Michael Peck
Finance Writer and Editor
Michael Peck has written, edited, and overseen content marketing for organizations ranging from Salesforce, Morningstar, and Northwestern University’s Kellogg School of Management to Rand McNally and TV Guide.com. He’s covered B2B tech, sales, leadership and innovation, travel, entertainment, social media, retail, and more. He’s also an author of award-winning fiction and is a graduate of Syracuse University’s S.I. Newhouse School of Public Communications.
Education
B.S., Communications, S.I. Newhouse School of Public Communications at Syracuse University
Articles by Michael Peck
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Direct vs. indirect cash flow: Key differences
Direct and indirect methods present operating cash flow differently. Direct lists cash receipts and payments; indirect starts with net income and adjusts.
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Merchant cash advance: What it is and how it works
A merchant cash advance provides upfront capital repaid through future sales at a fixed factor rate, often at a higher annualized cost than traditional loans.
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P&L management: 8 common mistakes to avoid
P&L management is the ongoing process of monitoring and optimizing a business's revenue, costs, and expenses to protect margins and maximize net profit.
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How to make an ACH payment in 5 simple steps
An ACH payment is an electronic bank-to-bank transfer through the Automated Clearing House network, used for payroll, vendor invoices, and recurring bills.
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Free cash flow: What it is and how to calculate it
Free cash flow is the cash a business keeps after operating expenses and capital expenditures, available to pay down debt, reinvest, or return to shareholders.
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Cash flow statement indirect method: Definition and steps
The indirect method starts with net income and adjusts for non-cash items and working capital changes to calculate a business's actual operating cash flow.