
Reena Thomas
Finance Writer and Editor
Reena Thomas, Ph.D., is a freelance finance writer and editor. With over a decade of experience in publishing, she's edited content across personal finance, healthcare, and education. Previously, she worked for Bankrate, CreditCards.com, NurseJournal, Voyager Expanded Learning, and Rockefeller University Press. She also taught as a tenure-track college English instructor after receiving her doctorate.
Education
Reena holds a Ph.D. in English Literature from the University of Arizona. She received her Master's in English Literature from the University of Dallas, and her Bachelor's in English Literature from Cornell University.
Articles by Reena Thomas

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Cross-border money transfer: How it works and costs
Cross-border money transfers move funds between parties in different countries, involving currency conversion, compliance checks, intermediary banks, and fees.

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Economic order quantity (EOQ): Formula and examples
Economic order quantity (EOQ) is the formula that calculates the ideal order size by balancing ordering costs against inventory holding costs.

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Accounts payable journal entry: Types and examples
Accounts payable journal entries record vendor purchases and services on credit, debiting expense or asset accounts and crediting AP liabilities until payment.

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Tax deductions for S corp owners: A complete guide
Tax deductions for S corp owners cover payroll, health insurance, retirement plans, home office and vehicle costs, equipment, and the 20% QBI deduction.

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How long do credit card refunds take?
Most credit card refunds take 3–14 business days. Processing speed depends on your merchant, issuer, and billing cycle.

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Cash flow KPIs: What to track and why it matters
Cash flow KPIs are quantifiable metrics that measure how efficiently a business generates, uses, and retains cash to cover payroll, debt, and growth costs.