Articles by Ramp team
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New on Ramp: March edition
Ramp is rolling out powerful new tools to help tighten expense policies, automate receipts, speed up bill payments, and manage global transactions with ease.
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Recurring revenue loans: alternative financing for businesses with predictable revenue
Recurring revenue loans are a type of debt financing based on how much revenue your company brings in on a regular basis, rather than profitability. It allows companies that haven’t generated their first penny in profit to access the growth capital they need as long as their revenues can support such access.
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Why startup finance leaders should give every employee a corporate card
As a startup grows, it becomes harder to see where and what employees are spending on. The founder’s credit card can only be used for so long. A better solution is to give all your employees corporate cards with built-in controls.
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Using the equity multiplier formula to assess your business debt, risk, and overall health
The equity multiplier formula can help with understanding your business's debts and associated risks, as well are your overall health. In this article, we share how to calculate the equity multiplier and the benefits of doing so.
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Expense report basics—and why you should eliminate them
Expense reports, while necessary at times, are ineffective and require an unreasonable amount of time to complete. In this article, we lay out exactly why expense reports should be a thing of the past and share what you should be doing instead.
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How your debt-to-equity ratio can help you better understand your financial picture
For growing businesses, understanding your debt to equity ratio is a critical exercise to better understand the overall health of your business. In this article, we dive into debt and equity ratios and what they signal.