Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca
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Overhead ratio: Definition, calculation, and examples
The overhead ratio measures how much revenue goes to indirect operating costs, calculated as total overhead divided by total revenue.
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What is treasury management?
Treasury management is the strategic management of a company’s cash, liquidity, investments, payments, and financial risks.
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Do corporate cards affect your credit score?
Most corporate cards don’t affect your personal credit score, but cards with personal guarantees or serious delinquencies can still hurt your credit.
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SaaS tax guide: State-by-state rules, rates, and compliance tips
SaaS sales tax by state outlines where cloud software is taxable, how economic nexus applies, and what SaaS companies must do to remain compliant in 2025.
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Accrued expenses: What they are, examples, and how to record them
Accrued expenses are costs your business has incurred but not yet paid. They’re recorded under accrual accounting to match expenses to the right period.
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How to choose the best 0% APR business credit card in December 2025
Discover the best 0% APR business credit cards and how to choose the right one for your business to help you finance big purchases and reduce interest costs.