Michelle Lowery
Finance Writer and Editor
Michelle Lowery has written and edited content for a variety of companies, including Disney, Dick’s Sporting Goods, Apartments.com, Petfinder, and Semrush. She’s covered topics ranging from B2B tech, legal, medical, and pets to real estate, small business, finance, and more. She’s also built and managed content teams for organizations such as Skillshare and ChamberofCommerce.com. She is a published author and Air Force veteran.
Articles by Michelle Lowery
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Account reconciliation: What it is and how it works
Account reconciliation is the process of comparing internal financial records to external statements to confirm every transaction is accurate and complete.
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What is per diem? Meaning, rates and rules
Per diem is a daily allowance employers provide to cover business travel expenses like lodging, meals, and incidentals, set using federal GSA rates.
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Proration: What it means and how to calculate it
Proration is the practice of dividing costs proportionally based on usage, ownership, or time to ensure fair billing across partial periods.
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What is the Costco Anywhere Visa Business Card?
The Costco Anywhere Visa Business Card by Citi is a no-fee business card for Costco members that earns 5% on gas, 3% on travel, and 2% on Costco purchases.
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Business loan requirements: What you need to qualify
Business loan requirements are the criteria lenders use to qualify borrowers, including credit score, annual revenue, time in business, and collateral.
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Zero-based budgeting: What it is and how to implement it
Zero-based budgeting is a method where every expense is justified from scratch each period, starting from zero rather than the prior year's budget baseline.