, billions of dollars get processed on Ramp cards for business expenses. And every month, we share the new vendors that customers are purchasing for the first time, to give you a glimpse into emerging market trends, companies on the rise, and much more.