Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
Expertise
Finance Writing, Content Strategy
Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca
ARTICLE
Profitability analysis: A step-by-step guide
Profitability analysis measures how effectively a business turns revenue into profit using ratios like gross margin, net margin, ROA, ROE, and ROI.
ARTICLE
When does Bank of America report to credit bureaus?
Bank of America reports account activity to the personal and business credit bureaus once a month, typically a few days after the statement closing date.
ARTICLE
Types of business credit cards and how to choose
Types of business credit cards include rewards, secured, corporate, fleet, purchasing, charge, EIN-only, and high-limit cards for distinct spending and needs.
ARTICLE
Bad debt recovery: A guide for business owners
Bad debt recovery is payment collected on a receivable already written off as uncollectible, recorded by reversing the write-off and booking the cash received.
ARTICLE
Earnings per share (EPS): Formula and how to calculate
Earnings per share (EPS) measures the share of a company's net income attributable to each outstanding common share, showing how profitable it is per share.
ARTICLE
What is a smart card? Types, uses, and how it works
A smart card is a physical card with an embedded microchip that stores, processes, and securely transmits data for payments, identity, access, and other uses.