What is Ramp?
Ramp is the finance automation platform uniquely designed to save businesses their most valuable resources—time and money. By integrating corporate cards with refreshingly modern software to manage all non-payroll spend, Ramp turns typically painful finance processes into an effortless and delightful experience.
Companies like Webflow, Applied Intuition, and Stanley Steemer use Ramp to automate expenses, payments, accounting, and reporting. By closing their books 8 days faster each month and saving their businesses millions of dollars each year, leading companies are using Ramp to build a world where finance teams become more strategic and lean. As a result the entire business moves faster.
Ramp’s finance automation platform saves time and money, so finance teams are freed from outdated tools and processes and can help the whole company focus on what matters most—their core business. Ramp does the rest.
2019
Established
300k+
Cardholders
$1Bn+
Funding
Media resources
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In the press
Fintech Ramp Launches Money Saving AI Tools For Businesses—Announces Microsoft CEO, More As Investors
"For many people going to [software-as-a-service] vendors, it's very hard these days to know that you're getting a great price," Ramp cofounder and CEO Eric Glyman tells Forbes of the company's new AI-powered contract analysis tool. "Often your only resort is to go to a pricing page that may not tell you anything, or ask around." With GPT-4, Ramp can take vendor contracts that businesses upload and automatically pull out details such as pricing and software seats. The service then compares the pricing against anonymized data from the close to $1 billion some 15,000 companies spend on Ramp each month to show how the quoted price compares to market averages on a graph—and say whether it's a good deal. If it's not, Ramp can then go back to vendors and negotiate prices, using their data as leverage...Glyman says he believes Ramp is the first company bringing large-scale pricing data to consumers.
Forbes, May 2023
Ramp to introduce AI tools for tracking business costs
With the introduction of new AI features, corporate finance teams will have improved oversight, Ramp CEO Eric Glyman told Reuters. For instance, companies will be able to better detect unusual employee spending in real time, said Ramp investor Logan Bartlett of Redpoint Ventures.
Reuters, May 2023
Intelligent Money: Fintech's AI Moment
Ramp, a fintech startup that is noted for being one of the fastest-growing companies ever to hit $100M in ARR, is among the fintech frontrunners using automation and machine learning to help customers with expense management, payments, reporting, and more. The upside of automated, intelligent, personalized, and more secure financial services with the help of AI is in reach.
Greymatter, March 2023
Ramp reports 4x revenue growth, says it still has ‘vast majority’ of equity funding
Over time, Ramp said it has helped its customers cut expenses by over $400 million. It counts over 15,000 businesses as customers with “well into hundreds of thousands of users” and is onboarding about 1,000 users per day...“We think that our customers evaluate companies and their character, and what they’ve done, not just at a moment in time, but what they’ve done over the years,” Glyman said. “I think when other players in the market don’t serve companies or change their behavior rapidly, companies will often ask their peers who they recommend.”
TechCrunch, March 2022
This company is making expense reports way less of a hassle
If last year is any indication, Ramp’s product-first, gimmick-free approach has struck a chord, especially with small-business owners. More than 13,000 businesses now use the platform, a threefold increase year over year. Ramp has issued more than 240,000 employee credit cards, providing the company with a steady stream of interchange income. In March 2022, Ramp disclosed that it had reached $100 million in annualized revenue.
Fast Company, March 2022
Ramp rolls out product for accountants
"Ramp said in the blog post announcing the product that it wants to be more than just a vendor, aiming to create genuine partnerships with accounting firms."
Accounting Today, November 2022
They Built Ramp Into An $8 Billion Company In Under 3 Years: The Inside Story Of How They Did It
"In less than four years, Ramp—a company offering corporate cards and an expense management platform with a unique goal of helping businesses save money—has grown to well over nine figures in revenue, over 10,000 customers, and $1.4 billion in venture funding from the likes of Founders Fund, D1 Capital Partners, Stripe, Conversion Capital, and others, valuing it at over $8 billion as of March 2022 (when Ramp was just around its three year mark)."
Forbes, November 2022
Fintech Ramp Surfs Dollar Wave By Helping U.S. Companies Turn To International Markets
"With its international play, Ramp customers—all based in the United States—can now pay vendors in foreign currencies within minutes or reimburse employees in two days or less for out-of-pocket expenses overseas...The push helps expand Ramp’s reach in the $120 trillion payments market as many fintechs struggle... CEO Eric Glyman says, 'Now as the cost of capital keeps going way up, and combined with other challenges, this idea of being more efficient with your spending and time has gone from being nice to a real necessity.'"
Forbes, September 2022
Brex and Ramp’s rivalry is personal
"Ramp [is appealing to] an ethos of humble growth...'If you can help people go home earlier and spend time with their families and do more things for less, I think that should work,' CEO Eric Glyman said."
Protocol, September 2022
New ‘Flex’ Offering For Businesses
"The offering builds upon Ramp’s Bill Pay service, which automates payments by using artificial intelligence to process email invoices in seconds and then approve payments via credit card, ACH or check. Glyman notes Bill Pay is Ramp’s fastest-growing offering yet. After launching last October, it took just six months to surpass $1 billion in annualized volume, less than half the time it took Ramp’s cards to cross that threshold... Glyman says at the rate Bill Pay is growing, it could surpass card volume as soon as next year."
