Ramp vs Divvy

Divvy is a manual, budget-focused card account with limited controls and a complicated points system. Ramp is an all-in-one finance automation platform that gives you the control and visibility to scale from one to thousands of employees
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 15,000+ businesses already simplifying their finances

Don’t just take our word for it

See what the community thinks about how Ramp compares on a multitude of areas, from ease of implementation to quality of software. Real finance leaders, real reviews.
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Rating from G2 as of Sep 06, 2023

Ramp vs Divvy

Ramp
Divvy
Virtual and physical cards
Basic reimbursements
Simple, unlimited 1.5% cash back
No strings attached to your card rewards
Sub-admin role that enables executive delegation
Free Bill Pay suite
OCR receipt scanning for reimbursements
Dedicated procurement team to help you save
Tyler Bliha
Why UpEquity picked Ramp

"Ramp’s ability to approve reimbursements and employee expenses on the fly has made my job a lot easier"

Tyler Bliha
Head of Strategy and Finance, UpEquity

Top 3 reasons leaders pick Ramp over Divvy

Entirely free plus 1.5% cashback
Don't waste time playing the points game. Ramp's 1.5% cashback is simple and straightforward.
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Best in class integrations
Ramp integrates with Netsuite, Quickbooks, Xero, and Sage Intacct

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Ramp vs Divvy - the modern finance platforms for growth companies

Choosing the right corporate card for your company can have a huge impact on the success of your business, which is why so many companies have been turning to Ramp.com as their Divvy alternative. Ramp offers free virtual credit cards, automatic receipt matching, unlimited 1.5% cashback, and much more. Ramp has become a mainstay for corporate cards because they're no-fee, have a wide acceptance network within Visa, and the user interface is incredibly easy to use. Ramp provides rigorous control to companies when it comes to tailoring their spending needs, with customizable spend limits and auto-enforced expense policies. With numerous advantages offered by both Divvy and Ramp, you have to carefully analyze all factors before selecting the right credit card provider for your business. Making the best decision here can take you a long way towards growing effectively and succeeding in your goals.

Get started today.

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