Ramp vs Amex

Amex offers traditional corporate cards with basic software for small businesses. Ramp is an all-in-one finance automation platform that automates complex financial processes to save you time and money.
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A Ramp card with settings on top of it. One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 30,000+ businesses already simplifying their finances
Ramp
Amex
Physical cards
Unlimited virtual cards
Simple, unlimited 1.5% cash back
Slack integration
Free expense management software
Expense and accounting automation
Automated onboarding with HRIS integrations
Free and easy to use reimbursements
Dedicated procurement team to help you save

Top 3 reasons leaders pick Ramp over Amex

Woman at her computer, looking at her Ramp card and smiling to herself.
Entirely free plus 1.5% cashback
Don't waste time playing the points game. Ramp's 1.5% cashback is simple and straightforward.
A Ramp card with settings on top of it. One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role.
Best in class integrations
Ramp integrates with Netsuite, Quickbooks, Xero, and Sage Intacct.
“Our finance team and employees alike love Ramp for its ease of use, spend visibility, and excellent customer service. Its modern spend controls help us all take accountability for the operating efficiency of the company.”
Ivan Makarov, former VP of Finance, Webflow

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About usWhy RampCareersCustomersHelp centerCorporate cardsProduct annoucementsVersus
1. We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.
© 2024 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company. The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. Please visit our Terms of Service for more details. Read our Editorial Guidelines and Privacy Policy.
Ramp Payments Corporation - NMLS 2371465 , Ramp Financing Corporation - NMLS 2431387
Ramp Visa Commercial Card is issued by Sutton Bank (Members FDIC). See the Payment Card Addendum and 1-day payment terms and conditions for full details.
Ramp cards are issued in Canada by Peoples Trust Company, pursuant to license by *Visa International. Visa Int./Peoples Trust Company, Licensed User.
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