Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca
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Earnings Per Share (EPS): How to Calculate and Interpret It
Earnings per share (EPS) is the net income a company generates per outstanding share of common stock, a key metric for measuring and comparing profitability.
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Best general ledger software in 2026
General ledger software records every financial transaction using double-entry accounting, forming the basis for financial statements, tax filings, and audits.
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American Express Blue Business Cash Card credit limit
The Amex Blue Business Cash Card has no published credit limit. Starting limits depend on personal credit score, business revenue, and time in business.
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What is the American Express Business Gold Card credit limit?
The Amex Business Gold Card has no preset spending limit—purchasing power flexes up or down based on payment history, business revenue, and account activity.
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What is an SSTB (Specified Service Trade or Business)?
An SSTB is an IRS classification under Section 199A that restricts the 20% QBI deduction for high-income owners of service businesses.
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What is a smart card? How it works, types, and uses
A smart card is a chip-embedded card that stores, processes, and transmits data securely for payments, identity verification, and access control.