Business payments

Get clarity on the payment methods that keep your business running.

What is an ACH payment? How it works, costs, and timing

Learn what an ACH payment is, how it works, how to send one, typical processing times and fees, and whether ACH transfers are right for your business.

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Is ACH the same as direct deposit? Key differences

ACH is an electronic network that processes credits and debits between U.S. bank accounts. Direct deposit is a specific ACH credit type used for payroll.

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EDI payments explained: EDI vs. ACH vs. EFT

EDI payments are standardized electronic exchanges of payment-related documents like invoices, purchase orders, and remittance advice between business systems.

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Payment reconciliation: What it is and how it works

Payment reconciliation compares internal financial records against external transaction data to confirm every payment is accurate and properly documented.

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ACH vs. credit card: Fees, speed, and security compared

ACH transfers move funds between bank accounts at low cost in 1–3 days. Credit cards process instantly at higher fees with stronger fraud protection.

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ACH routing number: What it is and how to find yours

An ACH routing number is a nine-digit code that identifies the bank or credit union processing an automated clearing house transfer for electronic payments.

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What is a digital wallet, and how does it work?

A digital wallet securely stores payment info on your phone or wearable, letting you pay without a physical card, using tokenization and biometrics.

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