4,200* teams chose Ramp over Brex.

Our product velocity, driven by customer dedication, has consistently won over 50,000 companies. Yours could be next.

Compare using AI
arrow_forward

Opens ChatGPT in a new tab.

accolades
Just some of the industry leaders that chose Ramp over Brex.
shopify

Projections lie. Numbers don't.

Ramp over the past
three years

2023
2023

• 150+ releases including Ramp Intelligence and Ramp Procurement

• 2x revenue growth

• 15,000+ customers

2024
2024

• 30,000+ customers with 1M+ users

• Raised a series D-2 round

• 200+ releases to date including Ramp Travel

2025
2025

• 300+ new AI innovations, including Policy & AP agents

• Local card issuing in 40+ countries

• Launched Ramp Treasury

Here’s why businesses choose Ramp over Brex.

Proven AI agentic workflows

Ramp's agentic workflows auto-flag duplicate SaaS subscriptions, block 3.5-8.8% of out-of-policy spend at swipe, and auto-code 60% of invoices with 99% precision
Explore more with AI
Easiest Procure-To-Pay

Easiest Procure-To-Pay

Ramp customers can intake with AI, orchestrate procurement, and 3-way match within NetSuite while processing AP in minutes.
Try Ramp Procurement
ERP depth determines month-end velocity

ERP depth determines month-end velocity.

Ramp syncs NetSuite, Sage, and Oracle Fusion Cloud in real-time with multi-entity support and custom field mapping. Brex defaults to journal entries—customers manually download CSVs for transaction-level detail
Accelerate month-end close

“Ramp gives us one structured intake, one set of guardrails, and clean data end‑to‑end — that’s how we save 20 hours/month and buy back days at close.”

David Eckstein

CFO, Vanta

Read customer story
Vanta

Get started in minutes.

Whether you’re building your business, expanding internationally, or cutting costs, Ramp just works.

Up to

3x

more out-of-policy spend captured¹

Up to

85%

transaction reviews automated²

Up to

99%

policy enforcement accuracy³

Webflow

Webflow

“Our finance team and employees alike love Ramp for its ease of use, spend visibility, and excellent customer service. Its modern spend controls help us all take accountability for the operating efficiency of the company.”

- Ivan Makarov, Former VP of Finance

Pinata

Piñata

“Switching from Brex to Ramp wasn't just a platform swap—it was a strategic upgrade that aligned with our mission to be agile, efficient, and financially savvy.”

- Lily Liu, CEO

Crowdbotics

Crowdbotics

“Rather than have to go to a different screen, system, or spreadsheet, I can look at an individual invoice and easily see what I have remaining. Having it all in one spot saves me a ton of time.”

- Miles Lavin, VP of Strategic Finance

Expect more from your financial operations platform.

rampbrex
check
Physical & Virtual Cards
check
Physical & Virtual Cards
check
Reimbursements
check
Reimbursements
check
In-app travel
check
In-app travel
check
AI-generated memos with proactive reminders; 95% receipt compliance
close
Basic attachment functionality; ~70% compliance
check
Real-time transaction sync with NetSuite, Sage, Acumatica & Oracle Fusion Cloud; multi-entity support with custom field mapping
close
Journal entry default; customers download CSVs for transaction detail; multi-entity limitations
check
User satisfaction NPS of 58-59 (9-month high of 59 in Jan 2025); 4.8/5 G2 rating
close
~15 NPS (below SaaS "good" benchmark of 30); user complaints on login issues and UX friction
check
50+ AI-driven audit flags; category/merchant-level controls; blocks 3.5-8.8% of out-of-policy spend at swipe
close
Single-layer approval workflows; post-transaction notifications; limited pre-spend controls
check
60% of invoices auto-created; three-way PO matching; native procurement with vendor intelligence
close
Bill-by-bill payment; one-way vendor sync; requires add-ons for procurement (6 figure+ additional licensing)

Prioritizing speed?
Ramp is built for you.

Ramp is the preferred choice for modern finance teams.

Ramp’s AI does the work for you.

Ramp’s AI does the work for you.

Let Ramp do your expenses, get you the best price on software, and speed up your month-end. 
Discover Ramp Intelligence
Procure it all, and pay in one place

Procure it all, and pay in one place.

Ensure every bill is recorded, approved, and paid without any data entry. Intake to pay is now 8.5X faster.
Explore Ramp Bill Pay
Automate global finance in local currency

Automate global finance in local currency.

Manage spend in local currencies, pay vendors globally, and automate local tax tracking anywhere your team operates.
Discover Ramp’s international capabilities

FAQ

Yes. Capital One, a major U.S. bank and credit card issuer, announced on January 22, 2026, that it will acquire Brex in a deal valued at approximately $5.15 billion.

The acquisition is expected to close in mid-2026, subject to regulatory approvals and customary closing conditions.

The acquisition introduces a period of change. While Brex will continue operating as usual in the near term, customers should expect that product direction, pricing, and policies may evolve over time as the platform aligns with the priorities and requirements of a large financial institution.

Independent finance platforms are typically built to help companies save money, control spend, and operate efficiently, without broader banking priorities influencing product decisions. For teams that value flexibility, transparent pricing, and customer-driven roadmaps, independence can be an important long-term consideration.

Switching business credit cards is typically straightforward. Companies can apply for a new provider and migrate spend incrementally to avoid operational downtime. This allows teams to test new workflows before a full cutover. Ramp can approve applications within 48 hours, enabling a fast transition—and in 2024, 98.51% of businesses that adopted Ramp chose to stay.

Yes. Ramp's spend management platform is trusted by private multinationals and over 330+ publicly traded companies, including Visa, CBRE, and Shopify, to manage expense programs, vendor payments, procurement, and corporate card spend at scale.

Ramp is purpose-built for complex organizations and offers multi-entity support, customizable approval workflows, granular roles and permissions, real-time spend controls, and deep ERP integrations with Oracle Fusion Cloud, Workday, and more. These capabilities help finance teams improve compliance, reduce overhead, and eliminate wasteful spend, with AI agents continuously reviewing transactions, enforcing policies, and surfacing issues in real time.

Ramp's enterprise platform is built for global operations, supporting spending across 190+ countries with comprehensive multi-entity and local currency capabilities.

Global spending and payments:

  • Issue corporate cards in local currencies across 40+ countries including CAD, GBP, EUR, AUD, SDG, JPY and more.
  • Send payments to vendors in 185+ countries with free unlimited international wires through Ramp Treasury
  • Reimburse employees in their local currency across 65+ countries
  • Fund AP payments, card statements, and reimbursements from local bank accounts in select markets, reducing intercompany transfers and reconciliation complexity

Multi-entity management:

  • Manage multiple entities from a single Ramp account with entity-level visibility controls
  • Separate statement payments and funding accounts by entity
  • Track transactions and reconcile spend in each entity's local currency
  • Set budgets, approvals, and controls at the entity level while maintaining centralized oversight

International accounting and compliance:

  • Automatic VAT capture and multi-currency reconciliation
  • Direct ERP integrations with Oracle Fusion Cloud, Workday, NetSuite OneWorld and Sage Intacct and more
  • Real-time reporting across all entities and currencies without manual conversions

Time is money. Save both.