Forbes, August 2022
Fintechs are racing to help businesses pay their bills
“Ramp, a corporate card and spend-management startup, launched a new financing option for its bill-pay product Tuesday that will allow customers to stretch — or "Flex" — payments between 30 and 90 days...Ramp's announcement described it as the first service of its kind where businesses can finance all bills…CEO Eric Glyman anticipates that Flex funding could be particularly useful in helping companies manage expenses such as inventory, especially in an era when supply chain delays are common.”
Protocol, August 2022
Fintech isn’t dead, as Ramp reports accelerating revenue growth
"Corporate management startup Ramp says it has seen its business grow exponentially across all segments in 2022 so far."
TechCrunch, July 2022
Tactic wants to reinvent accounting software for the web3 age
"Founders Fund & Ramp co-led a $2.6M financing for the 8-person startup...Eric Glyman, Ramp CEO and co-founder, told TechCrunch that his company invested in Tactic based on the belief that there is a need for 'simple, intuitive solutions for businesses transacting with crypto.'...'Everything we do at Ramp is in support of saving businesses time and money.'"
TechCrunch, May 2022
Ramp just raised $750 million and is now valued at $8.1 billion. The startup's CEO explains how the fintech is nabbing customers from rivals like Amex and Brex.
"One of the corporate card industry's fastest-growing players just received a boost as it nabs clients from the industry's biggest names like American Express, Capital One, and Silicon Valley Bank."
Insider, March 2022
Payments startup Ramp valued at $8.1 billion in latest funding round
"Ramp has been building its finance platform for businesses, including a corporate card that tracks employees’ expenses and a bill-pay service that’s its fastest-growing product. The company...now handles more than $5 billion of payments volume on its platform annually, with revenue growing almost 10-fold last year."
Bloomberg, March 2022
Ramp confirms new $8.1B valuation after ‘a nearly 10x’ YoY increase in revenue
"Today, more than 5,000 businesses use Ramp, powering over $5 billion in annualized payments volume. Notably, its customer base is up 7x and cardholder growth is up 15x year-over-year. Some of its larger customers spend “in excess of $10 million a month” with Ramp, Glyman said."
TechCrunch, March 2022
The 10 most innovative finance companies of 2022
"Barely a year after its launch, Ramp is the fastest-growing corporate card in the United States. Its 2,000 enterprise customers—from the real estate broker Douglas Elliman to the creative agency Red Antler—use Ramp to consolidate corporate cards, expense management, bill payment, and more into one Slack-integrated platform."
Fast Company, March 2022
Ramp expands into travel as the corporate spend category goes horizontal
"The startup’s goal with the new offering, which will be offered to all existing customers and any new ones at no additional cost, according to Glyman is to help business travelers 'book anywhere' while giving businesses an 'unprecedented level of insight and control over their travel.'"
TechCrunch, Feb 2022
While finance chiefs weigh crypto, unicorn fintech Ramp is adding stablecoins to its balance sheet
"Because the stablecoins have a higher yield, Song says, than, say, an investment-grade corporate bond, that 5% allocation Ramp has made to stablecoins is able to provide it with the same level of returns it would see from a 95% allocation to those bonds."
Fortune, Jan 2022
Corporate card start-up Ramp targets Bill.com with free payments software
"The start-up has grown rapidly this year by offering small and medium-sized businesses a cashback card paired with software that identifies ways clients can save money. Ramp says that transaction volumes have jumped 50% in the two months since the company last raised funds at a $3.9 billion valuation."
CNBC, Oct 2021
University endowments mint billions in golden era of venture capital
"Endowments notched their biggest investment gains in decades, thanks to portfolios boosted by huge VC returns...Corporate credit-card company Ramp, which launched early last year, has raised two rounds of financing already this year, with the company’s valuation rising to nearly $4 billion, an extraordinary run for a two-year-old startup."
Wall Street Journal, Sept 2021
3 questions with…Eric Glyman, CEO, Ramp
“The biggest opportunity in fintech is to turn this upside down and build companies where business incentives are aligned with what's best for the customer.”
Protocol, Sept 2021
Fintech Ramp more than doubles valuation to $3.9 billion, raising $300 million to take on AmEx in massive corporate card market
"Ramp offers a corporate credit card with zero fees, no interest rates and cashback rewards, but it aims to differentiate itself with an expense-management platform that uses artificial intelligence to analyze transactions and identify savings opportunities."
Forbes, Aug 2021
The start-ups disrupting the corporate credit card market
"Ramp, which had already started offering cards to a few other start-ups before its public launch in February 2020, now facilitates more than $1bn in annualised transaction volume, which Glyman said makes it the fastest-growing corporate card in the US. 'We’re collapsing a lot of the software processes and doing some of the heavy lifting,' Glyman said. 'An interesting product can be built when we do it that way.'"
Financial Times, May 2021