Your home office should work as hard as you do.
Ramp has major offices in New York, Miami, and San Francisco, as well as new workspaces in a few other cities where employees live. We have a strong in-office culture, with about 70% of the company coming in regularly. So much so, in fact, that we run out of office space about every six months and keep having to expand our floor plans.
But even those who love being in the office tend to work from home at least once a week.
That’s why every full-time Ramp employee receives a $500 work-from-home stipend on their first day. It’s a one-time fund to help create a workspace that’s comfortable, functional, and actually supports the way each employee works—whether that’s an ergonomic chair, a second monitor, or a new desk that fits the space.
We want every new hire to feel set up for success from day one, no matter where they work. Below is a walk-through of how we implement our WFH stipend spend program at Ramp.
How the spend program works
1. Set an amount and frequency
Each employee gets $500 when they join Ramp. It’s a one-time allocation that doesn’t renew.
2. Decide how funds are issued
Funds are auto-issued to every employee during onboarding so new hires can start using Ramp right away. We just ask employees to wait until their start date to make any purchases.
3. Set restrictions
Funds can only be spent on a handful of relevant categories, like office supplies and electronics. Employees can spend the funds using their physical Ramp card, virtual card, or through reimbursements if the expense exceeds $500. Because this benefit is for new employees, the funds auto-lock 12 months after they’re issued.
4. Set accounting rules
Every transaction is automatically booked to the “Office Supplies” expense account in NetSuite, Ramp's accounting system.
5. Enable approvals and post-purchase requirements
Receipts, memos, and correct accounting codes are required at submission, and all transactions require direct manager approval.
Spend programs that scale
Ramp’s Spend Programs feature is one of our product's most versatile features. It makes it easy to issue and manage company money at scale, whether for remote work, coffee, wellness, travel, or company events.
We use Ramp every day—not just to manage spend, but to strengthen the product from the inside out.
“I assumed I would have to choose between speed and control. What I found is that you can have both. A well-designed system takes friction out, for the finance function and for everyone else.”
Justin Webster
CFO, Denver Broncos
“A well-run district should not have to choose between getting work done at the school site and keeping control of the dollars behind it. We're not hiring more people to do more jobs, so we have to be smarter about the process. With Ramp, the purchase, the receipt, and the record stay together from the start. ”
Nick Brizeno
Director of Purchasing, San Marcos Unified School District
“AI is moving faster than the finance context around it. Prices change, models change, and the value is not always obvious from an invoice. We needed enough detail to know which bets deserved more investment — and which ones did not.”
Greg Cooley
Controller, AngelList
“Invoices, cards, tokens. The categories change but the principle doesn't: know where the money is going, remove the work around it, and make sure the spend is worth it.”
Maciej Mylik. Finance
ElevenLabs
“There's just no surprises anymore. No more waiting two months to find out how a job did. We know how it's doing as it's happening.”
Erich Kuss
Financial Systems Manager, Infinity Home Services
“More token spend isn’t proof that AI is working. Less isn’t proof that it isn’t. What matters is whether we’re buying the right level of intelligence for the work. Ramp lets us make that judgment in the same place we manage every other type of spend.”
Cody Nutt
Senior Director of Business Systems, Daxko
“Most banks treat the back office as a cost to keep down. We treat ours as a return to compound, which is why we run it on Ramp. Now we put our clients on Ramp, too.”
Patrick Gaughen
President & COO, Hingham Institution for Savings
“Browserbase builds infrastructure so AI agents can do real work. Ramp is doing the same for finance. It’s not another tool. It’s a system purpose-built for AI-driven finance, and that’s why we chose Ramp as our financial operating system from day one.”
Paul Klein IV
Founder & CEO, Browserbase
