Budgets vs. actuals, faster answers, and clearer permissions
Tracking budgets against real activity shouldn’t require spreadsheets or month-end cleanups. This month’s updates focus on helping teams close the loop between planning and execution — so budgets, approvals, and day-to-day activity stay aligned as work happens.
Here’s what’s New on Ramp in January:
New: Track budgets vs. actuals as money moves
Seeing where budgets stand shouldn’t be a guessing game.
With Ramp Budgets, teams can track live activity against budgets across cards, reimbursements, Bill Pay, and purchase orders. Approvals happen with context, budget owners always know what’s left, and finance teams get alerts before overages turn into surprises.
Upload your budget once, and Ramp keeps it connected to every transaction — so planning reflects reality, not last month’s numbers.
Learn more about Ramp Budgets →
New: Search your data in plain English
Finding answers in tables shouldn’t mean rebuilding views or stacking filters.
Ramp now lets you search tables using plain-English phrases like “SaaS vendor payments over $10K” to instantly group, filter, and sort data. It’s a faster way to answer planning and close-related questions—without leaving Ramp or exporting to spreadsheets.
Pay multiple bills at once — without manual runs
Manual payment runs create unnecessary cleanup at close.
Automated bill batching groups approved bills into a single payment across ACH, SWIFT, and international rails. Fewer payments to track means fewer open items and a cleaner path into month-end close.
Learn how automated bill batching works →
Grant the right permissions for each role
Planning holds up when everyone has the access they need — and nothing more.
Custom AP clerk roles let you control who can submit bills, edit drafts, or view payment details, keeping bill status clear heading into close.
View-only admin roles give auditors visibility into expenses and accounting without the ability to make changes — supporting reviews without increasing risk.
Together, these controls reduce back-and-forth and keep responsibility clearly defined across teams.
Explore role-based permissions on Ramp →
See Ramp Budgets in action
To go deeper, we’re hosting a short session on how teams use Ramp Budgets to move from month-end surprises to real-time visibility.
We’ll walk through real workflows and show how budgets stay connected to approvals and activity as work happens.
Want to stay up to date on everything we’re shipping? Visit ramp.com/product-releases to see the full changelog.
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Justin Webster
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Nick Brizeno
Director of Purchasing, San Marcos Unified School District
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Ryan Cole
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Greg Cooley
Controller, AngelList
“Invoices, cards, tokens. The categories change but the principle doesn't: know where the money is going, remove the work around it, and make sure the spend is worth it.”
Maciej Mylik. Finance
ElevenLabs
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Justin Dourado
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“There's just no surprises anymore. No more waiting two months to find out how a job did. We know how it's doing as it's happening.”
Erich Kuss
Financial Systems Manager, Infinity Home Services
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Cody Nutt
Senior Director of Business Systems, Daxko
