Michelle Lowery
Finance Writer and Editor
Michelle Lowery has written and edited content for a variety of companies, including Disney, Dick’s Sporting Goods, Apartments.com, Petfinder, and Semrush. She’s covered topics ranging from B2B tech, legal, medical, and pets to real estate, small business, finance, and more. She’s also built and managed content teams for organizations such as Skillshare and ChamberofCommerce.com. She is a published author and Air Force veteran.
Articles by Michelle Lowery
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What is a procurement orchestration platform?
A procurement orchestration platform connects people, systems, and data across the buying lifecycle, from intake and approvals to POs and payment.
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AI accounting software: 14 best tools for 2026
AI accounting software automates bookkeeping, transaction coding, reconciliation, reporting, invoice processing, and close workflows using machine learning.
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ACH trace number: How to track your ACH payments
An ACH trace number is a 15-digit code that banks use to locate missing, delayed, or disputed electronic payments moving through the ACH network.
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How accounts receivable affects cash flow
Accounts receivable increases reduce cash flow while decreases free it up. DSO, aging reports, and faster invoicing all help speed up collections.
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What is CHIPS and how does the payment system work?
The Clearing House Interbank Payments System (CHIPS) is a payment system that clears more than $2 trillion in USD daily via netting.
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Vendor rebates: Definition and how they work
Vendor rebates are supplier incentives paid after you hit purchasing targets. They cut costs, boost margins, strengthen supplier ties, and improve cash flow.