
Ali Mercieca
Former Finance Writer and Editor, Ramp
Prior to Ramp, Ali worked with Robinhood on the editorial strategy for their financial literacy articles and with Nearside, an online banking platform, overseeing their banking and finance blog. Ali holds a B.A. in Psychology and Philosophy from York University and can be found writing about editorial content strategy and SEO on her Substack.
Education
Honors Bilingual Bachelor of Arts in Philosophy and Psychology, York University
Expertise
Finance Writing, Content Strategy
Highlight
Read Ali's case study about the content strategy for Nearside's small business banking blog on her Substack.
Articles by Ali Mercieca

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What is a smart card? Types, uses, and how it works
A smart card is a physical card with an embedded microchip that stores, processes, and securely transmits data for payments, identity, access, and other uses.

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Best general ledger software in 2026
Compare the 10 best general ledger software tools in 2026, covering features, pricing, and fit for small businesses, mid-market teams, and enterprise finance.

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What are general and administrative (G&A) expenses?
G&A expenses are the indirect, day-to-day costs of running a business, from executive and admin salaries to office rent, insurance, and software subscriptions.

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No limit credit cards: How they work and who qualifies
No-limit credit cards have no preset spending limit; available purchasing power changes based on income, credit history, payment behavior, and current usage.

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How to handle employee misuse of company credit cards
Employee misuse of a company credit card ranges from an accidental swipe to intentional fraud, including Employee misuse of company credit card.

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Amex Business Gold Card credit limit explained
The Amex Business Gold Card has no preset spending limit; purchasing power changes based on payment history, spending patterns, and your financial profile.