Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca
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What is a travel management company (TMC)? Services, benefits, and how to choose one
A travel management company handles corporate booking, policy enforcement, and spend tracking. Learn what TMCs do, how they save money, and how to choose one.
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LLC tax rates and rules for tax year 2025
LLC owners pay federal income tax at personal rates (10–37%) plus 15.3% self-employment tax, with state taxes and fees varying by location.
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Expense management: A comprehensive guide
Expense management is the process of tracking, controlling, and analyzing employee spending to improve compliance, visibility, and cost control.
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What is a cash budget? Definition, importance, and example
A cash budget projects your business’s cash inflows and outflows to help you prevent shortfalls, manage liquidity, and plan for growth.
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Free cash flow (FCF): Definition and how to calculate it
Free cash flow (FCF) is the cash left after operating expenses and CapEx. It shows how much cash you can use for debt, dividends, or growth.
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Digital wallets vs. physical credit cards: Which is best?
Digital wallets store your payment methods securely using tokenization & biometrics. Credit cards provide a revolving credit line & broader merchant acceptance.