- Why businesses are looking for Corpay alternatives
- At a glance: Corpay alternatives compared
- Best overall Corpay alternative: Ramp
- Airbase
- Stampli
- BILL Spend & Expense (formerly Divvy)
- Tipalti
- Ramp vs. Corpay: a closer look
- Choose Ramp as the best Corpay alternative
Corpay Complete is the newest evolution of Corpay’s spend management suite, combining corporate cards, bill pay, expense tracking, and vendor payments in one platform. It builds on Corpay’s legacy tools like Corpay One, with a focus on helping businesses simplify payables and control spend. With a strong 4.6-star rating on G2, it’s quickly gaining traction among finance teams looking for a unified system.
But no single platform is right for every company. Depending on your priorities—whether that’s ERP integration, international payments, audit readiness, or real-time spend controls—you may want to compare Corpay with other solutions. Below, we highlight five of the best Corpay alternatives for 2025, based on G2 ratings, user reviews, and feature sets.
Why businesses are looking for Corpay alternatives
While Corpay covers a broad range of workflows, finance leaders often explore alternatives when they need:
- Deeper ERP integrations with systems like NetSuite or Sage Intacct
- More customizable workflows for approvals, compliance, and multi-entity structures
- Advanced automation in invoice capture, coding, or procurement
- Global payment support with broader currency coverage and tax compliance
- Flexible pricing models that don’t scale linearly with headcount
These factors don’t make Corpay a weak option—but they do explain why finance leaders compare it against other top players in the space.
At a glance: Corpay alternatives compared
Choosing the right alternative to Corpay depends on your company’s size, workflows, and priorities. Here’s a side-by-side look at how the top platforms compare on ratings, strengths, and pricing.
Platform | G2 Rating | Best For | Key Features | Starting Cost |
|---|---|---|---|---|
Ramp | 4.8 | Startups Small Business Mid-market Enterprise | Expense management | $0 – Unlimited free tier |
Airbase | 4.7 | Mid-market | Procurement | N/A – All pricing is quote-based |
Stampli | 4.6 | Mid-market | Invoice automation | N/A – All pricing is quote-based |
BILL Spend & Expense | 4.5 | Small Business | Corporate cards | $0 – Free tier available |
Tipalti | 4.5 | Mid-market | Global payables | N/A – All pricing is quote-based |
*Ratings are approximate as of 2025 and may vary by category.
Best overall Corpay alternative: Ramp
Ramp is a comprehensive finance automation platform that combines corporate cards, expense tracking, bill pay, and procurement in a single, unified experience. It’s designed for scale, with deep automation, tight ERP integrations, and no per-seat fees at the base tier.
With a 4.8-star G2 rating from 2,000+ reviews, Ramp is the top-rated platform in this category and a strong option for finance teams looking to modernize and consolidate workflows.
Key features
- Real-time policy enforcement and receipt matching at the point of spend
- AI-powered invoice matching and line-item coding with 99% accuracy
- One-click reimbursements and custom approval workflows
- Built-in procurement tools for vendor requests and contract tracking
- Seamless ERP sync with QuickBooks, NetSuite, Xero, Sage, and more
Ramp vs. Corpay
Where Corpay emphasizes payments infrastructure and bundled modules, Ramp focuses on delivering deeper automation across the full finance stack. Its consolidated approach helps teams speed up month-end close, reduce tool sprawl, and enforce spend policies in real time. Ramp also supports global payments through AP automation, though it does not offer foreign-currency wallets like Corpay.
Best for
Organizations of all sizes—from startups and small businesses to mid-market and enterprise companies—across industries such as SaaS, healthcare, education, retail, real estate, professional services, and nonprofits.
Pricing
Ramp’s core platform is free with unlimited seats and cards. Ramp Plus, which adds advanced fields, custom workflows, and procurement features, starts at $15 per user per month.
Ready to take control of your finances?
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Airbase
Airbase is a finance automation platform built for mid-market companies that need strong compliance, detailed audit trails, and multi-entity support. With a 4.7-star G2 rating from 350+ reviews, it’s a leading option for finance teams that have outgrown lighter spend solutions.
Key features
- Procurement workflows and vendor management
- Expense management and card controls
- Multi-level approvals and audit logs
Airbase vs. Corpay
While Corpay positions itself as an all-in-one platform with cards, AP, and payments, Airbase emphasizes governance and compliance. It offers detailed visibility, approval rigor, and multi-entity management, making it particularly well-suited for finance leaders managing complex operations.
Best for
Mid-market companies (50–1,000+ employees) in industries like technology, finance, legal, and consulting where compliance and audit readiness are top priorities.
Pricing
Airbase pricing is fully quote-based.
Stampli
Stampli is an AP-first automation platform designed to streamline invoice capture, coding, and approvals. With a 4.6-star rating on G2, it’s widely used by teams that handle large invoice volumes and need vendor collaboration features.
Key features
- AI-driven invoice data capture and GL coding suggestions
- Centralized vendor communication and audit trails
- Flexible approval routing with support for complex workflows
Stampli vs. Corpay
While Corpay delivers an all-in-one spend and payments suite, Stampli specializes in AP automation. It’s particularly strong in vendor collaboration, invoice capture, and flexible approval workflows, whereas Corpay’s value lies in broader coverage across cards, bill pay, and expense management.
Best for
Mid-market and enterprise companies with complex accounts payable processes and high vendor volume.
Pricing
Stampli pricing is fully quote-based.
