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Table of contents

SAP Concur is a cloud-based travel booking and expense management platform that’s been around for decades. It’s widely used by enterprise finance teams, but that doesn’t mean it’s necessarily well-loved. On the software review website G2, it scores a rating of 4.0 out of 5, which means it ranks pretty low compared to modern alternatives.

Users across the web complain about Concur’s clunky, dated UI and its poor customer support. Reviewers also note that it’s extremely difficult to integrate Concur with existing accounting software, including NetSuite and QuickBooks. As if that weren’t enough, Concur charges by expense report, which means it’s a pricey choice for growing businesses.

We could go on, but suffice it to say there are a lot of businesses out there looking for Concur alternatives. If you’re researching new travel and expense management tools, you’ve come to the right place. We’ve compiled a list of the six best Concur competitors on the market today:

 

  1. Ramp
  2. Navan (formerly TripActions)
  3. Emburse Professional (formerly Emburse Certify)
  4. Airbase 
  5. Zoho Expense
  6. TravelBank

‍We cover each tool in depth below, evaluating by feature set, price, and real user ratings and reviews from G2. Without further ado, here are the best SAP Concur alternatives for 2025:

At a glance: SAP Concur alternatives compared

Platform G2 Rating Market Segment Key Features Minimum Cost
Ramp 4.8 Startups
Small Businesses
Mid-market
Expense management
Corporate cards
Travel booking
$0 – Unlimited free tier
Navan 4.7 Mid-market Travel booking
Expense management
$0 – Free tier with seat and usage limits
Emburse Professional 4.5 Mid-market
Enterprise
Expense management $250 per month, billed annually
Airbase 4.7 Mid-market Procurement
Expense management
N/A – All pricing is quote-based
Zoho Expense 4.5 Small Businesses Expense management
Travel booking
Standard ($4/month)
Premium ($7/month)
Enterprise
TravelBank 4.5 Small business Travel booking $25 per user per month for Travel features

Best overall SAP Concur alternative: Ramp

While Ramp offers the same travel booking and expense management functionality as SAP Concur, the platform’s features go way beyond that.

Ramp is an all-in-one finance operations platform that offers AI-powered AP automation, accounting integrations, receipt tracking, financial reporting and analytics, and more, all housed in a modern, intuitive UI. Plus, Ramp offers an industry-leading corporate charge card with customizable spend controls.

Admittedly, we’re a bit biased—but you don’t have to take our word for it. More than 2,000 user reviews on G2 have earned Ramp a score of 4.8 out of 5, topping SAP Concur in every rating category:

8.7
Meets Requirements
9.4
8.0
Ease of Use
9.5
7.8
Ease of Setup
9.3
8.0
Ease of Admin
9.4
8.0
Quality of Support
9.2
8.0
Good Partner
9.5
7.1
Product Direction
9.7
Source: G2 ratings

Key features

  • All-in-one finance platform: Travel booking and expense management is just the tip of the iceberg. Ramp offers unlimited physical and virtual corporate cards, AP automation, procurement software, and more.
  • Integrated corporate cards: Ramp’s corporate charge cards offer unmatched visibility into all your business spending. Set custom spend controls at the card, individual, or department level, and block out-of-policy spending before it happens.
  • Automatic bill routing and approvals: Never miss another payment. Ramp Bill Pay automates the invoice intake and approval process and lets you pay via corporate card, check, ACH, or international wire.
  • On-the-go expense reporting: Ramp’s user-friendly mobile app lets employees submit receipts and build expense reports on the road. Ramp even categorizes expenses automatically, helping finance teams close their books eight times faster.
  • AI-powered insights and recommendations: Identify areas to reduce costs with intelligent recommendations based on millions of financial transactions

Why customers choose Ramp vs. SAP Concur

  • Immediate savings: Ramp customers save an average of 5% across all business spending within their first year
  • The user experience: Reviewers give the platform high marks for ease of use and functionality, particularly when it comes to expense reporting and reimbursements
  • Efficiency: Users praise Ramp for how much time it saves them, especially when it comes to gathering and submitting expense receipts since the platform makes it easy to scan and categorize them

Pricing

The majority of Ramp’s powerful expense management tools are free to use. If you’re looking for even more control and customizability, you can upgrade to Ramp Plus for $15 per user per month. Ramp also offers enterprise pricing—just reach out for a quote.

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Navan (formerly TripActions)

‍Navan is a T&E management platform that helps mid-market companies manage their business travel plans and expenses. Formerly known as TripActions, Navan is a popular choice for business travel management and sports a rating of 4.7 out of 5 stars on G2:

8.7
Meets Requirements
9.5
8.0
Ease of Use
9.5
7.8
Ease of Setup
9.4
8.0
Ease of Admin
9.1
8.0
Quality of Support
9.4
8.0
Good Partner
9.2
7.1
Product Direction
8.9
Source: G2 ratings

Key features

  • Spend controls at the point of sale help curb out-of-policy employee spending
  • Navan Rewards program encourages employees to book more cost-effective travel itineraries
  • Automated expense reconciliation helps eliminate expense reports and monitor spend
  • Ability to link your business credit cards to Navan so you can keep your existing rewards programs

Why customers choose Navan vs. SAP Concur

One reviewer on G2 noted that submitting expenses on Navan is easy and straightforward. The reviewer found the same process more confusing and less user-friendly on SAP Concur.

Pricing

Navan offers many of its features for free for up to 15 users. After that, Navan costs $15 per user per month. Enterprise pricing is available, but you’ll need to reach out to sales for a quote.

