Business credit cards
Your business credit card is more than just a piece of plastic. Learn how it can save time and money for your business.
ArticleHow to apply for a business credit card

Stefanie Gordon
Former Sr. Content Marketing Manager, Ramp
Latest

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Are business credit card rewards taxable?
Most purchase-based rewards are rebates and not taxable. Bonuses or referrals with no spending required are taxable and may trigger a 1099-MISC.

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American Express Blue Business Cash Card credit limit
American Express Blue Business Cash Card limits are typically $5,000–$25,000. Your limit depends on credit, revenue, time in business, and payment history.

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Provisional credit: What it is and how it works under Regulation E
A provisional credit is a temporary refund banks issue while investigating disputed transactions under Regulation E and credit card rules.

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PAYDEX score: What it is and how it works
A PAYDEX score is Dun & Bradstreet’s 0–100 business credit score based on vendor payment history. Higher scores reflect on-time or early payments.

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What is the American Express Platinum card limit?
The Amex Business Platinum has no preset spending limit. Spending power adjusts to your payment history, credit, and recent spend; use Check Spending Power.

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Miles vs. cashback: Best rewards for your business
Cashback fits most businesses for predictable value and cash flow. Miles win if you travel often and redeem for high-value flights and hotels.
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