Top SaaS vendors on Ramp (January 2026)

Every month, Ramp processes billions of dollars in business expenses on its corporate card and bill pay platform. And every month, we rank the new vendors that customers are purchasing from for the first time to give you a glimpse into emerging market trends, companies on the rise, and much more.

This list has changed a lot. The original purpose was to highlight software trends using breakout growth by new and emerging software companies, and for a while, that’s exactly what it did. But if you look at the list today, Google topped all four of our rankings.

Going down the list further shows how much the nature of this list has changed. OpenAI and Anthropic were reasonably considered new and emerging last year, but according to our own research, more than a third of companies pay for OpenAI today. Anthropic isn’t far behind.

There are smaller players on our list. Replit and n8n are both likely early in their enterprise adoption curves. Brev (collaborative notebooks for fast and frictionless AI development) would’ve been an interesting highlight, but it’s been fully integrated into NVIDIA, today the most valuable company in the world, since its acquisition in 2024.

Investors expect 2026 will be the year that the market determines the winners and losers of the AI startup boom, according to Marc Vartabedian’s reporting for WSJ Pro. If our list has any predictive power, it may be that the biggest players have already won.

Here’s a breakdown of the top SaaS vendors last month:

And the fastest-growing vendors:

Standouts

• Workflow automation platform n8n first appeared on our list in June, where we noted its drag-and-drop interface that made it easy for users to create agentic automations for IT, developer, and sales workflows. Since then, we’ve seen dozens of viral tweets highlighting new use cases and automation templates, including designer agents using Google’s Nano Banana image generation model.
• Check out Brev, which Jensen Huang highlighted in his CES keynote earlier this week. I demoed an early version in 2021, and I have no doubt my early product feedback was instrumental to their success.
• xAI continues to add users quickly but remains behind OpenAI, Anthropic, and Google in business adoption rates. Ramp AI Index shows approximately 2% of U.S. businesses are using xAI through APIs or paid subscriptions.

See you next month.

For more analysis of Ramp spend data, follow me on X and LinkedIn, and check out Ramp Economics Lab. See you next month.