
Reena Thomas
Finance Writer and Editor
Reena Thomas, Ph.D., is a freelance finance writer and editor. With over a decade of experience in publishing, she's edited content across personal finance, healthcare, and education. Previously, she worked for Bankrate, CreditCards.com, NurseJournal, Voyager Expanded Learning, and Rockefeller University Press. She also taught as a tenure-track college English instructor after receiving her doctorate.
Education
Reena holds a Ph.D. in English Literature from the University of Arizona. She received her Master's in English Literature from the University of Dallas, and her Bachelor's in English Literature from Cornell University.
Articles by Reena Thomas

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What is vendor management? Process, benefits, and best practices
A strategic process for overseeing and optimizing vendor selection, performance, risk mitigation, compliance, and relationships to maximize operational value.

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International Financial Reporting Standards (IFRS) explained
International Financial Reporting Standards (IFRS) are global accounting rules from the IASB, required in 140+ jurisdictions, with new P&L rules due in 2027.

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Expenses vs. expenditures: Differences and examples
An expense is a cost you recognize on the income statement in a period. An expenditure is the cash you pay or liability you incur.

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Vendor reconciliation: Processes and best practices
Vendor reconciliation compares accounts payable records with vendor statements to confirm invoices, payments, and credits match and catch errors early.

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Operating profit: Formula, calculation, and examples
Operating profit is income from core operations after subtracting COGS, operating expenses, depreciation, and amortization, before interest and taxes.

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What is third-party billing? Definition and how it works
Third-party billing is when an outside provider handles invoicing and payments between a buyer and seller, whether billing customers or outsourcing AP.