
Mike Flanagan
Content Manager and Editor
Mike is a freelance content manager working with Ramp. He brings more than a decade of editorial and content marketing experience, including six years at LogRocket and senior editorial roles at Skyword, where his clients included IBM Security and GE Healthcare. He studied Print and Multimedia Journalism at Emerson College.
Articles by Mike Flanagan

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Best business credit cards for startups (2026)
Startup business credit cards approve founders on cash balance or funding, not personal credit, so early-stage teams can spend without a personal guarantee.

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Procurement and logistics: Comparison, strategy, and examples
Procurement is the commercial acquisition of goods and services. Logistics is their physical movement and storage, two coordinated supply chain functions.

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What is an ACH withdrawal? Definition and process
An ACH withdrawal, also known as an ACH debit, is an electronic funds transfer between two bank accounts over the Automated Clearing House (ACH) network.

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Bulk payments: What they are and how to use them
Bulk payments send money to many recipients in one combined debit instead of separate transfers, so teams can pay payroll, contractors, and vendors at scale.

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Trade payables: Definition, examples, risks, and benefits
Trade payables are short-term liabilities a business owes to suppliers for goods or services purchased on credit, recorded as current liabilities.

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Secure payment systems explained for businesses
Secure payment systems use encryption, tokenization, and fraud detection to protect business transactions and ensure compliance across all payment channels.