

As Ramp turns five, I want to share a little about my cofounder, Karim Atiyeh.
To give you a quick sense: at 18, Karim was taken hostage at gunpoint by a group of armed militiamen at the border with Syria, when he was trying to leave Lebanon for his college exams. Ten other people were held with him, and he was the only one who spoke fluent Arabic.
He thought fast, talked fast, convinced the gunmen he was on their side, and somehow got them to believe the whole thing was just a big misunderstanding. He negotiated an escape for the entire group, and by the end, some of the militiamen even helped the group carry their suitcases across the border. This is someone who can always pull a rabbit out of a hat.
The first memory I have of Karim was him talking to me in French. I don’t speak French and had no idea what he was saying. It was our first winter in Boston, and we both grew up in the desert — he in Beirut and myself in Las Vegas. So we had equipped ourselves with the heaviest jacket we could find: Canada Goose, which in 2009 was only worn by French people and Canadians. And Karim and me.
Turns out Karim saw my jacket, assumed I was French, and tried to bum a cigarette. The request failed but our friendship began then and there. (He still can’t handle the cold and lives in Miami now.)
When I was learning computer science, Karim helped teach me. He assistant-taught the course alongside other greats like OpenAI’s Greg Brockman and Figma’s Yuhki Yamashita. When Karim couldn’t get a visa to work in the US one summer, I helped him get a slot on Harvard’s delegation to the 2010 World Expo in Shanghai; I also got myself on a local game show, and so we both went to China.
We started our first company Paribus together, and I discovered that Karim was not only a great programmer and a great friend, but exactly the kind of person you want to be in business with. When we sold the company, we allocated most of the retention package to our team, not to ourselves like the acquirer had offered. We thought it would mean more to share it even beyond what the employee ownership stakes implied. And we made a point of recognizing the many other people that had helped us.
Doing the right thing and being generous with people are why there are so many repeat team members from Paribus at Ramp, and it’s part of what makes Karim a leader people want to follow.
Five years after cofounding Ramp, and fifteen years after accosting me in French, Karim is still pulling rabbits out of hats regularly. Ramp has been called one of the top startups in America, and if that’s true, it’s because I have one of the best cofounders in America.
Karim, thank you “a bunch”!

“Our previous bill pay process probably took a good 10 hours per AP batch. Now it just takes a couple of minutes between getting an invoice entered, approved, and processed.”
Jason Hershey
VP of Finance and Accounting, Hospital Association of Oregon

“When looking for a procure-to-pay solution we wanted to make everyone’s life easier. We wanted a one-click type of solution, and that’s what we’ve achieved with Ramp.”
Mandy Mobley
Finance Invoice & Expense Coordinator, Crossings Community Church

“We no longer have to comb through expense records for the whole month — having everything in one spot has been really convenient. Ramp's made things more streamlined and easy for us to stay on top of. It's been a night and day difference.”
Fahem Islam
Accounting Associate, Snapdocs

“It's great to be able to park our operating cash in the Ramp Business Account where it earns an actual return and then also pay the bills from that account to maximize float.”
Mike Rizzo
Accounting Manager, MakeStickers

“The practice managers love Ramp, it allows them to keep some agency for paying practice expenses. They like that they can instantaneously attach receipts at the time of transaction, and that they can text back-and-forth with the automated system. We've gotten a lot of good feedback from users.”
Greg Finn
Director of FP&A, Align ENTA

“The reason I've been such a super fan of Ramp is the product velocity. Not only is it incredibly beneficial to the user, it’s also something that gives me confidence in your ability to continue to pull away from other products.”
Tyler Bliha
CEO, Abode

“Switching to Ramp for Bill Pay saved us not only time but also a significant amount of money. Our previous AP automation tool cost us around $40,000 per year, and it wasn’t even working properly. Ramp is far more functional, and we’re getting the benefits at a fraction of the cost.”
Frank Byers
Controller, The Second City
