
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
Expertise
Finance Writing, Content Strategy
Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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Business credit cards vs. debit cards: Which is better for your business?
Credit cards offer rewards and credit-building power, while debit cards don't charge interest. Decide which payment method works best for your business.

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When does Chase report to credit bureaus?
Chase reports to credit bureaus a few days after your statement closes. Learn how this affects personal and business accounts and how to manage utilization.

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7 benefits of business credit cards
Explore the benefits of business credit cards, from separating finances to building credit, earning rewards, and managing expenses with ease.

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How to choose the best 0% APR business credit card in September 2025
Discover the best 0% APR business credit cards and how to choose the right one for your business to help you finance big purchases and reduce interest costs.

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Are virtual credit cards safe? How they enhance security
Virtual credit cards provide a safe and secure way to make online purchases for your business. Learn about their security features and how they work.

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What is a smart card? How it works, types, and uses
Smart cards are chip-enabled cards that store and process data for payments and security. Learn how they work, their uses, and their pros and cons.