Jevons paradox describes the phenomenon that increasing the efficiency of a resource can paradoxically lead to an increase, not a decrease of its usage. This is playing out in in software today: AI-assisted development tools have made it dramatically faster and cheaper to build, and companies are responding by doubling down on automation.
We’re seeing this shift firsthand at Ramp. Our public API, originally built for the needs of large enterprises with dedicated IT teams, is now seeing fast adoption among SMBs and mid-market customers eager to automate more and keep their teams lean. We predict this trend will accelerate, and soon every business will be seeking more ways to fit their unique needs through custom agents and workflows.
The way people will interact with AI agents in the future is still taking shape. Imagine an agent that flags an out-of-policy expense the moment it’s submitted in Slack, or one that listens on a finance team’s shared inbox and kicks off vendor onboarding automatically. Or picture a marketing team spinning up a paid social campaign agent: it provisions Ramp-issued virtual cards to pay for ad placements, enforces budget caps in real time, and reconciles spend back to the right campaign codes in their ERP.
Examples like these once felt out-of-reach—but that future is here. We are on the cusp of a reality where every knowledge worker will have agents working on their behalf. At Ramp, we’re leaning into this shift on two fronts:
- Ramp agents: In July we launched our agents for controllers, designed to help finance teams automate away the redundant parts of their work. This is only the start of what we’re building, and we want you to help build with us.
- Custom agents: Now we’re giving our community the same rails to create their own finance agents. With Ramp MCP, agents can safely take actions such as issuing funds, managing spend, and analyzing financial data. Developers can now design multi-step, multi-system workflows that coordinate across ERPs, CRMs, and workflow tools. Ramp MCP sets the standard for giving agents controlled access to financial actions—making it possible to innovate quickly without sacrificing trust or security.
Today, we're launching the Ramp Developer Community as a space for customers and partners building custom agents to connect with our team and learn from one another. Some of the early use cases we’re most excited about include:
- Spend management: agents that issue and control virtual cards automatically
- Vendor operations: agents that organize documents and manage vendor data on their own
- Financial intelligence: agents that analyze data and proactively surface insights
- Procurement: agents that take on repetitive manual steps in purchasing workflows
The next era of finance will be agentic—and we’re inviting you to build it with us.
Interested in joining? Apply to be a founding member of our new Developer Community. Share what you're excited to explore, and we'll follow up with next steps. We hope to see you there.
“We're accountable to our funders, our partners, and the families we serve. That accountability starts with how we manage every dollar. Ramp makes it easy for our team to spend wisely, track in real time, and keep overhead low so more resources reach the families navigating infertility.”
Rachel Fruchtman
CFO, Jewish Fertility Foundation
“Each member of our team has an outsized impact due to our focus on using high-leverage tools like Ramp.”
Lauren Feeney
Controller, Perplexity
“With Ramp, we haven’t had to add accounting headcount to keep up with growth. The biggest takeaway is that instead of hiring our way through it, we fixed the workflow so we can keep supporting the organization as we scale.”
Melissa M.
VP of Accounting at Brandt Information Services
“In the public sector, every hour and every dollar belongs to the taxpayer. We can't afford to waste either. Ramp ensures we don't.”
Carly Ching
Finance Specialist, City of Ketchum
“Compared to our previous vendor, Ramp gave us true transaction-level granularity, making it possible for me to audit thousands of transactions in record time.”
Lisa Norris
Director of Compliance & Privacy Officer, ABB Optical
“We chose Ramp because it replaced several disparate tools with one platform our teams actually use—if it’s not in Ramp, it’s not getting paid.”
Michael Bohn
Head of Business Operations, Foursquare
“Ramp gives us one structured intake, one set of guardrails, and clean data end‑to‑end— that’s how we save 20 hours/month and buy back days at close.”
David Eckstein
CFO, Vanta
“Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide. ”
Brandon Zell
Chief Accounting Officer, Notion
