Richard Moy

Richard Moy

Finance Writer, Ramp

Richard Moy has written extensively about procurement and vendor management topics for companies like BetterCloud, Stack Overflow, and Ramp. His writing has also appeared in The Muse, Business Insider, Fast Company, Mashable, Lifehacker, and more.

Articles by Richard Moy

What an LLC should look for in a business credit card

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What an LLC should look for in a business credit card

Business credit cards offer LLC owners a way to separate their business and personal finances while building credit. Here's what LLCs should look for in a card.
0% APR credit cards: How intro APR works

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0% APR credit cards: How intro APR works

0% APR means no interest for a set time on purchases or balance transfers; after the promo ends, the regular APR applies.
Which high-limit business credit card is right for you? November 2025

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Which high-limit business credit card is right for you? November 2025

The best high-limit business credit cards combine purchasing power with other benefits, like built-in expense management. See our top picks.
The best instant or pre-approved business credit cards in November 2025

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The best instant or pre-approved business credit cards in November 2025

Discover the top instant or pre-approved business credit cards. Get the best options for business credit card pre-approval and find your perfect fit.
Best business lines of credit for startups

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Best business lines of credit for startups

Compare the best business lines of credit for startups in 2025—see top lenders, qualification criteria, and rates for flexible funding.
Best net 30 accounts to build business credit

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Best net 30 accounts to build business credit

Find the best net 30 accounts that report to D&B, Experian, and Equifax to help your business build credit and improve cash flow.