Articles by Marc Guberti

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How to find your employer identification number (EIN)
To find your employer identification number (EIN), look for a nine-digit IRS tax ID found on your CP 575 letter, past tax returns, or banking documents.

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How to get an EIN for free
An EIN is a nine-digit tax ID the IRS assigns to US businesses for tax filing, hiring, banking, and building credit. Apply for free online in minutes.

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6 easiest business credit cards to get in 2026
The easiest business credit cards to get include secured cards, fair-credit unsecured cards, and corporate charge cards with no personal credit check required.

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What is a charge card and how does it work?
A charge card is a payment card that requires full balance payment each billing cycle, with no preset spending limit and no interest charges.

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What is a DUNS number and how do you get one?
A D-U-N-S number is a nine-digit identifier issued by Dun & Bradstreet for business identification, credit reporting, and vendor verification.

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How to write a nonprofit credit card policy in 6 steps
A nonprofit credit card policy is a formal document that defines rules for card use, spending limits, documentation requirements, and consequences for misuse.
