- At a glance: SAP Concur alternatives compared
- 1. Ramp: Best overall SAP Concur alternative
- 2. Navan (formerly TripActions)
- 3. Airbase
- 4. Spendesk
- 5. Emburse Expense Professional (formerly Emburse Certify)
- 6. Zoho Expense
- 7. Expensify
- 8. Coupa
- Ramp isn’t just a SAP Concur alternative—it’s an upgrade
SAP Concur is a cloud-based travel booking and expense management platform that’s been around for decades. It’s widely used by enterprise finance teams, but that doesn’t mean it’s necessarily well-loved. On the software review website G2, it scores a rating of 4.0 out of 5, which means it ranks pretty low compared to modern alternatives.
Users across the web complain about Concur’s clunky, dated UI and its poor customer support. Reviewers also note that it’s extremely difficult to integrate Concur with existing accounting software, including NetSuite and QuickBooks. As if that weren’t enough, Concur charges by expense report, which means it’s a pricey choice for growing businesses.
We could go on, but suffice it to say there are a lot of businesses out there looking for Concur alternatives. If you’re researching new travel and expense management tools, you’ve come to the right place. We’ve compiled a list of the six best Concur competitors on the market today:
- Ramp
- Navan (formerly TripActions)
- Airbase
- Spendesk
- Emburse Expense Professional (formerly Emburse Certify)
- Zoho Expense
- Expensify
- Coupa
We cover each tool in depth below, evaluating by feature set, price, and real user ratings and reviews from G2. Without further ado, here are the best SAP Concur alternatives for September 2025.
At a glance: SAP Concur alternatives compared
Platform | G2 Rating | Market Segment | Key Features | Minimum Cost |
|---|---|---|---|---|
Ramp | 4.8 | Startups | Expense management | $0 – Unlimited free tier |
Navan | 4.7 | Mid-market | Travel booking | $0 – Free tier with seat and usage limits |
Airbase | 4.7 | Mid-market | Procurement | N/A – All pricing is quote-based |
Spendesk | 4.6 | Startups Mid-market | Virtual cards Invoice management Subscription tracking | N/A - Quote-based |
Emburse Expense Professional | 4.5 | Mid-market | Expense management | $250 per month, billed annually |
Zoho Expense | 4.5 | Small Businesses | Expense management Travel booking | $4–$7 per user/month depending on plan |
Expensify | 4.3 | Small Businesses Mid-market | Expense Management Corporate cards Reimbursements | $5 per user/month |
Coupa | 4.1 | Mid-market Enterprise | Procurement Expense management Supplier management | N/A – Quote-based |
1. Ramp: Best overall SAP Concur alternative
While Ramp offers the same travel booking and expense management functionality as SAP Concur, the platform’s features go way beyond that.
Ramp is an all-in-one finance operations platform that offers AI-powered AP automation, accounting integrations, receipt tracking, financial reporting and analytics, and more, all housed in a modern, intuitive UI. Plus, Ramp offers an industry-leading corporate charge card with customizable spend controls.
Admittedly, we’re a bit biased—but you don’t have to take our word for it. More than 2,000 user reviews on G2 have earned Ramp a score of 4.8 out of 5, topping SAP Concur in every rating category:
Key features
- All-in-one finance platform: Travel booking and expense management is just the tip of the iceberg. Ramp offers unlimited physical and virtual corporate cards, AP automation, procurement software, and more.
- Integrated corporate cards: Ramp’s corporate charge cards offer unmatched visibility into all your business spending. Set custom spend controls at the card, individual, or department level, and block out-of-policy spending before it happens.
- Smart invoice automation: Import bills in one step with AI that delivers 99% line-item accuracy for faster, error-free processing.
- Automatic bill routing and approvals: Never miss another payment. Ramp Bill Pay automates the invoice intake and approval process and lets you pay via corporate card, check, ACH, or international wire.
