Reena Thomas
Finance Writer and Editor
Reena Thomas, Ph.D., is a freelance finance writer and editor. With over a decade of experience in publishing, she's edited content across personal finance, healthcare, and education. Previously, she worked for Bankrate, CreditCards.com, NurseJournal, Voyager Expanded Learning, and Rockefeller University Press. She also taught as a tenure-track college English instructor after receiving her doctorate.
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Education
Reena holds a Ph.D. in English Literature from the University of Arizona. She received her Master's in English Literature from the University of Dallas, and her Bachelor's in English Literature from Cornell University.
Articles by Reena Thomas
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How to calculate depreciation expense
Depreciation expense is calculated by allocating an asset’s cost over its useful life with formulas like straight-line, declining balance & units-of-production.
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How are receipts handled when a charge is refunded?
Receipts remain attached to the original charge when a refund is issued, with the refund recorded as a linked transaction to preserve a complete audit trail.
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EBIT vs. EBITDA: Key differences and how to calculate
EBIT and EBITDA are profitability metrics that differ in how they treat depreciation and amortization and when each is used in financial analysis.
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Coss-border payments: Types, costs, and challenges
Cross-border payments are transactions between parties in different countries that involve currency exchange, multiple banks, and international regulations.
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6 small business accounting mistakes to avoid
Common small business accounting mistakes include mixing personal and business finances, poor cash flow management, weak reconciliation and missed tax planning.
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What is share dilution? A guide for startups
Share dilution occurs when a company issues new shares, reducing existing shareholders’ ownership percentages, due to fundraising, option pools or convertibles.