Ramp vs Amex
While Amex offers traditional corporate cards with basic software and annual fees from $75 to $550 per card, Ramp offers free corporate cards with all-in-one spend management software that helps businesses save 5% on average.
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Join the 25,000+ businesses already simplifying their finances
Compare Ramp vs Amex
Ramp
Amex
Physical corporate cards
Unlimited virtual cards
1.5% cashback on your purchases
Spend controls, automatic receipt matching, and reimbursements
Modern and intuitive expense management software
NetSuite, Sage, Xero, QuickBooks, and HRIS integration
Fast bill payments with the ability to tap into flexible financing
Why UpEquity picked Ramp
“I spent two hours a month on Amex. Now I’m in and out of Ramp in five minutes.”
Sam Meek
CEO, Sandboxx
Top 3 reasons leaders pick Ramp over Amex
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Save costs and improve cashflow
Ramp provides unlimited cards for free. You save even more with our built-in expense controls that activate before employees spend, software pricing insights, and accounting integrations.
Manage spending more smoothly
Move from manual data entry and do the monthly close 22% faster. Automate slow AP work, approve invoices and payments, and use your Ramp Visa cards widely at home and abroad.
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Control every employee card
Stop employees from overspending. Ramp provides proactive card controls. You can block merchants and set spending limits for categories, departments, and even locations.
Roll out in minutes
Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.
Live support
Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.
It’s free
Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.
Why Ramp stands out among all corporate cards
Ramp delivers savings across all your business spending. You get an all-in-one expense, AP, and vendor management platform with our corporate cards. And we link up with your favorite accounting and ERP tools too.
Get started today
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