Michelle Lowery
Finance Writer and Editor
Michelle Lowery has written and edited content for a variety of companies, including Disney, Dick’s Sporting Goods, Apartments.com, Petfinder, and Semrush. She’s covered topics ranging from B2B tech, legal, medical, and pets to real estate, small business, finance, and more. She’s also built and managed content teams for organizations such as Skillshare and ChamberofCommerce.com. She is a published author and Air Force veteran.
Articles by Michelle Lowery
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ACH processing fees: Costs, types, and how to save
ACH processing fees are the per-transaction costs to move money through the ACH network, typically $0.20 to $1.50 flat or 0.5% to 1.5% by provider and volume.
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Digital payments: Types, benefits, and how they work
Digital payments transfer value between accounts electronically, without cash or checks, using cards, ACH, wire transfers, virtual cards, and mobile wallets.
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What is invoice processing? Steps and best practices
Invoice processing is the AP workflow for receiving, validating, approving, and paying vendor invoices while keeping records accurate and audit-ready.
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What is an automatic payment program?
An automatic payment program authorizes recurring payments on a fixed schedule without manual intervention, reducing late fees and processing overhead.
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Purchase order number: What it is and how to create one
A purchase order number is a unique alphanumeric code a buyer assigns to a purchase order to track it from request to payment and match it to invoices.
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Can you use a personal credit card for business expenses?
Using a personal credit card for business expenses is legal but creates commingling risks, complicates taxes & exposes personal assets to business liability.