Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
Expertise
Finance Writing, Content Strategy
Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca
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Cash management vs. treasury management: Key differences
Cash management handles day-to-day liquidity. Treasury management oversees long-term finance, risk, and growth strategy.
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When does American Express report to credit bureaus?
American Express reports about once a month, typically a few days after your statement closes. Late payments are reported once they’re 30+ days past due.
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Does requesting a credit increase hurt your credit score?
A credit limit increase may cause a small, temporary dip if your issuer does a hard inquiry; soft pulls don’t. A higher limit can lower credit utilization.
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Chase Ink Business Premier: Credit limit and rewards
Chase Ink Business Premier credit limits typically range from $5,000–$50,000+, based on credit score, revenue, and cash flow, with no foreign transaction fees.
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Are business credit card rewards taxable?
Most purchase-based rewards are rebates and not taxable. Bonuses or referrals with no spending required are taxable and may trigger a 1099-MISC.
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American Express Blue Business Cash Card credit limit
American Express Blue Business Cash Card limits are typically $5,000–$25,000. Your limit depends on credit, revenue, time in business, and payment history.