Finance operations
The best finance teams consistenly hone their operational rigor. Learn the latest strategies for budgeting, team building, and more.
ArticleAnduril CFO Babak Siavoshy on the finance function of the future

Lindsay McKinley
Head of Communications, Ramp
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ARTICLE
Payroll automation: What it is and how it works
Payroll automation is the use of software to calculate wages, apply tax rules, process payments, and manage compliance with minimal manual work.

ARTICLE
Top line vs. bottom line: Key differences and strategies
Top line is a company's total revenue before deductions, while bottom line is net income after all expenses, taxes, and costs are subtracted.

ARTICLE
Working capital: What it is and how to use it
Working capital is the money available to fund daily operations after covering short-term debts, calculated as current assets minus current liabilities.

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Credit risk: What it is and how to manage it
Credit risk is the possibility of financial loss when a borrower fails to repay a debt, measured by default probability, loss severity, and total exposure.

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What is cash flow from operating activities (CFO)? Definition, formula, and examples
Cash flow from operating activities is the cash your business generates from core operations like selling products, paying suppliers, and covering expenses.

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What is a personal guarantee? Risks and alternatives
A personal guarantee is a legally binding agreement that makes a business owner personally liable for repaying company debt if the business defaults.
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