Corporate spend trends from Ramp's Q3 data

As we head into Q4, businesses should continue to scrutinize their spending, as the costs of business goods and labor continue to rise and interest rates stay high. Where can spending pullbacks come from, without sacrificing product quality or excellent service?

In this webinar, our VP of Finance and Capital Markets Alex Song will delve into Ramp’s Q3 spend data with Live Oak Bank’s CSO Stephanie Mann and TravelPerk’s CFO Roy Hefer. They’ll discuss: 

  • Where companies are allocating their budget based on Ramp, Live Oak Bank, and TravelPerk data
  • How finance leaders can optimize their spending, especially in travel and hospitality
  • Emerging vendors that can fuel growth, especially in AI

About the speakers

Stephanie Mann
Chief Strategy Officer, Live Oak Bank
As Chief Strategy Officer at Live Oak Bank, Stephanie Mann is responsible for corporate strategy, embedded banking, and strategic investments, including Live Oak Ventures, and Live Oak Private Wealth. She has over 20 years of experience in advising companies on capital structure, growth strategy, M&A and capital raising. Stephanie received her MBA with honors from The Wharton School and her BA from Stanford University.
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Roy Hefer
Chief Financial Officer, TravelPerk
Roy Hefer brings more than 15 years of finance, operations, and strategy experience in scaling hyper-growth tech businesses and building the infrastructure of publicly traded companies. Before TravelPerk, he held leadership roles at Hippo Insurance, Avail Medsystems Inc., and Lumenis. Hefer began his career in management consulting with McKinsey & Company advising leadership teams of Fortune 500 companies.
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Alex Song
VP of Finance and Capital Markets, Ramp
Alex oversees Ramp’s accounting, capital markets, and treasury functions, among others. Prior to joining Ramp in 2020, he spent more than a decade as a credit and financials investor at hedge funds including Sculptor Capital Management, Crayhill Capital Management, Bain Capital, and Morgan Stanley. Alex holds two Bachelor's degrees from Stanford (Biomechanical Engineering and Economics) and a Master of Business Administration from Harvard Business School. He is a CFA charterholder.
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