August 8, 2025

How I built it: Ramp's WFH stipend program

Your home office should work as hard as you do.

Ramp has major offices in New York, Miami, and San Francisco, as well as new workspaces in a few other cities where employees live. We have a strong in-office culture, with about 70% of the company coming in regularly. So much so, in fact, that we run out of office space about every six months and keep having to expand our floor plans.

But even those who love being in the office tend to work from home at least once a week.

That’s why every full-time Ramp employee receives a $500 work-from-home stipend on their first day. It’s a one-time fund to help create a workspace that’s comfortable, functional, and actually supports the way each employee works—whether that’s an ergonomic chair, a second monitor, or a new desk that fits the space.

We want every new hire to feel set up for success from day one, no matter where they work. Below is a walk-through of how we implement our WFH stipend spend program at Ramp.

How the spend program works

1. Set an amount and frequency

Each employee gets $500 when they join Ramp. It’s a one-time allocation that doesn’t renew.

2. Decide how funds are issued

Funds are auto-issued to every employee during onboarding so new hires can start using Ramp right away. We just ask employees to wait until their start date to make any purchases.

3. Set restrictions

Funds can only be spent on a handful of relevant categories, like office supplies and electronics. Employees can spend the funds using their physical Ramp card, virtual card, or through reimbursements if the expense exceeds $500. Because this benefit is for new employees, the funds auto-lock 12 months after they’re issued.

4. Set accounting rules

Every transaction is automatically booked to the “Office Supplies” expense account in NetSuite, Ramp's accounting system.

5. Enable approvals and post-purchase requirements

Receipts, memos, and correct accounting codes are required at submission, and all transactions require direct manager approval.

Spend programs that scale

Ramp’s Spend Programs feature is one of our product's most versatile features. It makes it easy to issue and manage company money at scale, whether for remote work, coffee, wellness, travel, or company events.

We use Ramp every day—not just to manage spend, but to strengthen the product from the inside out.

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David WieseneckExpert-In-Residence, Ramp
With 15 years of experience as a finance operator and advisor across 7+ fast-growing tech startups, David’s career has rallied around 1 core purpose: building high-performance teams that scale operations with cutting-edge technology. Having previously ran the finance teams at Demostack, letgo, & Ollie Pets & as an advisor for Carta, Justworks, Navan, and Ironclad, he now serves Ramp as their first-ever Expert-In-Residence. David implemented Ramp with 3 past companies, making him a seasoned authority in their products and workflows. Today, he leads the team by shaping user experiences, both internally and customer-facing, with a unique curiosity and passion for building the future of financial technology.
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