Why trust Ramp?
Ramp is a spend management platform used by over 15,000 businesses for easy-to-use cards, spend limits, approval flows, vendor payments, and more. Ramp has merchant data on over 1 million unique acceptors, over 8x more than other credit card charge databases. Merchant charges aren’t always recognizable on card statements, and Ramp’s exhaustive dataset is the most reliable way to better understand where and why charges are appearing on your statements.
Smart & Final is a leading warehouse-style grocery store chain that caters to both household and business customers. With over 300 locations across the United States, they offer a wide range of high-quality products at competitive prices.
- Fresh Produce: Smart & Final provides a wide selection of fresh fruits, vegetables, and herbs sourced from local farms.
- Meat and Seafood: Customers can find a variety of quality cuts of meat, poultry, and seafood at Smart & Final. Their selection includes organic and free-range options.
- Dairy and Eggs: Smart & Final offers an extensive range of dairy products, including milk, cheese, yogurt, and eggs.
- Snacks and Beverages: Whether it's chips, cookies, or refreshing beverages, Smart & Final has an assortment of snacks and drinks to satisfy cravings and keep you hydrated.
- Janitorial and Cleaning Supplies: In addition to groceries, Smart & Final also supplies various cleaning and janitorial products, making it a convenient one-stop shop for both personal and business needs.

“Accurate classification of expenses is vital for businesses as it forms the backbone of financial reporting, tax compliance, and strategic decision-making. It enables businesses to track and analyze their spending patterns, identify cost-saving opportunities, and assess the profitability of various operations or projects.”
Audrey Carroll
Senior Manager, Accounting, Ramp