
Michael Peck
Finance Writer and Editor, Ramp
Michael Peck has written, edited, and overseen content marketing for organizations ranging from Salesforce, Morningstar, and Northwestern University’s Kellogg School of Management to Rand McNally and TV Guide.com. He’s covered B2B tech, sales, leadership and innovation, travel, entertainment, social media, retail, and more. He’s also an author of award-winning fiction and is a graduate of Syracuse University’s S.I. Newhouse School of Public Communications.
Articles by Michael Peck

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Business loan underwriting: Process and tips for loan approval
Business loan underwriting assesses credit risk as part of the loan application process. Learn how it works and get tips to improve your approval odds.

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What are general and administrative (G&A) expenses?
Learn what general and administrative (G&A) expenses are, why they matter, how they factor into your business’s income statement, and how to manage them.

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Cash vs. accrual accounting: Key differences and which to choose
Learn more about cash accounting vs. accrual accounting, including the pros and cons of each and how to choose the right accounting method for you.

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Best business lines of credit for startups
Explore the best business lines of credit for startups. Learn how they work, what you need to qualify, and compare top lenders to find the right fit.

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What is a cash budget? Definition, importance, and step-by-step guide
A cash budget helps you forecast when money will flow into and out of your business. Learn how to create one with our step-by-step guide.

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Bad debt expense: Formulas, examples, and tax tips
Learn what bad debt expense is, how to calculate it, and how to record it correctly. Explore methods, journal entries, tax tips, and how to reduce your risk.