Q3 2026

Every dollar has a job

See the work. Steer the money.

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Accounts Receivable

AR software that's outstanding. Invoices that aren't.

Auto-generate invoices from contracts or POs.

Turn customer details, pricing, and payment terms into one-off invoices or recurring billing schedules.
Explore AI invoicing
Ramp generating a draft invoice from a customer contract

Set the rules for every follow-up

Choose when Ramp prepares the next email and how it sounds. Each draft reflects customer context and history.
Explore collections policies
AR collections policy with communication cadence and tone guidelines

Every dollar that's due, tracked in a single view.

See every sent invoice, open balance, and planned follow-up in one place.
Track outstanding invoices
Accounts Receivable invoice overview with balances and payment statuses

Apply cash to the right invoice.

Ramp matches incoming cash to open invoices using payer, amount, and invoice details.
Simplify cash application
Incoming payment matched to an invoice by AI cash application

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AI Spend Management

Powered by Ramp Router. Optimize AI spend from inference to invoice.

See where AI spend goes

Track spend by provider, model, team, and project, with tailored analyses for admins, managers, and employees.
Try AI Spend Management
AI Spend overview dashboard with total spend, price per million tokens, and spend over time

Turn savings insights into action

Identify savings across AI providers and share recommendations with Engineering to optimize model choice, routing, or reasoning effort through Ramp Router.
Explore AI Spend Management
AI Spend Management briefing highlighting savings opportunities and actions to share with Engineering

Set spend and usage guardrails

Set soft or hard spend limits and alerts by user, department, or org, and let Engineering control which models and providers teams can use.
Explore Ramp Router
Illustrative Router request log showing workloads, models, and per-request costs

Control which models and providers get used

Engineering allows or blocks models, prioritizes providers, and sets routing strategies. Finance sees those controls in AI Spend Management.
Get started with Ramp Router
Router model catalog with providers, intelligence scores, and context windows

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Ramp for Construction

Auto-enforce spend rules on every swipe

Set card controls by job, vendor, cost code, or role to block unauthorized vendors and enforce limits before spending.
Explore construction card controls
Card controls blocking a restricted merchant

Text a receipt, tag the job, done in seconds

Ramp matches texted receipts to transactions, projects, and cost codes. No app download or expense report needed.
Simplify field expenses
Receipt matched to a construction project, cost code, and cost type

Know where every job stands in real time

Track job actuals, commitments, and remaining budget with live Ramp spend and POs layered onto ERP budgets.
Track every job budget

Keep every job cost connected, from the swipe to the books

Connect your construction systems
Construction accounting integrations syncing with Ramp

Explore previous releases

Time is money. Save both.