Ramp team

Ramp team

The Ramp team is comprised of subject matter experts who are dedicated to helping businesses of all sizes work smarter and faster.

Articles by Ramp team

Retainage payable: what it is, how to record it, and when to release it

ARTICLE

Retainage payable: what it is, how to record it, and when to release it

Retainage payable is the liability contractors carry when withholding funds from subcontractors. Learn how to record, track, and release it across projects.
What happens in a bank run — and how businesses can protect their cash

ARTICLE

What happens in a bank run — and how businesses can protect their cash

Understand what triggers bank runs, what recent failures teach us, and how to protect your company’s cash with diversified banking and treasury best practices.
Retainage in construction: definition, rates, and how to manage cash flow

ARTICLE

Retainage in construction: definition, rates, and how to manage cash flow

Retainage withholds a percentage of payment until project completion. Learn what rates are typical, when it's released, and how to manage the cash flow gap.
Lien waivers: What they are, when to sign, and how to track them

ARTICLE

Lien waivers: What they are, when to sign, and how to track them

A lien waiver releases your right to file a mechanic's lien once paid. Learn the 4 types, when to sign safely, and how to manage waiver exchanges in AP.
FP&A vs. accounting: 7 differences and where the two functions meet

ARTICLE

FP&A vs. accounting: 7 differences and where the two functions meet

FP&A vs. accounting: accounting records the past, FP&A plans the future. Here are 7 differences and where the two finance functions intersect.
FP&A best practices: A 9-point checklist for finance teams

ARTICLE

FP&A best practices: A 9-point checklist for finance teams

FP&A best practices have shifted from static budgets to driver-based plans, rolling forecasts, and AI automation. Here's the 9-point checklist.