Capabilities

Our corporate card and expense management platform unlocks a new way to see, manage, and strengthen your company's finances.

01

Real-time visibility

See every transaction the instant it happens and plan your spend with accurate data. Get a top-line view of your company spend or zoom all the way into a single user or any transaction.

As many cards as you need.

With instant virtual and physical cards for everyone, you can track every transaction immediately.

See every transaction, vendor, and trend.

Search, browse, and export any transaction across your entire company from the instant it happens. See all your vendors in one place.

That’s real insight into your spend.

Transaction data for humans.

The cleanest, richest, most readable data you can get for your transactions. We automatically identify the merchant and categorize transactions.

Actionable insights to stop waste.

Ramp leverages troves of spending data to surface hundreds of actionable ways to reduce waste and create a better spend culture.

In response to COVID-19, Ramp has delivered dozens of complimentary savings audits. Request yours.

Ro manages spend in real-time.
“Ramp cards allow me to put money in my employees' hands and be confident that spend is controlled and reviewed."
Aron Susman
VP of Finance
Ro

02

Efficient Workflows

From requesting spend to reconciling expenses, Ramp is the only spend management solution that saves you time every step of the way.

Total expense management.

Replace inefficient and error-prone expense reports with a consolidated expense management solution.

Receipt collection and matching.

Get notified the instant you’re charged. Ramp automatically reminds, collects, and matches receipts for every transaction that needs one.

Via SMS, email and in bulk.

Integrate with top accounting providers.

One-click sync or export data to 100s of accounting providers for easy, centralized accounting.

Find your accounting provider
Lightning fast accounting.

Closing your books gets smarter and faster - every time you do it. Make edits in bulk and set up rules to automate your accounting as you go.

Do it all, right from Slack.

Get alerts, triage requests, and approve expenses instantly, all without ever leaving Slack.

Learn more

Clubhouse closes their books 5x faster.
“Closing the books used to take a couple of days — now it takes about an hour a month.”
Shafak Ilyas
Senior Accountant.
Clubhouse.io
See how they do it

03

Precise Controls

Issue unlimited cards with pre-approved spend limits to automatically enforce your company policies and keep merchants in check.

Powerful card controls.

Issue virtual and physical cards to control what people spend on and what merchants charge, automatically.

Instantly change card limits or lock cards in a single click.

No more out-of-policy expenses.

Issue general expense cards or pre-approve expenses for your cardholders. Plan and control what employees spend on before they do it.

Smart alerts and insights.

Ramp reviews every transaction and alerts your finance team of price increases or wasteful spend. Receive notifications via email, SMS or directly in Slack.

Red Antler controls spend across multiple productions.
"We replaced our shared Amex and issued virtual and physical cards to all my creative producers in under an hour. I set exactly how much they can spend for any project and it all flows seamlessly to one place. No more manual spreadsheets!"
Christina Cooksey
Director, Creative Production.
Red Antler
See how they do it
Ramp is the only way to spend that’s actually a way to save.
01
1.5% cash back on everything.

Get money on all the things you’re already paying for, guaranteed. Never mind "points."

Learn more

02
Over $175,000 in partner rewards.

Better deals and sign-up offers for the most popular services that can help your company grow.

See all rewards

03
Higher limits and no founder guarantee.

Our novel underwriting model allows us to offer 10-20x the limit of traditional card providers, without affecting credit scores.

04
Unlimited cards. Zero fees.

We keep it simple with no setup costs, recurring subscriptions, hidden fees, or foreign transaction fees of any kind.


05
Easy accounting integrations.

Close your books in a couple of clicks with our integrations and solutions for 100s of the most popular accounting providers, like Quickbooks and NetSuite.

06
30 day payment cycle. No interest.

No surprises here. You’ll always know precisely how much and when your balance is due.

How We're Different
Ramp
Amex
Brex
Divvy
Cash Back on Everything
1.5%
~0.6%
~1.3%
~1%
Unlimited Physical & Virtual Cards
1 / user
1 / user
Automated Savings Insights
Automatic Receipt Capture
Embedded Expense Policy
Accounting Integrations
48h delay
Advanced Reporting
Request & Approval Workflows
Managers Oversee Team Spending
Slack Integration
Ramp
Amex
Brex
Divvy
Cash Back on Everything
1.5%
~0.6%
~1.3%
~1%
Unlimited Physical & Virtual Cards
1 / user
1 / user
Automated Savings Insights
Automated Receipt Capture
Embedded Expense Policy
Accounting Integrations
48h delay
Advanced Reporting
Request & Approval Workflows
Managers Oversee Team Spending
Slack Integration