Unlock higher credit limits with Ramp's IBC Bank integration

Ramp's IBC Bank integration allows you to unlock up to 20x higher limits, manage bills, and close your books faster with Ramp.
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Unlock higher credit limits with Ramp's IBC Bank integration
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Manage and pay bills on Ramp in seconds
By linking your IBC Bank account to Ramp, you can pay bills in just a few clicks. No need to log into your bank for each payment.
Get access to up to 20x higher limits
Ramp connects to your bank account to provide you a more accurate credit limit than legacy financial institutions can. Many customers typically see up to 20x higher limits than traditional offerings. For businesses that don't have excess money in the bank due to working capital obligations like inventory, marketing, and shipping, Ramp alleviates your pain by giving businesses access to higher credit limits through connections to Shopify, Stripe, and other commerce platforms.
Close month-end books 8X faster
Our bank integration makes book closure at the end of the month a breeze. You can sync card transactions, bill payments, statements, and cash back directly on Ramp, via a single dashboard. No more hopping between dozens of screens.
Make employee expense reimbursements a breeze
Sometimes, things happen and reimbursements need to be made. That's why we've made it simple and easy to create and pay out reimbursements in just a few clicks. Ramp will transfer money directly from your bank account to your employees if they need to be reimbursed.

FAQ

About International Bank of Commerce (IBC Bank)
International Bank of Commerce is a state chartered bank owned by International Bancshares Corporation headquartered in Laredo, Texas. It is one of the largest banks based in Texas, and is the 83rd largest U.S. bank by asset size. In addition, IBC is the largest minority-owned bank in the United States.
About Ramp
Ramp is the finance automation platform designed to save you time and money. Ramp is 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting automation, and insights and reporting into one user-friendly free platform providing you the best control and visibility.

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