Emburse Professional (formerly Emburse Certify)

Emburse Professional, formerly known as Emburse Certify, provides expense management, travel booking, accounts payable, and other payment solutions. Well-suited for mid-market and enterprise firms, it's rated more highly than SAP Concur with a score of 4.5 out of 5 on G2:

8.7
Meets Requirements
9.2
8.0
Ease of Use
9.0
7.8
Ease of Setup
8.5
8.0
Ease of Admin
8.6
8.0
Quality of Support
9.0
8.0
Good Partner
8.7
7.1
Product Direction
8.7
Source: G2 ratings

Key features

  • Real-time spend management with automated expense categories and policies
  • Travel booking platform that suggests the most economical itineraries by default
  • Handy mobile app to capture and report proof of purchase receipts on the go
  • Automatic matching of corporate card payments with employee expenses

Why customers choose Emburse Professional vs. SAP Concur

One G2 reviewer says Emburse’s automated AP tools improve efficiency, resulting in more time for strategic work. Reviewers also appreciate Emburse’s receipt management and expense tracking features. 

Pricing

Emburse doesn’t have any public pricing info on their site, instead encouraging businesses to reach out for a quote. With that said, their pricing page on G2 notes that plans start at $3,000 per year, which makes Emburse pricier than more highly rated options like Ramp and Navan.

Airbase

Airbase primarily markets itself as a procure-to-pay solution, offering features like multi-subsidiary support, purchase order (PO) matching, and expense management. Its integration with TravelPerk enables corporate travel booking. Recently acquired by Paylocity, Airbase is rated 4.7 out of 5 on G2 and beats SAP Concur in every ratings category:

8.7
Meets Requirements
9.4
8.0
Ease of Use
9.4
7.8
Ease of Setup
9.0
8.0
Ease of Admin
9.1
8.0
Quality of Support
9.4
8.0
Good Partner
9.4
7.1
Product Direction
9.0
Source: G2 ratings

Key features

  • Automatic audit trail with the ability to retrieve all documentation in the event of an audit
  • Accounting automation covering expense categories, amortization, and payment dates
  • Invoice processing and bill payments from a single interface
  • Real-time reporting, with all spending activities captured as they occur

Why customers choose Airbase vs. SAP Concur

One Airbase reviewer on G2 was happy they were no longer forced to create expense reports to host receipts, unlike their experiences with SAP Concur, Expensify, and Brex.

Pricing

Airbase has three different pricing tiers, each catering to businesses of different sizes. It doesn’t publish any pricing information, though, so you’ll need to get in touch with sales for a quote.

Zoho Expense

Zoho Expense helps mid-market businesses automate expense reporting, streamline approvals, and manage travel expenses. It’s an especially attractive option for companies that already use other Zoho products in other parts of their org. Zoho Expense has a solid rating of 4.5 out of 5 based on more than 1,300 reviews on G2:

8.7
Meets Requirements
8.8
8.0
Ease of Use
8.8
7.8
Ease of Setup
8.6
8.0
Ease of Admin
8.7
8.0
Quality of Support
9.5
8.0
Good Partner
8.8
7.1
Product Direction
9.0
Source: G2 ratings

Key features

  • Create and track budgets with customizable alerts that notify employees when a budget limit is exceeded
  • Prevent fraud by identifying and flagging fake receipts, duplicate entries, fraudulent data modifications, and mismatches
  • Book and manage all online and offline corporate travel with custom rulesets and approval workflows

Why customers choose Zoho Expense vs. SAP Concur

Many G2 reviewers compare Zoho Expense favorably to Concur. One VP at a small business said Zoho Expense is simple to navigate, requiring less training to use than Concur. They also said it was refreshing to have a system that employees and accounting actually like to use.

Pricing

Zoho Expense offers a free plan for up to three active users, along with other storage and usage limits. Standard plans start at $4 per user per month, and Premium plans cost double that at $8 per user per month, both billed annually. Enterprise pricing is available on request.

TravelBank

TravelBank is a travel and expense management platform that offers travel booking, expense reconciliation, and travel expense reimbursements. You can create virtual cards from within the platform or integrate any business credit card of your choice for simple, consolidated travel spend. TravelBank has a G2 rating of 4.5 out of 5 based on less than 350 reviews:

8.7
Meets Requirements
9.1
8.0
Ease of Use
9.1
7.8
Ease of Setup
9.0
8.0
Ease of Admin
8.8
8.0
Quality of Support
9.0
8.0
Good Partner
9.3
7.1
Product Direction
8.2
Source: G2 ratings

Key features

  • Easily match expenses and receipts with card transactions
  • See synced transactions and manually created expenses in a single view
  • Fully customizable dashboard to monitor spend, cost leakage, and spending trends
  • ​​Incentivizes cost savings by rewarding employees for coming in under budget

Why customers choose TravelBank vs. SAP Concur

A G2 reviewer liked how easy it was to generate expense reports via the TravelBank platform. This reviewer found SAP Concur to be comparatively clunky and difficult to manage, especially on mobile.

Pricing

TravelBank splits its platform into two different offerings. Its Travel solution starts at $25 per user per month, and its Expense features start at $10 per user per month. If you want to use both together, you need to get in touch with sales for custom pricing.

Choose the best and highest-rated Concur alternative

Stronger competitors have sprung up in the many years since SAP Concur first hit the scene. Among these, Ramp is the most comprehensive—and the most highly rated.

Ramp not only streamlines the travel booking and expense management processes, it provides a wide range of other accounting tools to help you manage your finances. Our intuitive platform, corporate cards, real-time reporting, and spend controls make Ramp the best SAP Concur competitor available today.

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Contributing Writer
Luke O’Neill is a freelance finance writer and content strategist, with deep experience in B2B fintech and financial services. His work has appeared in The Wall Street Journal, Bloomberg, The Irish Times, the Stanford Social Innovation Review, and more.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.

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