
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
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Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
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Expertise
Finance Writing, Content Strategy
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Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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How to calculate liabilities on your balance sheet
Total liabilities are the sum of a company’s short-term and long-term financial obligations, shown on the balance sheet as all debts owed to external parties.

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Business credit cards for sole proprietors: How to quality and choose
Business credit cards for sole proprietors are available using your SSN, often with personal credit and income determining approval.

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Expense receipts: What they are and how they work
Expense receipts are proof of business purchases for reimbursements, audits, tax compliance, and expense tracking with both paper and digital receipts accepted.

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What is the credit limit for the Capital One Business Spark Card?
In this article, we lay out the credit limits to expect from the Capital One Business Spark Card and explain the requirements to qualify.

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The best business expense tracking apps and tools of 2026
The best business expense tracking apps and platforms balance a strong feature set with ease of use and cost-effectiveness. Learn more about our top 7 picks.

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What are miscellaneous expenses? Definition and examples
Miscellaneous expenses are small, irregular business costs that don’t fit standard expense categories and are recorded as operating expenses.