Business payments
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ArticleWhat is an ACH payment? A complete guide

Fiona Lee
Former Content Lead, Ramp
Latest

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Cross-border fees and how to minimize them
A cross-border fee is a charge triggered when payment banks sit in different countries. Rates vary by network, and smarter routing can cut the cost.

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How to pay vendors via ACH in 4 easy steps
Paying vendors via ACH sends funds electronically through the ACH network, straight from bank to bank. It cuts costs and speeds up payments.

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How long does a wire transfer take?
Domestic wire transfers usually settle within hours or by the next business day, while international wires take 1–5 business days depending on routing.

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Net 60 payment terms: How they work and when to use
Net 60 payment terms give buyers 60 calendar days to pay an invoice in full, acting as interest-free trade credit common in wholesale and B2B relationships.

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What are global payouts? Methods and costs
Global payouts send money to many recipients across countries and currencies at once, using rails like wires, ACH, local bank transfers, and mobile money.

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What is a wire transfer and how does it work?
A wire transfer is an electronic bank-to-bank payment that moves funds directly between financial institutions, settling quickly for large or urgent payments.
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