- On-the-go expense reporting: Ramp’s user-friendly mobile app lets employees submit receipts and build expense reports on the road. Ramp even categorizes expenses automatically, helping finance teams close their books eight times faster.
- AI-powered insights and recommendations: Identify areas to reduce costs with intelligent recommendations based on millions of financial transactions.
- Reliable support: Get fast, knowledgeable help from a responsive customer success team when you need it.
Why customers choose Ramp vs. SAP Concur
- Immediate dollar savings: Ramp customers save an average of 5% across all business spending within their first year
- The user experience: Reviewers give the platform high marks for ease of use and functionality, particularly when it comes to expense reporting and reimbursements
- Efficiency: Users praise Ramp for how much time it saves them, especially when it comes to gathering and submitting expense receipts since the platform makes it easy to scan and categorize them. Employees file expenses about 85% faster with Ramp compared to legacy systems
By the numbers: More than 900 businesses have chosen Ramp over SAP Concur for its AI-powered receipt capture, faster reimbursements, and real-time visibility into spend.
Pricing
The majority of Ramp’s powerful expense management tools are free to use. If you’re looking for even more control and customizability, you can upgrade to Ramp Plus for $15 per user per month. Ramp also offers enterprise pricing—just reach out for a quote.
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2. Navan (formerly TripActions)
Navan is a T&E management platform that helps mid-market companies manage their business travel plans and expenses. Formerly known as TripActions, Navan is a popular choice for business travel management and sports a rating of 4.7 out of 5 stars on G2:
Key features
- Spend controls at the point of sale help curb out-of-policy employee spending
- Navan Rewards program encourages employees to book more cost-effective travel itineraries
- Automated expense reconciliation helps eliminate expense reports and monitor spend
- Ability to link your business credit cards to Navan so you can keep your existing rewards programs
Why customers choose Navan vs. SAP Concur
One reviewer on G2 noted that submitting expenses on Navan is easy and straightforward. The reviewer found the same process more confusing and less user-friendly on SAP Concur.
Pricing
Navan offers many of its features for free for up to 15 users. After that, Navan costs $15 per user per month. Enterprise pricing is available, but you’ll need to reach out to sales for a quote.
3. Airbase
Airbase primarily markets itself as a procure-to-pay solution, offering features like multi-subsidiary support, purchase order (PO) matching, and expense management.
Its integration with TravelPerk enables corporate travel booking. Recently acquired by Paylocity, Airbase is rated 4.7 out of 5 on G2 and beats SAP Concur in every ratings category:
Key features
- Automatic audit trail with the ability to retrieve all documentation in the event of an audit
- Accounting automation covering expense categories, amortization, and payment dates
- Invoice processing and bill payments from a single interface
- Real-time reporting, with all spending activities captured as they occur
Why customers choose Airbase vs. SAP Concur
One Airbase reviewer on G2 was happy they were no longer forced to create expense reports to host receipts, unlike their experiences with SAP Concur, Expensify, and Brex.
Pricing
Airbase has three different pricing tiers, each catering to businesses of different sizes. It doesn’t publish any pricing information, though, so you’ll need to get in touch with sales for a quote.
4. Spendesk
Spendesk is a spend management platform that’s popular with startups and mid-market companies for its employee-friendly features and flexible card-based workflows. It has a G2 rating of 4.6 out of 5 stars.
Key features
- Virtual and physical company cards with built-in controls
- Invoice management and approval workflows
- Subscription and recurring spend tracking
- Real-time spend visibility and reporting
Why customers choose Spendesk vs. SAP Concur
Customers often highlight Spendesk’s modern interface and ease of use compared to Concur’s legacy design. They also value its flexibility for managing card spend and subscriptions in one platform.
Pricing
Spendesk pricing is quote-based and varies depending on company size, number of users, and transaction volume.
