Introducing Ramp AR: Sales closes the deal. Ramp gets you paid.

A signed deal should turn into cash. Instead, it turns into a scavenger hunt.

The price is in the contract. The billing terms are in a purchase order. A customer's promise to pay is buried in an email thread. Then a deposit lands in the bank without enough context to tell Finance which invoice it pays.

To get paid, Finance has to re-enter the same information at every step. They pull contract details into an invoice, check payment history before sending a follow-up, then sift through bank statements to match deposits to the right invoice.

This is the work behind getting paid.

Ramp has spent years eliminating this kind of busywork for money going out. We’ve brought cards, expenses, travel, procurement, accounts payable, and banking into one financial operations platform.

Today, Ramp is expanding that platform into a new category: Accounts Receivable.

Introducing Ramp Accounts Receivable: AR software that automates the work between a closed deal and collected cash.

Ramp turns contracts and purchase orders into ready-to-review invoice drafts, prepares follow-ups with the context Finance needs to review, edit, and send, matches incoming payments to open invoices, and keeps related accounting records in sync with your ERP. Finance spends less time moving information between systems and more time on decisions that need judgment.

Most AR systems just record the work. Ramp actually does it.

Getting paid isn't one task. It's a chain of work that starts after a deal closes.

Many AR systems handle only one part of the process. One sends the invoice. Another shows what is overdue. The bank records the deposit. The accounting system holds the final entry. Finance still has to connect the dots, re-enter details, and decide which action to take next.

That leaves manual work at every handoff, and it only grows as deals become more complex. A negotiated price, new SKU, or changed contract term means another manual edit and another chance to get it wrong.

That delay has real consequences. The median small business has just 27 days of cash buffer on reserve. One invoice that sits outstanding for weeks can mean waiting to pay a vendor, holding off on a hire, or putting a planned expansion on hold.

Ramp brings every part of getting paid into one end-to-end system, automating each step along the way. Here's how.

Step one: Go from signed to sent without rekeying details

A signed deal shouldn't leave Finance with a blank invoice.

Upload a contract or purchase order, and Ramp extracts the customer details, line items, pricing, and payment terms to prepare an invoice draft. Instead of digging through documents and copying details field by field, Finance starts with a draft to review.

Step two: Follow up with context, not guesswork.

Sending an email is easy. Sending an email with the full customer context isn't.

Has the customer already promised to pay? Is this the first reminder or the fifth? Is payment on the way? Has this customer paid reliably before? When the answers aren’t clear, every follow-up is both a cash decision and a relationship decision.

When the effort to collect a small balance outweighs the balance itself, it can become a write-off. That’s money the business earned but never collected.

Ramp uses payment status, customer history, and your collections policy to bring that context together and prepare the next message for you. Finance reviews it, edits it if needed, and sends it.

"Before Ramp, one late payment could mean 20 or 30 emails," says Ian Mackey, Vice President at SciComm Media.

Step three: Let payments reconcile themselves

When a payment lands, Finance shouldn't have to play detective with a date, memo, amount, and a list of open invoices.

Ramp monitors incoming payments, matches them to the right open invoice, and flags anything that needs review. As cash comes in, invoice status and accounting records are kept up-to-date.

Ramp also uses agreement terms to recognize revenue in the right period, keeping invoices, payments, and related accounting records in sync with your ERP.

SciComm Media has seen this impact already: "I haven't had to do any manual reconciliation, and everything that's been marked paid, overdue, or unpaid has been accurate," says Mackey.

The next chapter of Ramp

Now, Ramp Accounts Receivable brings the work of getting paid into the same platform.

The result is a clearer path from signed deal to cash collected, without making Finance reconstruct the story at every step.

For Matia’s Vice President of Operations, the opportunity is clear: “97% of our payments go through Ramp. Now we get to do the same with revenue. We would not have been able to thrive with one person doing all this, if not for Ramp.”

The deal is signed. Let Ramp take it from there.