January 27, 2026

New on Ramp: January Edition

Budgets vs. actuals, faster answers, and clearer permissions

Tracking budgets against real activity shouldn’t require spreadsheets or month-end cleanups. This month’s updates focus on helping teams close the loop between planning and execution — so budgets, approvals, and day-to-day activity stay aligned as work happens.

Here’s what’s New on Ramp in January:

New: Track budgets vs. actuals as money moves

Seeing where budgets stand shouldn’t be a guessing game.

With Ramp Budgets, teams can track live activity against budgets across cards, reimbursements, Bill Pay, and purchase orders. Approvals happen with context, budget owners always know what’s left, and finance teams get alerts before overages turn into surprises.

Upload your budget once, and Ramp keeps it connected to every transaction — so planning reflects reality, not last month’s numbers.

Learn more about Ramp Budgets →

New: Search your data in plain English

Finding answers in tables shouldn’t mean rebuilding views or stacking filters.

Ramp now lets you search tables using plain-English phrases like “SaaS vendor payments over $10K” to instantly group, filter, and sort data. It’s a faster way to answer planning and close-related questions—without leaving Ramp or exporting to spreadsheets.

See how table search works →

Pay multiple bills at once — without manual runs

Manual payment runs create unnecessary cleanup at close.

Automated bill batching groups approved bills into a single payment across ACH, SWIFT, and international rails. Fewer payments to track means fewer open items and a cleaner path into month-end close.

Learn how automated bill batching works →

Grant the right permissions for each role

Planning holds up when everyone has the access they need — and nothing more.

Custom AP clerk roles let you control who can submit bills, edit drafts, or view payment details, keeping bill status clear heading into close.

View-only admin roles give auditors visibility into expenses and accounting without the ability to make changes — supporting reviews without increasing risk.

Together, these controls reduce back-and-forth and keep responsibility clearly defined across teams.

Explore role-based permissions on Ramp →

See Ramp Budgets in action

To go deeper, we’re hosting a short session on how teams use Ramp Budgets to move from month-end surprises to real-time visibility.

We’ll walk through real workflows and show how budgets stay connected to approvals and activity as work happens.

Join us on February 11 →

Want to stay up to date on everything we’re shipping? Visit ramp.com/product-releases to see the full changelog.

Try Ramp for free
Share with
Geoff CharlesChief Product Officer, Ramp
Geoff Charles is the CPO at Ramp, leading the product management, operations, and support teams. He has been working in financial services for over a decade across B2B and B2C. Prior to Ramp, Geoff helped spin off Mission Lane and scaled credit products to millions of consumers. He started his career advising Fortune 100 financial services companies and is now focused on building better software to disrupt them.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.

Browserbase builds infrastructure so AI agents can do real work. Ramp is doing the same for finance. It’s not another tool. It’s a system purpose-built for AI-driven finance, and that’s why we chose Ramp as our financial operating system from day one.

Paul Klein IV

Founder & CEO, Browserbase

How the startup that helped design Ramp’s procurement agent automated its own procure-to-pay

We used to pay up to $20k a year for our AP platform. With Ramp, we’re earning back well over that amount. That's money that belongs to the mission now, not to the back-office software.

Heidi Coffer

Chief Financial Officer, Boys & Girls Clubs of San Francisco

Boys & Girls Clubs of San Francisco used to pay for their finance software — now it pays them

We're accountable to our funders, our partners, and the families we serve. That accountability starts with how we manage every dollar. Ramp makes it easy for our team to spend wisely, track in real time, and keep overhead low so more resources reach the families navigating infertility.

Rachel Fruchtman

CFO, Jewish Fertility Foundation

Jewish Fertility Foundation reclaimed 11 work weeks and put more time into serving families

Each member of our team has an outsized impact due to our focus on using high-leverage tools like Ramp.

Lauren Feeney

Controller, Perplexity

How Perplexity's finance team of 10 scales one of the fastest-growing AI startups

With Ramp, we haven’t had to add accounting headcount to keep up with growth. The biggest takeaway is that instead of hiring our way through it, we fixed the workflow so we can keep supporting the organization as we scale.

Melissa M.

VP of Accounting at Brandt Information Services

Brandt grew finance operations 3x with zero added accounting headcount

In the public sector, every hour and every dollar belongs to the taxpayer. We can't afford to waste either. Ramp ensures we don't.

Carly Ching

Finance Specialist, City of Ketchum

City of Ketchum saves 100+ hours to make every taxpayer dollar count

Compared to our previous vendor, Ramp gave us true transaction-level granularity, making it possible for me to audit thousands of transactions in record time.

Lisa Norris

Director of Compliance & Privacy Officer, ABB Optical

From 2 months to 2 days: ABB Optical's Sunshine Act compliance breakthrough

We chose Ramp because it replaced several disparate tools with one platform our teams actually use—if it’s not in Ramp, it’s not getting paid.

Michael Bohn

Head of Business Operations, Foursquare

Painless procurement in half the time: Foursquare's single system for spend