Michael Peck
Finance Writer and Editor
Michael Peck has written, edited, and overseen content marketing for organizations ranging from Salesforce, Morningstar, and Northwestern University’s Kellogg School of Management to Rand McNally and TV Guide.com. He’s covered B2B tech, sales, leadership and innovation, travel, entertainment, social media, retail, and more. He’s also an author of award-winning fiction and is a graduate of Syracuse University’s S.I. Newhouse School of Public Communications.
school
Education
B.S., Communications, S.I. Newhouse School of Public Communications at Syracuse University
Articles by Michael Peck
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Cash vs. accrual accounting: What's the difference?
Cash accounting records transactions when cash moves. Accrual accounting records them when earned or incurred, regardless of payment timing.
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What is a cash budget? Definition, importance, and example
A cash budget projects your business’s cash inflows and outflows to help you prevent shortfalls, manage liquidity, and plan for growth.
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Free cash flow (FCF): Definition and how to calculate it
Free cash flow (FCF) is the cash left after operating expenses and CapEx. It shows how much cash you can use for debt, dividends, or growth.
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Bad debt expense: Definition, formulas, and examples
Bad debt expense is the estimated portion of accounts receivable you won’t collect, recorded as an operating expense and offset by an allowance.
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How does cashback work on credit cards?
Cashback credit cards return a percentage of your purchases as rewards you can redeem as statement credits, bank deposits, or gift cards.
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Debt-to-equity ratio: Definition, formula, and interpretation
The debt to equity ratio measures financial leverage by comparing total liabilities with shareholders’ equity and shows how much debt a company uses.