The end of manual accounting

Accountants live by two fundamental truths:

1. The books have to be right.
2. The books have to be ready on time.

Every month starts off a new race to close the books. For the average business, this includes a full workday’s worth of time spent manually coding 320-plus transactions.¹

“Automation” was supposed to help. Yet you’re stuck clicking “Looks right” countless times. Rules only go so far — good luck trying to anticipate every permutation of your spend. “Marriott = Travel” helps until a client dinner happens at the hotel and everything breaks. Now you’re back to manual re-coding.

And when you try to close, you’re running down missing details to understand why travel expenses in your GL don't tie to what was actually spent.

Starting today, the race to close is no longer a chase. Meet Ramp’s Accounting Agent — built into Ramp to code and review every dollar of spend, move routine work forward automatically, and automate accruals and reconciliation so you're not scrambling to finish close on day 10 of the following month.

“Ramp’s Accounting Agent has completely changed how we operate. What used to take hours of manual review now happens automatically — and it’s accurate enough that I’d trust 98% of transactions to auto-sync without review.”
—Neusha Sayadian, Fractional CFO, Valence

From swipe to sync, automatically

This is what accounting now looks like on Ramp:

• Works on day one. Ramp takes the first pass for you, coding every line item, reviewing every transaction, and flagging anything needing judgment. No “if this then that” setup required.
• Routine spend auto-syncs. Low-risk transactions — a $17 Uber ride, for example — now post to your accounting system automatically. Ramp codes the expense, runs your required checks, and syncs it with a full audit trail. Your close starts at the first swipe, not month-end.
• Gets better as you use it. Ramp learns from your historical patterns and adjustments and gets smarter with live feedback.
• No more “we can’t close yet.” At month-end, Ramp accrues what isn’t ready to sync and reconciles with your ERP in seconds.

“Ramp's Accounting Agent picks up the nuances, like when spend belongs in samples instead of travel and entertainment. It’s learning how we actually operate.”
—Jim Romano, CFO, Stateside Brands

Thousands of teams using Ramp’s Accounting Agent are seeing:

• 3.5x more transactions coded automatically compared to legacy tools.²
• 98% accuracy when Ramp determines a transaction is “ready to sync” to their ERP.³
• 70% fewer corrections within the first month as Ramp learns their accounting logic.⁴

How it works

1) Every transaction is auto-coded the moment it happens

Ramp codes spend automatically using transaction context and your team’s historical patterns, so you’re not chasing employees for details or re-coding their submissions.

• All required fields are filled in automatically, including GL, department, class, location, and any custom field.
• Bills are split and coded at the line-item level, so a single invoice can post cleanly across multiple GLs or departments.
• Corrections are made once, in plain language, like “Code Uber rides for the LA sales team to ‘Client travel’ going forward.”
• Ramp learns from the change and the explanation, so the same issues don’t keep coming back for review.

Over time, all spend is coded the way your team expects — without brittle rules, repeat fixes, or manual first-pass work.

2) Your Agent starts review before you log in

You review only what matters, with the context needed to decide what to sync, fix, or flag.

• Routine spend stops requiring repeat work. Ramp learns from your decision patterns over time to approve and sync recurring transactions.
• You stay in control. You determine what Ramp can do: code, review, sync, or all of the above.
• When judgment is required, Ramp shares the context. It checks submission completeness, coding certainty, and vendor history automatically.

3) Accrue the stragglers, reconcile everything

Hit with a last-minute batch of transactions on the 31st with missing receipts, and the cardholder’s on PTO? Ramp accrues what isn’t ready to sync so the spend lands in the right period, then reverses the accrual next month. When the details come in, you can sync without double-counting.

Ramp also reconciles with your ERP in real time, flagging any missing, duplicate, or mismatched transactions.

No more surprises at close. No more VLOOKUPs between “Statement_12-31_FINAL” and your GL export.

Multiply your team’s impact with real-time close

With Ramp’s Accounting Agent, the close doesn’t wait for month-end. The work moves forward every day.

Keep relying on legacy “automation” and you’ll keep chasing missing information, rewriting rules, and carrying a backlog of transactions to code and review into month-end.

Or you can run accounting in real time on Ramp, so close happens 3x faster every month and leadership sees accurate numbers while there’s still time to act.

Accounting finally moves with the business, not behind it.

<sup>1. Average number of monthly transactions manually coded by a Ramp midmarket business.
2. Based on measured product usage from customers with early access to Ramp’s Accounting Agent, compared against legacy-tool automation rates reported by survey respondents (November 2025).
3. Based on internal Ramp data; Accuracy measured as the % of transactions flagged as ‘Ready to Sync’ that were ultimately synced without any subsequent changes.
4. Based on internal Ramp data from early-access Ramp customers; improvement measured on AI GL account codings after 250 transactions.</sup>