
Education
Bachelors degree in English, UC Berkeley
Expertise
SMB digital marketing, B2B growth strategies
Articles by Fiona Lee

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What is financial planning and analysis (FP&A)?
FP&A combines planning, budgeting, forecasting, and analysis to help companies make smarter, data-driven financial decisions.

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Business loan underwriting process: Overview and tips
Business loan underwriting assesses credit risk as part of the loan application process. Learn how it works and get tips to improve your approval odds.

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What is an ACH payment? How it works, costs, and timing
Learn what an ACH payment is, how it works, how to send one, typical processing times and fees, and whether ACH transfers are right for your business.

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What is a warm card, and how does it work?
Warm cards allow deposits but block withdrawals and purchases, protecting your business from fraud. Learn how to get one and how they work.

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6 types of working capital financing and how to choose
Working capital financing is short-term funding that helps cover day-to-day costs like payroll, rent, and inventory when cash flow is tight.

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What is equity financing, and how does it work? A complete guide for startups
Equity financing sells a portion of company ownership to investors in exchange for working capital. Learn how it works and whether it's the best option for you.