Ramp vs Divvy

Divvy is a manual, budget-focused card account with limited controls and a complicated points system. Ramp is an all-in-one finance automation platform that gives you the control and visibility to scale from one to thousands of employees.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 25,000+ businesses already simplifying their finances

Ramp vs Divvy

Ramp
Divvy
Virtual and physical cards
Advanced reimbursements capabilities like OCR receipt scanning
5% average savings with cashback and savings insights1
Free accounts payable automation
Free accounting automation with auto-categorization
Procure-to-pay capabilities including vendor management and price intelligence
Sub-admin role that enables executive delegation
1,000+ integrations, like Slack and HRIS for faster onboarding
Kyle Potter

“If I code one transaction with a certain vendor, Ramp knows. It makes suggestions based on past transactions. It just works.”

Kyle Potter
CFO, FirstBlood

3 reasons to choose Ramp instead of Divvy

Control spending down to the vendor level
Ramp's corporate cards allow you to proactively set guardrails with spend limits, category and merchant restrictions, receipt and memo requirements, before spend happens. Ramp also gives immediate insight into company spending, making financial tracking effortless.
Make expenses effortless for all
Ramp’s expense management platform helps finance teams focus on the real work and eliminate receipt chasing. Our easy-to-use software prompts automated reminders, auto-matches receipts to transactions, auto-populates fields and memos, and issues fast reimbursements—ensuring that employees submit expenses on time.
Integrated accounts payable automation
Ramp's accounts payable software automates the entire AP workflow, doing away with manual data entry. Use AI for precise invoice processing and supporting various payment methods, it simplifies the AP process and global payments.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.

Why Ramp is the top corporate card of choice

Our customers love how Ramp’s corporate card and spend management software are designed to help them spend less and scale faster. Get straightforward cashback unlike other cards with complex rewards. Increase financial operations efficiency with an all-in-one platform that offers corporate card, expense management, reimbursements, and accounts payable.

Get started today

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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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Ramp vs Divvy

Divvy is a manual, budget-focused card account with limited controls and a complicated points system. Ramp is an all-in-one finance automation platform that gives you the control and visibility to scale from one to thousands of employees.
Error Message
No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
G2
Ramp Logo
Virtual and physical cards
Advanced reimbursements capabilities like OCR receipt scanning
5% average savings with cashback and savings insights1
Free accounts payable automation
Free accounting automation with auto-categorization
Procure-to-pay capabilities including vendor management and price intelligence
Sub-admin role that enables executive delegation
1,000+ integrations, like Slack and HRIS for faster onboarding

3 reasons to choose Ramp instead of Divvy

Control spending down to the vendor level
Ramp's corporate cards allow you to proactively set guardrails with spend limits, category and merchant restrictions, receipt and memo requirements, before spend happens. Ramp also gives immediate insight into company spending, making financial tracking effortless.
Make expenses effortless for all
Ramp’s expense management platform helps finance teams focus on the real work and eliminate receipt chasing. Our easy-to-use software prompts automated reminders, auto-matches receipts to transactions, auto-populates fields and memos, and issues fast reimbursements—ensuring that employees submit expenses on time.
Integrated accounts payable automation
Ramp's accounts payable software automates the entire AP workflow, doing away with manual data entry. Use AI for precise invoice processing and supporting various payment methods, it simplifies the AP process and global payments.

Why Ramp is the top corporate card of choice

Our customers love how Ramp’s corporate card and spend management software are designed to help them spend less and scale faster. Get straightforward cashback unlike other cards with complex rewards. Increase financial operations efficiency with an all-in-one platform that offers corporate card, expense management, reimbursements, and accounts payable.
$1B
Saved by Ramp customers
22%
Faster close time
6,500
Hours of employee time saved on expense reports in past 6 months

More reasons to love Ramp

Discover additional benefits and features that make Ramp the preferred choice for modern finance teams.
Speed up your month-end
Save hours on your close with direct integrations for top ERPs, including NetSuite and Xero, and accurate syncing across both card transactions and reimbursements.
Access real-time reporting
See all your company’s spend, all in one place, across cards, global payments & reimbursements. Ramp surfaces actionable insights that highlight new ways for your business to save.
See all your vendors in one place
Ramp automatically tracks all your vendor data and transactions. AI-powered software automatically extracts key details from invoices to streamline your AP process.

Time is money. Save both.

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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
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