Why trust Ramp?
Ramp is a spend management platform used by over 15,000 businesses for easy-to-use cards, spend limits, approval flows, vendor payments, and more. Ramp has merchant data on over 1 million unique acceptors, over 8x more than other credit card charge databases. Merchant charges aren’t always recognizable on card statements, and Ramp’s exhaustive dataset is the most reliable way to better understand where and why charges are appearing on your statements.
Xero is a leading provider of online accounting software for small businesses. With a mission to make accounting and bookkeeping easy and accessible, Xero offers a range of cloud-based solutions designed to simplify financial management and streamline business operations. Through its user-friendly interface and comprehensive features, Xero empowers businesses to efficiently manage their finances, from invoicing and payroll to bank reconciliation and reporting.
- Xero Accounting Software: Xero's flagship product is its accounting software, which allows businesses to track income and expenses, create and send invoices, and reconcile bank transactions.
- Xero Payroll: Xero Payroll helps businesses automate their payroll processes, manage employee information, and ensure compliance with tax and labor regulations.
- Xero Expenses: With Xero Expenses, businesses can easily track and manage employee expenses, streamline reimbursement processes, and gain insights into spending patterns.
- Xero Projects: Xero Projects enables businesses to track time and costs for projects, collaborate with team members, and manage project budgets more effectively.
- Xero Cashbook: Xero Cashbook is designed for sole traders and freelancers, providing simplified accounting functionality to manage income and expenses, generate invoices, and reconcile bank transactions.

“Accurate classification of expenses is vital for businesses as it forms the backbone of financial reporting, tax compliance, and strategic decision-making. It enables businesses to track and analyze their spending patterns, identify cost-saving opportunities, and assess the profitability of various operations or projects.”
Audrey Carroll
Senior Manager, Accounting, Ramp