Richard Moy

Richard Moy

Finance Writer, Ramp

Richard Moy has written extensively about procurement and vendor management topics for companies like BetterCloud, Stack Overflow, and Ramp. His writing has also appeared in The Muse, Business Insider, Fast Company, Mashable, Lifehacker, and more.

Articles by Richard Moy

Liabilities vs. expenses: Key differences explained

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Liabilities vs. expenses: Key differences explained
Liabilities and expenses are two different things in accounting. Liabilities represent your debts, while expenses are the costs you incur to generate revenue.
What is a secured business credit card?

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What is a secured business credit card?
In this article, we explain what a secured business credit card is and why it's a great option if your business has poor or limited credit.
What is accounts payable? Meaning, process, and examples

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What is accounts payable? Meaning, process, and examples
What is accounts payable (AP)? AP is the money a business owes to suppliers for goods and services purchased on credit. Learn about what AP is & how it works.
How employee credit cards work

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How employee credit cards work
Employee credit cards help eliminate reimbursements and make it easier to track expenses. Learn how employee cards work and what to look for when choosing one.
What an LLC should look for in a business credit card

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What an LLC should look for in a business credit card
Business credit cards offer LLC owners a way to separate their business and personal finances while building business credit history.
How to check your business credit score for free

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How to check your business credit score for free
Learn how to check your business credit score, understand the factors that affect it, and take steps to improve your score across the major credit bureaus.