
Reena Thomas
Finance Writer and Editor
Reena Thomas, Ph.D., is a freelance finance writer and editor. With over a decade of experience in publishing, she's edited content across personal finance, healthcare, and education. Previously, she worked for Bankrate, CreditCards.com, NurseJournal, Voyager Expanded Learning, and Rockefeller University Press. She also taught as a tenure-track college English instructor after receiving her doctorate.
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Education
Reena holds a Ph.D. in English Literature from the University of Arizona. She received her Master's in English Literature from the University of Dallas, and her Bachelor's in English Literature from Cornell University.
Articles by Reena Thomas

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Treasury management explained: How to optimize cash and reduce risk
Treasury management oversees cash, liquidity, and financial risk to support organizational stability and growth through structured processes and controls.

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How to fix cash flow problems for your business
Fix cash flow problems by accelerating receivables, delaying payables, reducing expenses, and building accurate cash flow forecasts.

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PAYDEX score: Definition and how to improve it
A PAYDEX score is a Dun & Bradstreet business credit score from 0–100 that measures how promptly your company pays vendors, suppliers, and creditors.

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What is third-party billing? Pros, cons, and alternatives
Third-party billing delegates invoice processing and payments to an outside provider, letting finance teams focus on strategy instead of manual data entry.

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Chevron and Texaco business card: What you need to know
A Chevron and Texaco business card is a WEX-backed fleet fuel card offering rebates up to 6¢ per gallon, driver spending limits, and digital receipt tracking.

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What is a wire transfer
A wire transfer is an electronic bank-to-bank payment used for fast, secure transfers. Here's how wire transfers work, costs, risks, and smarter options.