Ramp vs BILL

BILL (formerly Bill.com) may automate accounts payable, but it charges per approver and lacks integrated spend management. Ramp is the smarter choice that simplifies AP work and helps you manage all spend—saving you time. Get started for free.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 25,000+ businesses already simplifying their finances

Compare Ramp vs Bill.com

Ramp
Bill.com
Zero fees for your ACH and check payments
Free bill payments for an unlimited number of employees
Pay bills, get cards, and manage all your spend in one place
Automatically capture all invoice line items with 99% accuracy
Compare software vendor pricing and rates to always get the best deal
Seek financing with extended payment terms of 30, 60, or 90 days
Unify data and workflows to oversee AP, work travel, and spending
Manage a full procure-to-pay process with central intake, POs, and two-way matching
Sam Meek
Why Sam Meek picked Ramp Bill Pay

“I spent four hours a month on Expensify, two on Amex, and probably five on BILL. Now I’m in and out of Ramp in five minutes.”

Sam Meek
Founder and CEO, Sandboxx

3 reasons to choose Ramp over BILL

Save money on bill pay processing
Ramp Bill Pay is free. We don’t charge for most ACH or checks. And our average 5% savings will help you keep even more dollars in the business for longer (1).
Get a full picture of cashflow
See all your liabilities. Ramp helps you pay everything with any payment method in one place. Forget manually coding bills and vendor payments. We automatically categorize everything for the general ledger.
Do less manual AP work
AP teams save 10 minutes on each bill with Ramp. It takes one step to import. Our AI extracts every invoice line item and remembers coding and vendor details—all so you can quickly approve and pay bills, without constantly following up.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.

Ramp lets you do more than pay bills

Yes, we save you money on ACH, check, and other payments. But Ramp also delivers savings across all your payables—like cashback on your card spending and benchmarks for your software costs. Save even more by automating hours of AP tasks with AI that matches invoice details and adds them to the books.

Get started today

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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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Ramp vs BILL

BILL (formerly Bill.com) may automate accounts payable, but it charges per approver and lacks integrated spend management. Ramp is the smarter choice that simplifies AP work and helps you manage all spend—saving you time. Get started for free.
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
G2
Ramp Logo
Zero fees for your ACH and check payments
Free bill payments for an unlimited number of employees
Pay bills, get cards, and manage all your spend in one place
Automatically capture all invoice line items with 99% accuracy
Compare software vendor pricing and rates to always get the best deal
Seek financing with extended payment terms of 30, 60, or 90 days
Unify data and workflows to oversee AP, work travel, and spending
Manage a full procure-to-pay process with central intake, POs, and two-way matching

3 reasons to choose Ramp over BILL

Save money on bill pay processing
Ramp Bill Pay is free. We don’t charge for most ACH or checks. And our average 5% savings will help you keep even more dollars in the business for longer (1).
Get a full picture of cashflow
See all your liabilities. Ramp helps you pay everything with any payment method in one place. Forget manually coding bills and vendor payments. We automatically categorize everything for the general ledger.
Do less manual AP work
AP teams save 10 minutes on each bill with Ramp. It takes one step to import. Our AI extracts every invoice line item and remembers coding and vendor details—all so you can quickly approve and pay bills, without constantly following up.

Ramp lets you do more than pay bills

Yes, we save you money on ACH, check, and other payments. But Ramp also delivers savings across all your payables—like cashback on your card spending and benchmarks for your software costs. Save even more by automating hours of AP tasks with AI that matches invoice details and adds them to the books.
$0
Cost of Ramp Bill Pay
22%
Time saved closing the books monthly
10 minutes
Time saved per bill payment

More reasons to love Ramp

Discover additional benefits and features that make Ramp the preferred choice for modern finance teams.
Prevent unapproved spending
Control employee expenses with our software-powered corporate cards that let you customize what each employee can spend on, down to the vendor level.
Eliminate manual expense reporting
Ramp automatically gathers and matches receipts from your employees. Our software checks and codes every transaction for compliance to help you speed up your close.
Save more with Ramp’s AI
Ramp benchmarks your spending against millions of transactions to get you the best price on software. Upload your contracts to get instant comparisons.

Time is money. Save both.

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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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