
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
Expertise
Finance Writing, Content Strategy
Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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How to increase your business credit card limit
Ask your issuer for a higher limit and boost approval odds with low utilization, on-time payments, updated revenue, and solid business/personal credit.

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Chase credit card pre-approval: How it works and how to check
Chase pre-approval lets you check credit card eligibility with only a soft pull, giving you higher odds without affecting your credit score.

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No limit credit cards: How they work and who qualifies
No-limit credit cards don’t have fixed spending caps. Your limit adjusts based on income, payment history, and overall credit profile.

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What is free cash flow (FCF)? Formula, calculation, and how to interpret it
Free cash flow is the cash left over after deducting operating costs and capital expenditures. Learn FCF formulas, how to calculate it, and why it matters.

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What is strategic financial management? Definition and benefits
Strategic financial management and strategic finance drive long-term value. Learn practical steps, frameworks, and strategic financial analysis techniques.

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How to set up direct deposit for employees: Step-by-step guide
To set up direct deposit, open a business account, enroll in ACH, gather employee forms, verify bank details & process payroll.