Michael Peck
Finance Writer and Editor, Ramp
Michael Peck has written, edited, and overseen content marketing for organizations ranging from Salesforce, Morningstar, and Northwestern University’s Kellogg School of Management to Rand McNally and TV Guide.com. He’s covered B2B tech, sales, leadership and innovation, travel, entertainment, social media, retail, and more. He’s also an author of award-winning fiction and is a graduate of Syracuse University’s S.I. Newhouse School of Public Communications.
Education
B.S., Communications, S.I. Newhouse School of Public Communications at Syracuse University
Articles by Michael Peck
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Debt-to-equity ratio: Formula, calculation, and how to interpret it
Learn about the debt-to-equity ratio formula, which divides total liabilities by shareholders’ equity, showing how much debt vs. equity finances a business.
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What is a payroll account? Definition and setup guide
A payroll account is a dedicated bank account for wages and payroll taxes. Learn how to set up a payroll account, stay compliant, and manage cash flow
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How do business grants work? A guide for startups and small businesses in 2025
Learn how business grants work: A guide to non-dilutive funding from government, nonprofit, and corporate programs that support startup and SMB growth.
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Static budgets explained: Definition, importance, and limitations
A static budget is a fixed financial plan that stays unchanged through a period. See its advantages, limits, and the best scenarios to use them.
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What is free cash flow (FCF)? Formula, calculation, and how to interpret it
Free cash flow is the cash left over after deducting operating costs and capital expenditures. Learn FCF formulas, how to calculate it, and why it matters.
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The essential guide to strategic budgeting in 2025
Strategic budgeting links financial planning to business strategy. Explore the essential methods, steps, and tools to create effective budgets in 2025.