
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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The complete guide to travel and expense management in 2026
Cut T&E chaos with this complete guide to travel and expense management—covering automation, policy best practices, software comparisons, and implementation tips.

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Can you use a business credit card for personal expenses?
Using a business credit card for personal expenses isn't illegal, but it still has consequences. Learn everything you need to know about what can happen.

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What is provisional credit?
Provisional credit is temporary bank credit during a debit dispute while the bank investigates fraud or errors under Regulation E.

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Types of business credit cards: Definition, categories, and how to choose
Business credit cards fall into six categories — rewards, secured, corporate, fleet, purchasing, and charge — each suited to different spending patterns.

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How to calculate depreciation expense
Depreciation expense is calculated by allocating an asset’s cost over its useful life with formulas like straight-line, declining balance & units-of-production.

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How to build a cash yield analysis report
A cash yield analysis report calculates returns on invested cash, benchmarks performance, and helps optimize liquidity and treasury decisions.