The 8 best business gas cards of November 2024

• Save an average of 5 cents per gallon on gas
• Accepted anywhere Visa is accepted
• Provides detailed, custom reports for tracking fuel spend by truck, driver, or date
• Set custom fleet controls, including limiting card use to fuel purchases only
• Real-time alerts for out-of-policy transactions
• Automated receipt matching for fuel purchases
• No foreign transaction fees
• Supports odometer and VIN tracking
• Requires $25,000 in a U.S. business bank to qualify

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Pros:

• Only requires an EIN to apply
• No credit check or personal guarantee
• Saves businesses an average of 5% on business expenses annually

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Cons:

• No traditional rewards program
• No balance transfers
• Must pay balance in full each month

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• 4% cashback on eligible gas purchases (for the first $7,000 per year, then 1%)
• 3% cashback on eligible travel and restaurants
• 2% cashback at Costco and Costco.com
• 1% cashback on all other purchases
• No annual fee with a Costco membership
• No foreign transaction fees
• Cashback is redeemable once a year as a rewards certificate, which can be used at Costco

• High cashback rate on gas purchases
• No annual fee (with Costco membership)
• Rewards across various spending categories

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• Cashback is only redeemable once per year
• 4% cashback on gas capped at $7,000 annually
• Requires a Costco membership

• 3% cashback on purchases at gas stations, EV charging stations, office supply stores, and cell phone service providers
• 5% cashback on prepaid hotel and car rental bookings through the U.S. Bank Travel Rewards Center
• 1% cashback on all other purchases
• 0% intro APR on purchases and balance transfers for the first 15 billing cycles
• $100 annual statement credit for eligible SaaS subscriptions

Pros:

• High cashback rates across multiple categories, including gas
• Generous 0% intro APR period
• No annual fee

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Cons:

• 3% and 5% cashback categories capped at certain amounts
• SaaS statement credit limited to $100 annually
• 5% rewards restricted to bookings made through U.S. Bank Travel Center

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• 3% cashback on purchases in a category of your choice, including gas stations
• 2% cashback on dining and eligible purchases at wholesale clubs
• 1% cashback on all other purchases
• 3% and 2% cashback categories apply to the first $50,000 in combined purchases annually, then 1% on all purchases
• 0% intro APR for 9 billing cycles on purchases, followed by a variable APR
• No annual fee
• Access to an additional 25%–75% rewards bonus with Bank of America Preferred Rewards for Business

Pros:

• Flexible 3% cashback category selection
• No annual fee
• Potential for higher rewards through Bank of America Preferred Rewards

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Cons:

• 3% and 2% cashback limited to $50,000 annually
• Requires a Bank of America account for Preferred Rewards
• 3% cashback applies to only one category at a time

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• 2% cashback on gas station purchases and dining at restaurants (on the first $25,000 in combined purchases per account anniversary year, then 1%)
• 5% cashback on the first $25,000 spent at office supply stores, internet, cable, and phone services per account anniversary year
• 1% cashback on all other purchases
• Offers a $750 bonus after spending $6,000 in the first 6 months
• 0% intro APR for 12 months on purchases, followed by a variable APR
• No annual fee
• Employee cards at no additional cost

• 5% cashback on office-related expenses
• No annual fee
• Employee cards at no extra cost

• 2% and 5% cashback categories capped at $25,000 annually
• Limited to gas, dining, and office categories for higher rewards
• Requires strong credit for approval

• Up to 6¢ per gallon savings at Shell gas stations (for purchases of 5,000 gallons or more per billing cycle)
• 3¢ per gallon discount for purchases under 5,000 gallons per billing cycle
• No minimum fuel purchase requirements to qualify for savings
• Track and manage fuel expenses with detailed reports and spending controls
• No annual fee
• Online account management tools for monitoring expenses and setting spending limits for employees
• Roadside assistance with National Automobile Club (NAC)

• Fuel discounts without a minimum purchase requirement
• No annual fee
• Online management and tracking tools for fleet fuel expenses

• Limited to Shell stations for fuel savings
• No traditional rewards or cashback program
• Discounts may be lower compared to cashback offers from other cards

• 4X points on purchases at U.S. gas stations
• 6X points at participating Marriott Bonvoy hotels
• 4X points on U.S. restaurants, wireless services, and U.S. shipping purchases
• 2X points on all other eligible purchases
• Bonus offer of 75,000 Marriott Bonvoy points after spending $3,000 in the first 3 months​
• Free Night Award (valued up to 35,000 points) after your account anniversary each year
• 15 Elite Night Credits per year to help cardholders achieve higher Marriott Bonvoy status
• No foreign transaction fees

Pros:

• High points rewards for gas purchases
• Free Night Award each year
• 15 Elite Night Credits for Marriott status upgrades

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Cons:

• $125 annual fee
• Points can only be redeemed within the Marriott Bonvoy program
• Requires Marriott Bonvoy membership to access full rewards and perks

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• Offers fuel discounts ranging from 1 to 5 cents per gallon, depending on the fuel provider
• Accepted at over 95% of U.S. gas stations
• Provides detailed reporting and fuel management tools
• Flexible payment terms (pay-in-full or extended payments with fees)
• Real-time alerts on fuel price changes at nearby stations
• Reports to Dun & Bradstreet for business credit building
• Customizable spending controls for employees

Pros:

• Accepted at most U.S. gas stations
• Flexible payment options
• Detailed tracking and reporting for fuel management

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Cons:

• Requires credit check for approval
• No rewards or rebates on gas purchases
• Extended payments may come with fees

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