Business payments

Get clarity on the payment methods that keep your business running.

What is an ACH payment? A complete guide

An ACH payment is an electronic bank-to-bank transfer processed through the Automated Clearing House network for direct deposits and B2B transactions.

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What is an automatic payment program?

An automatic payment program authorizes recurring payments on a fixed schedule without manual intervention, reducing late fees and processing overhead.

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ACH vs. wire transfer: Key differences and when to use each

ACH transfers move money in batches over the US ACH network, while wire transfers send funds bank to bank, usually settling the same day for a higher fee.

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How to pay international contractors: 7 best methods

Paying international contractors means choosing a transfer method, collecting a W-8BEN, and classifying workers correctly to avoid IRS withholding penalties.

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IBAN number: What it is and how to find yours

An IBAN is a standardized alphanumeric code of up to 34 characters that identifies a specific bank account for cross-border payments across 69+ countries.

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What is an instant ACH transfer and how much faster is it?

Instant ACH transfers move money over the ACH network in minutes to hours, faster than standard ACH but not truly real-time the way RTP and FedNow are.

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How long does an ACH transfer take?

ACH transfers settle in 1 to 3 business days, with timing shaped by bank cutoff times, weekends and holidays, transaction type, and same-day ACH options.

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