What are Exxon Mobil fleet cards? Alternative fuel card to choose from in 2025
- What are Exxon Mobil fleet cards?
- How to choose the right fleet card for your small business
- Exxon Mobil fleet card alternatives in 2025
- Key takeaways about Exxon Mobil fleet cards
- A corporate card built for total spend control
Exxon Mobil fleet cards are business payment solutions designed to help companies manage vehicle fueling expenses through rebates, detailed reporting, and spending controls. These cards offer businesses up to 6¢ per gallon in fuel rebates at over 12,000 Exxon and Mobil stations nationwide, while providing fleet management tools.
For businesses looking for the best fleet card options, the market offers plenty of alternatives beyond Exxon Mobil's offerings.
What are Exxon Mobil fleet cards?
Exxon Mobil fleet cards are business fuel cards issued by WEX Bank that give companies controlled access to fuel purchases while offering rebates and expense tracking. These cards are designed to replace traditional fuel reimbursement systems by giving businesses direct control over employee fuel spending.
The program offers two different card solutions. The BusinessPro card targets general business fleets and comes in two versions: one restricted to Exxon and Mobil stations with no fees, and a universal acceptance option that works at 95% of U.S. gas stations for additional fees. The FleetPro card is made specifically for diesel-driven and heavy-duty fleets, featuring Mastercard acceptance for non-fuel purchases like maintenance, parts, and travel expenses.
Both programs feature security measures including driver PIN authorization and odometer reading. Fleet administrators can set up spending controls including daily dollar limits, transaction restrictions, and time-based purchasing windows. The cards automatically create reports tracking miles per gallon, total fuel consumption, and purchase histories for each driver and vehicle.
Exxon Mobil fleet cards need standard business credit application information including company tax identification numbers, business revenue details, and time in operation. While they don't specify exact credit score requirements publicly, business fleet cards typically need fair to good business credit, generally meaning credit scores of 630 or higher for approval consideration.
Business applicants should prepare financial documentation including recent tax returns, bank statements, and detailed information about their vehicle fleet size and typical fuel consumption patterns.
How to choose the right fleet card for your small business
Picking the best fleet card for small businesses takes careful analysis of your business's specific operational patterns and management needs.
Geographic coverage
Geographic coverage is the most critical factor, as even the most generous rebate program becomes worthless if drivers can't access participating stations along their regular routes. Companies should map their typical driving patterns against each network's station locations, paying particular attention to coverage in rural areas where options may be limited.
Fleet size
Fleet size significantly impacts the value proposition of different programs. Smaller fleets with fewer than ten vehicles often benefit more from simple reward structures and minimal fees, while larger operations can leverage volume-based pricing and sophisticated management tools. The administrative complexity increases with fleet size, making advanced reporting and spending controls more valuable for companies managing dozens or hundreds of vehicles.
Fuel type
Fuel type requirements also influence card selection. Businesses operating diesel fleets need programs with strong commercial fueling network access, while gasoline fleets can often use standard retail locations. Mixed fleets need programs that accommodate both fuel types without compromising convenience or cost savings.
Management complexity
Management complexity preferences vary quite a bit between organizations. Some businesses prefer simple programs with automatic rebates and minimal administration, while others want detailed control over every aspect of fuel spending. Consider your internal resources for fleet management and choose programs that match your administrative capabilities.
Cost structure and fees
Cost structure analysis should extend beyond advertised rebate rates to include all fees, from monthly card charges to transaction fees and setup costs. Calculate the total cost of ownership for each program based on your expected monthly fuel volume, number of cards needed, and desired features.
What's the difference between business gas credit cards and fleet fuel cards?
Business gas credit cards work like standard credit cards, giving cash back or rewards on fuel purchases. Fleet fuel cards, however, are designed to control and track vehicle expenses. Rewards are the focus of gas cards, while management is the focus of fleet cards.