5. Emburse Expense Professional (formerly Emburse Certify)
Emburse Professional, formerly known as Emburse Certify, provides expense management, travel booking, accounts payable, and other payment solutions. Well-suited for mid-market and enterprise firms, it's rated more highly than SAP Concur with a score of 4.5 out of 5 on G2:
Key features
- Real-time spend management with automated expense categories and policies
- Travel booking platform that suggests the most economical itineraries by default
- Handy mobile app to capture and report proof of purchase receipts on the go
- Automatic matching of corporate card payments with employee expenses
Why customers choose Emburse Professional vs. SAP Concur
One G2 reviewer says Emburse’s automated AP tools improve efficiency, resulting in more time for strategic work. Reviewers also appreciate Emburse’s receipt management and expense tracking features.
Pricing
Emburse doesn’t have any public pricing info on their site, instead encouraging businesses to reach out for a quote. With that said, their pricing page on G2 notes that plans start at $3,000 per year, which makes Emburse pricier than more highly rated options like Ramp and Navan.
6. Zoho Expense
Zoho Expense helps mid-market businesses automate expense reporting, streamline approvals, and manage travel expenses. It’s an especially attractive option for companies that already use other Zoho products in other parts of their org. Zoho Expense has a solid rating of 4.5 out of 5 based on more than 1,300 reviews on G2:
Key features
- Create and track budgets with customizable alerts that notify employees when a budget limit is exceeded
- Prevent fraud by identifying and flagging fake receipts, duplicate entries, fraudulent data modifications, and mismatches
- Book and manage all online and offline corporate travel with custom rulesets and approval workflows
Why customers choose Zoho Expense vs. SAP Concur
Many G2 reviewers compare Zoho Expense favorably to Concur. One VP at a small business said Zoho Expense is simple to navigate, requiring less training to use than Concur. They also said it was refreshing to have a system that employees and accounting actually like to use.
Pricing
Zoho Expense offers a free plan for up to three active users, along with other storage and usage limits. Standard plans start at $4 per user per month, and Premium plans cost double that at $8 per user per month, both billed annually. Enterprise pricing is available on request.
7. Expensify
Expensify is a well-known expense management tool that’s especially popular with smaller businesses and teams who want an easy way to capture receipts and process reimbursements. It has a G2 rating of 4.3 out of 5 stars.
Key features
- Mobile app with SmartScan receipt capture
- Corporate card program
- Reimbursements and bill pay
- Integrations with QuickBooks, NetSuite, and Xero
Why customers choose Expensify vs. SAP Concur
Reviewers often highlight Expensify’s mobile-first design and ease of submitting expenses compared to Concur’s more complex workflows. For small teams, Expensify feels faster to adopt and simpler to use.
Pricing
Expensify pricing starts at $5 per user/month for the Collect plan. The Control plan costs $9 per active user/month and includes additional features like corporate cards and advanced approval workflows.
8. Coupa
Coupa is an enterprise-grade spend management platform designed for global organizations with complex procurement and compliance needs. It has a G2 rating of 4.1 out of 5 stars.
Key features
- Expense management with advanced compliance tools
- Procurement and supplier management
- Contract lifecycle management
- Real-time spend visibility and analytics
Why customers choose Coupa vs. SAP Concur
Enterprise customers often choose Coupa for its ability to centralize procurement and expenses on a single platform. While Concur focuses on travel and expense, Coupa offers a broader suite of tools for companies that want more control over global spend.
Pricing
Coupa pricing is quote-based and typically geared toward mid-market and enterprise businesses with advanced procurement needs.
Ramp isn’t just a SAP Concur alternative—it’s an upgrade
Stronger competitors have sprung up in the many years since SAP Concur first hit the scene. Among these, Ramp is the most comprehensive—and the most highly rated.
Ramp not only streamlines the travel booking and expense management processes, it provides a wide range of other accounting tools to help you manage your finances. Our intuitive platform, corporate cards, real-time reporting, and spend controls make Ramp the best SAP Concur competitor available today.
Try Ramp for free or schedule a personalized, interactive demo to see how it compares to SAP Concur for yourself.
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