Pay on your terms

Ramp Flex lets you manage your domestic and global cash flows, pay your vendors when you want, and keep them happy.
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No personal credit checks or founder guarantee.
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Let Ramp pay your vendor today.
Pay Ramp back later.

Bill payment workflow. ACH Direct Deposit is selected, above the Flex option to pay it in 30 days for a 1% fee.

Manage cash flow in seconds

Hassle-free extension
Extend your local and global payment terms directly within Ramp Bill Pay, no admin work needed.
Ramp Bill Pay
A consolidated view
See everything you need to manage spend in one place. A single screen for Flex, cards, global bill payments and reimbursements.
Real-time reporting
Screenshot of menu showing Crds, Bill Pay, Flex and Reimbursements
Consistent controls
Use the same Bill Pay approval settings across your entire company.
Approvals
Approval workflow. The request from one employee has been approved once and is still waiting for review by the last person.
All the integrations
Streamline bill payments with your preferred accounting, collaboration, and security software.
+1000 Integrations
The Ramp icon in the center of many rings, each with a few smaller icons depicting merchant logos, like SAP and Xero.

Transparency at every stage

Ramp Flex extension examples. 30 days for 1% fee, 60 days for 2% fee, or 90 days for 3% fee.

Upfront fees

Know what and when you’ll pay with Flex, ahead of time.
Ramp Flex balance currently at $400,000. Available to Flex, $670,000. Option to request a higher limit

Limits that scale

Set dynamically, your Flex limit will grow with you.
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Ramp Business Corporation
71 5th Avenue, 6th Floor
New York, NY 10003 USA
Join the 13,000+ business simplifying their finances with Ramp
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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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© 2023 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company.
The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively.
*International payments may be subject to a currency conversion fee. Flex extended payment terms and other optional international payments may incur transactional or financing fees. Please see Payment Card Addendum for additional details.
Ramp Business Corporation is not a bank. Loans are issued by Ramp Financing Corporation (“Ramp Financing”) and/or Lead Bank (“Lenders”). Repayment terms are 30, 60, or 90 days. Origination fee is a percentage of the amount borrowed. International payments, Flex extended payment terms, and other optional services may incur transactional or financing fees. Fees may be assessed on overdue amounts. A loan application is required. Financing is subject to the Lender’s credit approval. Lenders base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. May not be available in all states and may be subject to local restrictions where available. Ramp Financing may also later limit, suspend or revoke granted access to the Ramp Flex Service.
Please visit our Terms of Service for more details. Read our Privacy Policy.
Ramp Payments Corporation- NMLS 2371465
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