Exxon Mobil fleet card alternatives in 2025
Shell Fleet Card
Shell’s fleet card provides ongoing savings of up to 6¢ per gallon at Shell stations, with acceptance at more than 12,000 Shell locations and participating Jiffy Lube sites. Management tools also include automated fuel accounting, real-time expense details, and downloadable reports.
BP Fleet Card
The BP Fleet Card serves businesses through BP's network of branded stations across the United States. The program emphasizes simplicity in fleet management with straightforward reporting tools and competitive fuel pricing. BP's card system includes basic spending controls and transaction monitoring, though with fewer customization options compared to more comprehensive fleet programs.
Fuelman Cards
Fuelman fuel cards provide wide network acceptance with emphasis on cost control and fraud prevention. The program offers detailed analytics, customizable spending controls, and integration capabilities with major accounting platforms. Rebates are earned at gas stations on the Fuelman Network, with the Discount Network providing 40,000+ participating locations for up to 8¢/gal savings.
Chevron & Texaco Fleet Cards
Chevron & Texaco Fleet Cards focus on the Western United States market where Chevron maintains strong station density. The program provides volume discounts, basic reporting tools, and standard spending controls suitable for regional businesses. Chevron's network particularly serves companies operating in California, Nevada, and other Western states.
CFN Fleet Cards
CFN (Commercial Fueling Network) specializes in commercial truck stops and fleet fueling locations. The program targets heavy-duty fleets requiring diesel fuel and commercial-grade facilities. CFN provides access to truck stops with amenities like parking, maintenance services, and driver facilities, making it particularly valuable for long-haul operations.
Honorary mention: Ramp corporate card
Ramp is not a traditional fleet card—it’s a corporate card and expense management platform built to help businesses track, control, and optimize employee spend, including fuel.
For companies that operate multiple teams and want visibility into all purchases, Ramp offers features like purchase restrictions, real-time policy alerts, and automated receipt matching. Since it’s accepted anywhere Visa is, Ramp works at almost every gas station.
Ramp also integrates with accounting systems to streamline reconciliation, and offers flat cashback on almost all purchases. There are no annual fees and no personal guarantee required.
Key takeaways about Exxon Mobil fleet cards
Exxon Mobil fleet cards offer businesses a comprehensive fuel management solution that combines meaningful cost savings with robust administrative control. However, the decision to choose alternative fuel card programs depends heavily on network coverage alignment with your operational areas and the relative value of specialized fleet management features versus broader acceptance networks.
The key is matching program capabilities with your specific operational requirements and administrative preferences to make sure you're happy with your fleet fuel management solution in the long run.
A corporate card built for total spend control
Choosing a business credit card isn’t just about earning rewards, it’s about gaining control over one of your largest recurring costs. Businesses often overspend on fuel and other operational expenses not because they’re using more, but because they can’t see who’s spending what, where, or when.
Ramp is not a traditional fleet card—it’s a corporate card and expense management platform built to help businesses track, control, and optimize employee spend, including fuel.
Accepted wherever Visa is, it comes with no annual fee and is available to businesses with at least $25,000 in a U.S. business bank account. With centralized controls and automation, Ramp gives finance teams visibility across all employee spend:
- Save more by preventing out-of-policy spend: Preset controls on corporate cards for specific vendors and categories.
- Be free from expense reports: Easily submit expenses through SMS, mobile app, and integrations.
- Unlock savings in real time: Get insight into spend as it happens, with a platform that pays off immediately.
- Grow your business with the right terms: Get rewards and perks, like 5% savings*. There’s no personal credit checks or personal guarantee.
Ramp gives finance teams precise oversight, cleaner books, and fewer wasted dollars. Instead of rewarding overspending, Ramp helps you spend less and know exactly where every dollar goes.
See how Ramp helps you manage expenses. Try the Ramp corporate card.
Information about third-party card providers is based on publicly available sources and may change over time. Details have not been independently verified or endorsed by the providers themselves.
*We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.
**Information about third-party card providers is based on publicly available sources and may change over time. Details have not been independently verified or endorsed by the providers themselves.
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