What are Exxon Mobil fleet cards? Alternative fuel card to choose from in 2025

Exxon Mobil fleet cards are business payment solutions designed to help companies manage vehicle fueling expenses through rebates, detailed reporting, and spending controls. These cards offer businesses up to 6¢ per gallon in fuel rebates at over 12,000 Exxon and Mobil stations nationwide, while providing fleet management tools.

For businesses looking for the best fleet card options, the market offers plenty of alternatives beyond Exxon Mobil's offerings. Companies can choose from business credit cards such as Ramp or brand-specific cards like Shell Fleet Cards and BP Fleet Cards. The right choice depends on your fleet size, fueling patterns, geographic coverage needs, and how much spending control you want.

What are Exxon Mobil fleet cards?

Exxon Mobil fleet cards are business fuel cards issued by WEX Bank that give companies controlled access to fuel purchases while offering rebates and expense tracking. These cards are designed to replace traditional fuel reimbursement systems by giving businesses direct control over employee fuel spending.

The program offers two different card solutions. The BusinessPro card targets general business fleets and comes in two versions: one restricted to Exxon and Mobil stations with no fees, and a universal acceptance option that works at 95% of U.S. gas stations for additional fees. The FleetPro card is made specifically for diesel-driven and heavy-duty fleets, featuring Mastercard acceptance for non-fuel purchases like maintenance, parts, and travel expenses.

Both programs feature security measures including driver PIN authorization and odometer reading. Fleet administrators can set up spending controls including daily dollar limits, transaction restrictions, and time-based purchasing windows. The cards automatically create reports tracking miles per gallon, total fuel consumption, and purchase histories for each driver and vehicle.

Exxon Mobil fleet cards need standard business credit application information including company tax identification numbers, business revenue details, and time in operation. While they don't specify exact credit score requirements publicly, business fleet cards typically need fair to good business credit, generally meaning credit scores of 630 or higher for approval consideration.

Business applicants should prepare financial documentation including recent tax returns, bank statements, and detailed information about their vehicle fleet size and typical fuel consumption patterns.

How to choose the right fleet card for your small business

Picking the best fleet card for small businesses takes careful analysis of your business's specific operational patterns and management needs.

Geographic coverage

Geographic coverage is the most critical factor, as even the most generous rebate program becomes worthless if drivers can't access participating stations along their regular routes. Companies should map their typical driving patterns against each network's station locations, paying particular attention to coverage in rural areas where options may be limited.

Fleet size

Fleet size significantly impacts the value proposition of different programs. Smaller fleets with fewer than ten vehicles often benefit more from simple reward structures and minimal fees, while larger operations can leverage volume-based pricing and sophisticated management tools. The administrative complexity increases with fleet size, making advanced reporting and spending controls more valuable for companies managing dozens or hundreds of vehicles.

Fuel type

Fuel type requirements also influence card selection. Businesses operating diesel fleets need programs with strong commercial fueling network access, while gasoline fleets can often use standard retail locations. Mixed fleets need programs that accommodate both fuel types without compromising convenience or cost savings.

Management complexity

Management complexity preferences vary quite a bit between organizations. Some businesses prefer simple programs with automatic rebates and minimal administration, while others want detailed control over every aspect of fuel spending. Consider your internal resources for fleet management and choose programs that match your administrative capabilities.

Cost structure and fees

Cost structure analysis should extend beyond advertised rebate rates to include all fees, from monthly card charges to transaction fees and setup costs. Calculate the total cost of ownership for each program based on your expected monthly fuel volume, number of cards needed, and desired features.

Exxon Mobil fleet card alternatives in 2025

Ramp Business Credit Card

The Ramp business credit card offers a modern approach to business fuel management through its comprehensive expense management platform. Rather than traditional fuel-specific rebates, Ramp provides a flat cashback rate on most purchases including fuel, combined with powerful spending controls, real-time expense tracking, and automated receipt management. Businesses can save up to an average of 5¢ per gallon back.

