
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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When does Capital One report to credit bureaus?
Capital One reports to Equifax, Experian, and TransUnion every 35–45 days, usually a few days after the billing cycle's statement closing date.

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Bad debt recovery: A complete guide for business owners
Bad debt recovery is the process of collecting payment on an account previously written off as uncollectible, requiring a reversal journal entry.

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When does American Express report to credit bureaus?
American Express reports to credit bureaus within a few days of each statement close date, which typically falls on the same day each month.

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How to check your Wells Fargo business credit card application status
Check your Wells Fargo business credit card application status online, by phone, or at a branch. Most decisions arrive within 3–10 business days.

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Expense receipts: What they are and how they work
Expense receipts document the details of a business purchase and serve as proof for tax deductions, reimbursements, and IRS compliance.

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What does T&E mean? Guide to travel and entertainment expenses
T&E covers what employees spend on flights, hotels, meals, and client entertainment, managed through company expense policies and reimbursement processes.