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Modern expense management for retail companies
A unified suite of corporate cards, expense management, and accounts payable automation for retail finance teams.
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Improve cash flow visibility.
Delight customers.
Ramp gives retail finance teams real-time visibility into store and vendor spend, helping them spot trends faster, forecast more accurately, and reinvest in the products and experiences their customers value most.
Enforce policies without the hassle
Ensure compliance with built-in controls that block spend on unapproved categories, merchants, or limits. Automate policy alerts, request repayment for out-of-policy charges, and easily lock cards when additional restrictions are needed.
Employee expenses, on the go
Ramp prompts, collects, and matches receipts at the time of the transaction—automatically or via SMS, mobile app, email integrations, Amazon Business, or other resources. This means more accurate reporting and more timely receipt submission.
Simplify and automate payments
Handle payments across every location without the manual work. Ramp captures line-item details with 99% accuracy, routes invoices through custom approval flows, and automates recurring payments, so your team can focus on growth, not paperwork.
Integrate with your existing tools
Make month-end easier by syncing your data in real time and reliably connecting with your accounting solution. Easily map transactions to store locations, product lines, or cost centers to close your books on time.
“We’re constantly tweaking our process and finding ways to get even more efficient. It’s really important that we have a platform like Ramp that encourages us to keep evolving. It’s good for the team and it’s good for the business.”
Roxane Cosnard des Closets
Senior Manager of Financial Systems, Glossier
FAQ
How does Ramp's corporate card help my retail business manage expenses?
Ramp's corporate card provides automated expense management tools that streamline the process of tracking and categorizing expenses. This will help your business gain better visibility into your spend, simplify your expense reporting, and help you make informed financial decisions.
Can I set spending limits on Ramp's corporate card for my retail business?
Yes, with Ramp cards you’ll be able to set custom spend limits across your business or for a specific employee. These limits are completely customizable, can reset daily, monthly, yearly, or be a one-off, and they will be automatically enforced on every swipe.
How can I track and manage expenses made by my employees using Ramp’s corporate card for my retail business?
Ramp provides an easy-to-use online dashboard where you can track and manage all expenses made by your crew and your back office on their cards—in real time. You can view transaction details, set spending limits, freeze out-of-policy cards, and customize spending controls to effectively manage expenses and ensure compliance.
How does Ramp integrate with my retail business's accounting software?
Ramp has best-in-class integrations with accounting software like QuickBooks, Xero, NetSuite, and many more. Any transactions made with your Ramp card will automatically sync and be recorded in your accounting software. Plus, you can create custom mapping and rules, eliminating the need for manual data entry and ensuring accurate expense tracking and reconciliation.
How does Ramp's corporate card compare to a traditional credit card for my retail business?
A traditional credit card will let you carry a balance month over month and will charge you interest. Ramp cards are a charge card, which means you can’t carry a balance and you don’t have to pay any interest or fees. Second, since Ramp cards come with expense management software, your business will also be getting a bunch of time-saving features that are unavailable through traditional credit cards.
Ramp does not require founders to personally guarantee your expenses - you can read why here. We consider your business’s financial health factors, such as the company’s cash balance, cash flows, and revenue in setting your company’s business limit.
Time is money. Save both.
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