Reena Thomas
Finance Writer and Editor
Reena Thomas, Ph.D., is a freelance finance writer and editor. With over a decade of experience in publishing, she's edited content across personal finance, healthcare, and education. Previously, she worked for Bankrate, CreditCards.com, NurseJournal, Voyager Expanded Learning, and Rockefeller University Press. She also taught as a tenure-track college English instructor after receiving her doctorate.
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Education
Reena holds a Ph.D. in English Literature from the University of Arizona. She received her Master's in English Literature from the University of Dallas, and her Bachelor's in English Literature from Cornell University.
Articles by Reena Thomas
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Types of procurement: Categories, methods, and examples
Procurement is the strategic process of sourcing, evaluating, and managing suppliers to acquire the goods and services a business needs to operate and grow.
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Operating profit: Formula, calculation, and examples
Operating profit measures income from core operations after subtracting operating expenses, COGS, depreciation, and amortization.
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Cross-border payments: Types, methods, and costs
Cross-border payments are transactions where payer and recipient are in different countries, requiring funds to move across currencies and banking systems.
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Economic order quantity (EOQ): Formula and definition
Economic order quantity (EOQ) is a formula that calculates the optimal order size to minimize total inventory costs.
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How to build business credit without using personal credit
Business credit is a financial profile tied to your EIN that lets lenders and vendors evaluate your company independently from your personal credit history.
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Standard mileage rates for 2026: IRS rates and rules
The 2026 IRS standard mileage rate is 72.5 cents per mile, a flat per-mile deduction covering business, medical, military moving, and charitable driving.