
Michelle Lowery
Finance Writer and Editor
Michelle Lowery has written and edited content for a variety of companies, including Disney, Dick’s Sporting Goods, Apartments.com, Petfinder, and Semrush. She’s covered topics ranging from B2B tech, legal, medical, and pets to real estate, small business, finance, and more. She’s also built and managed content teams for organizations such as Skillshare and ChamberofCommerce.com. She is a published author and Air Force veteran.
Articles by Michelle Lowery

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Invoice scanning: What it is and how to automate it
Invoice scanning converts paper and PDF invoices into structured digital data using OCR, enabling data extraction, validation & routing without manual entry.

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What is an eCheck and how does it work?
An eCheck is a digital version of a paper check that moves money between bank accounts through the ACH network, settling in 3–5 business days at low cost.

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What is a fiscal year? Definition and examples
A fiscal year is any 12-month period a business uses for accounting, budgeting & tax reporting. It doesn't have to match the January-to-December calendar year.

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Expensify vs. SAP Concur: Which is right for you?
Expensify and SAP Concur are expense management tools that differ in pricing, approval workflows, integrations, travel tools, policy controls, and scalability.

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What are accrued expenses?
Accrued expenses are costs a business has incurred but not yet paid, recorded as current liabilities to match expenses with the accounting period incurred.

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Procurement and vendor management: Key differences
Procurement covers sourcing, evaluating & buying from suppliers, while vendor management oversees performance, compliance & value after contracts are signed.