Articles by Marc Guberti

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How to find your employer identification number (EIN)
To find your employer identification number (EIN), look for a nine-digit IRS tax ID found on your CP 575 letter, past tax returns, or financial documents.

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How to get a free EIN from the IRS in minutes
The IRS issues a free EIN online in minutes if approved, or by fax in about 4 business days, by mail in about 4 weeks, or by phone for international applicants.

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Payroll expenses: How to calculate your total cost of labor
Payroll expenses cover gross wages plus employer taxes, benefits, and fees. Calculate your true cost of labor per role with a formula and benchmarks.

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What is a D-U-N-S number? How to get one for free
A D-U-N-S number is a free nine-digit ID from Dun & Bradstreet that lenders, suppliers, and agencies use to verify your business and look up its credit profile.

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6 easiest business credit cards to get in 2026
The easiest business credit cards to get include secured cards, fair-credit unsecured cards, and corporate charge cards with no personal credit check required.

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Best business credit cards for construction companies
Top business credit cards for construction companies, compared on cashback rewards, annual fees, intro APR, credit requirements, and job-site spend controls.
