Tom Hardej

Tom Hardej

Freelance Writer and Editor

Tom Hardej is a seasoned and versatile writer and editor with editorial, publishing, and content management experience across B2C and B2B audiences within finance, e-commerce, technology, education, and health care.

Education
BA from Boston College

Articles by Tom Hardej

9 best business expense trackers for 2026

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9 best business expense trackers for 2026

A business expense tracker is software that records, categorizes, and monitors spending. Options range from free plans to enterprise platforms with ERP sync.
Discretionary expenses: Definition, examples, and tips

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Discretionary expenses: Definition, examples, and tips

Discretionary expenses are costs a business or household can reduce, delay, or cut without disrupting operations, such as travel, perks, and premium software.
Payroll expenses: How to calculate your total cost of labor

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Payroll expenses: How to calculate your total cost of labor

Payroll expenses cover gross wages plus employer taxes, benefits, and fees. Calculate your true cost of labor per role with a formula and benchmarks.
What is cost analysis? Definition and how to calculate

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What is cost analysis? Definition and how to calculate

Cost analysis identifies, measures, and forecasts the direct, indirect, fixed, and variable costs of a decision to show its true financial impact and ROI.
Business travel expenses and deductions

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Business travel expenses and deductions

Business travel expenses are ordinary and necessary costs of traveling away from your tax home for work, such as airfare, lodging, mileage, and 50% of meals.
Incidental expenses: Definition, examples, and tax rules

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Incidental expenses: Definition, examples, and tax rules

Incidental expenses are small, unplanned business costs like tips, parking, and Wi-Fi fees, with a $5-a-day federal incidentals rate and IRS receipt rules.