Tom Hardej

Tom Hardej

Freelance Writer and Editor

Tom Hardej is a seasoned and versatile writer and editor with editorial, publishing, and content management experience across B2C and B2B audiences within finance, e-commerce, technology, education, and health care.

Education
BA from Boston College

Articles by Tom Hardej

What is an automatic payment program?

ARTICLE

What is an automatic payment program?

An automatic payment program authorizes recurring payments on a fixed schedule without manual intervention, reducing late fees and processing overhead.
Expense reimbursement: A complete guide

ARTICLE

Expense reimbursement: A complete guide

Expense reimbursement is the process where an employer repays an employee for approved out-of-pocket business costs such as travel, meals, and supplies.
Liabilities vs. expenses: Key differences explained

ARTICLE

Liabilities vs. expenses: Key differences explained

Liabilities are debts a business owes and appear on the balance sheet. Expenses are costs incurred to generate revenue and appear on the income statement.
Billable expense income: Definition and examples

ARTICLE

Billable expense income: Definition and examples

Billable expense income is revenue recorded when a client reimburses costs a business paid on their behalf, such as travel, materials, or subcontractor fees.
What are electronic receipts and how do they work?

ARTICLE

What are electronic receipts and how do they work?

E-receipts are digital proofs of purchase delivered via email, SMS, or app, used for expense tracking, tax deductions, and audit documentation.
Proof of purchase: What counts and what doesn't

ARTICLE

Proof of purchase: What counts and what doesn't

Proof of purchase is a verifiable document, like an itemized receipt or invoice, that shows a buyer paid a seller for a specific product or service.