BILL Spend & Expense (formerly Divvy)
BILL Spend & Expense is designed for small and mid-sized businesses that need simple corporate card and expense management tools. With a 4.5-star G2 rating and a free tier, it’s accessible for teams with limited budgets or lighter AP needs.
Key features
- Corporate card issuance with real-time spend limits
- Expense management and receipt capture
- Budget tracking and recurring spend visibility
BILL vs. Corpay
Compared to Corpay’s full finance suite, BILL Spend & Expense focuses more narrowly on card-based expense management. It’s easier to adopt quickly, but lacks the breadth of AP automation and procurement tools Corpay provides.
Best for
Small businesses and mid-market teams looking for straightforward card + expense visibility without complex AP requirements.
Pricing
BILL Spend & Expense offers a free tier, with additional upgrades available based on features.
Tipalti
Tipalti is a global payables automation platform designed to help companies manage high-volume AP processes, supplier onboarding, and international payments. With a 4.5-star G2 rating, it’s trusted by mid-market and enterprise organizations.
Key features
- Supplier onboarding with built-in tax form collection (W-8, W-9)
- Cross-border payments in 120+ currencies and 190+ countries
- Automated AP workflows including invoice capture and approvals
- Integrated tax compliance and audit-ready reporting
Tipalti vs. Corpay
While Corpay focuses on providing a bundled spend management suite (cards, expenses, AP, and payments), Tipalti’s strength lies in scaling global payables. It excels at managing vendor onboarding, mass payments, and compliance — areas where Corpay Complete is still maturing. However, Tipalti does not include corporate cards or procurement modules like Ramp or Corpay.
Best for
Mid-market and enterprise businesses with international vendors, complex tax compliance requirements, and high transaction volumes.
Pricing
Tipalti pricing is quote-based and varies depending on transaction volume and modules selected.
Ramp vs. Corpay: a closer look
Corpay is an all-in-one spend and payments solution with strengths in payments infrastructure and vendor payouts—ideal for businesses seeking bundled functionality from a single provider.
Ramp, on the other hand, is built for finance teams that want automation across all non-payroll spend. It brings together corporate cards, expenses, bill pay, and procurement in one platform, powered by AI-driven workflows and real-time controls—without per-seat fees.
Corpay is a strong fit if you:
- Want a bundled suite with cards, expenses, and vendor payments under one brand
- Need to issue payments through multiple rails (ACH, check, virtual card)
- Prefer an all-in-one platform with a focus on AP and payables
- Value Corpay’s global payment and currency capabilities
Ramp is a strong fit if you:
- Need corporate cards with real-time spend controls
- Want automated expense categorization and AI-powered invoice ingestion
- Require built-in procurement workflows to manage vendors and contracts
- Rely on deep ERP integrations to speed up close and reduce manual work
- Prefer a pricing model with unlimited users and cards at no cost
Ramp also supports international payments through AP automation, though it doesn’t offer foreign-currency wallets like Corpay.
Choose Ramp as the best Corpay alternative
Corpay helps businesses manage spend and payments, but many growing teams need deeper automation, richer integrations, and complete finance workflow support.
Ramp delivers that in one centralized platform—combining advanced controls, AI-powered automation, and seamless ERP integrations that scale with your business. By consolidating cards, expenses, bill pay, and procurement, Ramp helps finance teams save time, reduce tool sprawl, and close the books faster.
For organizations focused on modernizing finance operations, Ramp isn’t just an alternative—it’s a step forward. Companies using Ramp report 5% cost savings, books closed 86% faster, and significant time saved on expense reporting and invoice reviews. Learn how Ramp’s expense management solutions can help your team not just reach the next level, but scale beyond it.
“Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide.” ”
Brandon Zell
Chief Accounting Officer, Notion
“When our teams need something, they usually need it right away. The more time we can save doing all those tedious tasks, the more time we can dedicate to supporting our student-athletes.”
Sarah Harris
Secretary, The University of Tennessee Athletics Foundation, Inc.
“Ramp had everything we were looking for, and even things we weren't looking for. The policy aspects, that's something I never even dreamed of that a purchasing card program could handle.”
Doug Volesky
Director of Finance, City of Mount Vernon
“Switching from Brex to Ramp wasn’t just a platform swap—it was a strategic upgrade that aligned with our mission to be agile, efficient, and financially savvy.”
Lily Liu
CEO, Piñata
“With Ramp, everything lives in one place. You can click into a vendor and see every transaction, invoice, and contract. That didn’t exist in Zip. It’s made approvals much faster because decision-makers aren’t chasing down information—they have it all at their fingertips.”
Ryan Williams
Manager, Contract and Vendor Management, Advisor360°
“The ability to create flexible parameters, such as allowing bookings up to 25% above market rate, has been really good for us. Plus, having all the information within the same platform is really valuable.”
Caroline Hill
Assistant Controller, Sana Benefits
“More vendors are allowing for discounts now, because they’re seeing the quick payment. That started with Ramp—getting everyone paid on time. We’ll get a 1-2% discount for paying early. That doesn’t sound like a lot, but when you’re dealing with hundreds of millions of dollars, it does add up.”
James Hardy
CFO, SAM Construction Group
“We’ve simplified our workflows while improving accuracy, and we are faster in closing with the help of automation. We could not have achieved this without the solutions Ramp brought to the table.”
Kaustubh Khandelwal
VP of Finance, Poshmark
