Your January just got easier: Introducing 1099 filing
- Free your team from 1099 season
- How Ramp automates the entire year-end workflow
- Save thousands when you file with Ramp
- Available today
January hits finance teams the same way every year. You chase missing W-9s. You calculate payments from four different systems. You squint at IRS instructions. And you race the clock to file on time.
It’s one of the most tedious months in accounting.
Today, we’re fixing that.
We’re excited to introduce 1099 filing on Ramp, a completely integrated experience that preps and files all your 1099-NEC and 1099-MISC forms automatically. No extra portals. No stress.
Free your team from 1099 season
The hardest part of 1099 season isn’t the forms — it’s how scattered and manual the process is. One task here. Another task there. Ramp gathers everything in one place and automates the grunt work, so you can finish in minutes, not weeks.
Every vendor payment you run through Bill Pay flows straight into your 1099 workflow. Ramp fills in vendor details, maps categories to 1099 boxes, and calculates totals for you. When you're ready, you file directly with the IRS and eligible states — without leaving Ramp.
How Ramp automates the entire year-end workflow
1. Collect tax info in bulk — instantly
Ramp flags every vendor who might need a 1099 based on your Bill Pay activity and places them in your dashboard automatically.
Missing W-9s or e-consent forms? Request them all at once. No chasing. No one-off emails. Just one clean sweep that saves hours.
Your dashboard comes pre-filled with vendor names, TINs, addresses, and classifications. You stay in control the whole time and can add or remove vendors as needed.
2. Ramp AI handles all the form prep
Ramp AI analyzes your vendor’s payment history and GL mappings to recommend which accounts map to individual 1099 boxes. Once the logic is applied, all your 1099 box totals are calculated.
You’ll retain full control over the mapped data, make manual adjustments as needed, and have the option to include spend not originally captured in Ramp Bill Pay.
3. File and deliver with a few clicks
When you’re ready, batch file all your 1099s directly with the IRS and states that participate in the IRS Combined Federal/State (CF/SF) Filing Program. Ramp will even deliver a copy to your vendors by email or mail, depending on your preference and e-consent verification.
If you spot an error after submission, you can easily make corrections directly in Ramp and resubmit — no extra portals or manual uploads required.
Save thousands when you file with Ramp
Compared to Bill, Ramp keeps you compliant at a fraction of the cost, saving you 80% per filing.
1099 filing is available for all Ramp customers, with simple, per-form pricing. IRS filing costs $0.65 per form, and state filing is included at no additional charge. Vendors can receive their copies digitally at no cost, while mailed delivery is available for $1.85 per form.
Available today
Ramp’s mission is to remove busywork from finance. 1099 filing may be one of the most painful parts of the year, but it doesn’t have to be. You can start prepping inside Ramp right now. IRS filing is available starting January 6th, 2026.
Compliance season shouldn’t feel like a fire drill. With Ramp, it finally doesn’t.
Ramp Bill Pay customers can get started today.
New to Ramp? Get started with Ramp Bill Pay today.
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