Richard Moy

Richard Moy

Finance Writer, Ramp

Richard Moy has written extensively about procurement and vendor management topics for companies like BetterCloud, Stack Overflow, and Ramp. His writing has also appeared in The Muse, Business Insider, Fast Company, Mashable, Lifehacker, and more.

Articles by Richard Moy

The best instant or pre-approved business credit cards in August 2025

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The best instant or pre-approved business credit cards in August 2025
Discover the top instant or pre-approved business credit cards. Get the best options for business credit card pre-approval and find your perfect fit.
Which high-limit business credit card is right for you? August 2025

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Which high-limit business credit card is right for you? August 2025
The best high-limit business credit cards combine purchasing power with other benefits, like built-in expense management. See our top picks for June.
How do cashback credit cards work? A guide for businesses

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How do cashback credit cards work? A guide for businesses
Cashback credit cards earn you a small percentage back on eligible spending. Learn how they work, how to redeem rewards, and how to choose the card for you.
Liabilities vs. expenses: Key differences explained

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Liabilities vs. expenses: Key differences explained
Liabilities and expenses are two different things in accounting. Liabilities represent your debts, while expenses are the costs you incur to generate revenue.
What is a secured business credit card?

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What is a secured business credit card?
In this article, we explain what a secured business credit card is and why it's a great option if your business has poor or limited credit.
What is accounts payable? Meaning, process, and examples

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What is accounts payable? Meaning, process, and examples
What is accounts payable (AP)? AP is the money a business owes to suppliers for goods and services purchased on credit. Learn about what AP is & how it works.