The platform integrates seamlessly with accounting software and provides detailed analytics on fuel spending patterns, making it attractive for businesses seeking unified expense management rather than fuel-only solutions.

Shell Fleet Card

Shell’s fleet card provides ongoing savings of up to 6¢ per gallon at Shell stations, with acceptance at more than 12,000 Shell locations and participating Jiffy Lube sites. Management tools also include automated fuel accounting, real-time expense details, and downloadable reports.

BP Fleet Card

The BP Fleet Card serves businesses through BP's network of branded stations across the United States. The program emphasizes simplicity in fleet management with straightforward reporting tools and competitive fuel pricing. BP's card system includes basic spending controls and transaction monitoring, though with fewer customization options compared to more comprehensive fleet programs.

Fuelman Cards

Fuelman fuel cards provide wide network acceptance with emphasis on cost control and fraud prevention. The program offers detailed analytics, customizable spending controls, and integration capabilities with major accounting platforms. Rebates are earned at gas stations on the Fuelman Network, with the Discount Network providing 40,000+ participating locations for up to 8¢/gal savings.

Chevron & Texaco Fleet Cards

Chevron & Texaco Fleet Cards focus on the Western United States market where Chevron maintains strong station density. The program provides volume discounts, basic reporting tools, and standard spending controls suitable for regional businesses. Chevron's network particularly serves companies operating in California, Nevada, and other Western states.

CFN Fleet Cards

CFN (Commercial Fueling Network) specializes in commercial truck stops and fleet fueling locations. The program targets heavy-duty fleets requiring diesel fuel and commercial-grade facilities. CFN provides access to truck stops with amenities like parking, maintenance services, and driver facilities, making it particularly valuable for long-haul operations.

Key takeaways about Exxon Mobil fleet cards

Exxon Mobil fleet cards offer businesses a comprehensive fuel management solution that combines meaningful cost savings with robust administrative control. However, the decision to choose alternative fuel card programs depends heavily on network coverage alignment with your operational areas and the relative value of specialized fleet management features versus broader acceptance networks.

For companies requiring maximum flexibility or operating in areas with limited Exxon Mobil presence, general business credit cards like Ramp with cashback rewards may provide superior value despite potentially lower rebate rates. The key is matching program capabilities with your specific operational requirements and administrative preferences to make sure you're happy with your fleet fuel management solution in the long run.

The right fleet fuel card for modern businesses

Choosing a fleet card isn't just about earning rewards. It's about gaining control and clarity over one of your largest ongoing expenses. Many businesses overspend on fuel not because they're driving more, but because they lack visibility into who's buying what, where, and when. Traditional consumer credit cards aren't built to solve these challenges.

That's why Ramp designed its corporate credit card with flexibility in mind. Accepted anywhere Visa is accepted, Ramp requires no foreign transaction fees and is available to businesses with $25,000 in a U.S. business bank account. It offers the centralized controls and automation finance teams need:

• On average, businesses save 5¢ per gallon while getting rid of the headaches of manual reconciliation
• Capture custom fields such as odometer readings and VIN numbers, and search to analyze all your expenses
• Fuel-only purchase restrictions
• Real-time policy alerts
• Automated receipt matching
• Detailed reporting by truck, driver, or date
• *Save an overall average of 5% by spending less time and money across your entire business

For companies with multiple vehicles and a monthly fuel spend of $1,000+, Ramp delivers what most gas cards can't: precise oversight, cleaner books, and fewer wasted dollars. Instead of rewarding overspending, Ramp helps you spend less and know exactly where every dollar goes.

Explore how the Ramp business credit card can work as a smarter fleet card for controlling fuel and vehicle expenses.

*We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.

**Information about third-party card providers is based on publicly available sources and may change over time. Details have not been independently verified or endorsed by the providers themselves.