Richard Moy

Richard Moy

Finance Writer, Ramp

Richard Moy has written extensively about procurement and vendor management topics for companies like BetterCloud, Stack Overflow, and Ramp. His writing has also appeared in The Muse, Business Insider, Fast Company, Mashable, Lifehacker, and more.

Articles by Richard Moy

Automated invoice processing: A step-by-step guide

ARTICLE

Automated invoice processing: A step-by-step guide

Automated invoice processing uses AI and OCR to handle invoices from capture to payment, replacing manual data entry with rules-based routing and approval.
The 10 best net 30 accounts to build business credit

ARTICLE

The 10 best net 30 accounts to build business credit

Net 30 accounts let you buy goods or services now and pay within 30 days, building business credit when vendors report on-time payments to credit bureaus.
Which high-limit business credit card is right for you? July 2026

ARTICLE

Which high-limit business credit card is right for you? July 2026

The best high-limit business credit cards combine purchasing power with other benefits, like built-in expense management. See our top picks.
How cashback works on credit cards

ARTICLE

How cashback works on credit cards

Cashback is a credit card reward that returns a percentage of each purchase as cash, funded by interchange fees merchants pay per transaction.
B2B payment methods and when to use each

ARTICLE

B2B payment methods and when to use each

B2B payment methods are the ways businesses send and receive payments from other businesses, from checks and ACH to virtual cards and digital platforms.
What is accounts payable (AP)? Definition and examples

ARTICLE

What is accounts payable (AP)? Definition and examples

Accounts payable (AP) is the short-term money your business owes vendors for goods or services bought on credit, recorded as a current liability.