The 8 best SAP Concur alternatives for November 2025
- Why companies are moving away from SAP Concur
- At a glance: SAP Concur alternatives compared
- 1. Ramp: Best overall SAP Concur alternative
- 2. Navan (formerly TripActions)
- 3. Paylocity
- 4. Spendesk
- 5. Emburse Expense Professional (formerly Emburse Certify)
- 6. Zoho Expense
- 7. Expensify
- 8. Coupa
- Ramp isn’t just a SAP Concur alternative—it’s an upgrade
SAP Concur is a cloud-based travel booking and expense management platform that’s been around for decades. It’s widely used by enterprise finance teams, but that doesn’t mean it’s necessarily well-loved. On the software review website G2, it scores a rating of 4.0 out of 5, which means it ranks pretty low compared to modern alternatives.
Users across the web complain about Concur’s clunky, dated UI and its poor customer support. Reviewers also note that it’s extremely difficult to integrate Concur with existing accounting software, including NetSuite and QuickBooks. As if that weren’t enough, Concur charges by expense report, which means it’s a pricey choice for growing businesses.
If you’re researching new travel and expense management tools, it’s likely because your current process feels slow, costly, or outdated.SAP Concur has long dominated this space, but its legacy design and pricing model no longer meet the needs of modern finance teams.
Below, you’ll find the top SAP Concur alternatives—evaluated for usability, automation, integrations, scalability, and customer satisfaction—so you can choose what fits your team best.
Why companies are moving away from SAP Concur
Before exploring the best alternatives, it’s worth understanding why finance teams are making the switch:
- Limited automation: Manual receipt uploads, complex approval chains, and slow reimbursements create friction for both employees and admins.
- Outdated user experience: Concur’s interface hasn’t kept pace with newer, modern tools that automate reporting and categorize spend instantly.
- Integration challenges: Connecting Concur to systems like NetSuite or QuickBooks often requires third-party support and additional costs.
- Opaque pricing: Businesses report unexpected fees per expense report or service call, driving up total ownership costs.
These gaps are leading teams to adopt unified spend platforms that combine travel booking, expense management, corporate cards, AP automation, and accounting integrations in one place.
At a glance: SAP Concur alternatives compared
| Platform | G2 rating | Market segment | Key features | Minimum cost |
|---|---|---|---|---|
| Ramp | 4.8 | startups, small businesses, mid-market | expense management, corporate cards, travel booking | $0; unlimited free tier |
| Navan | 4.7 | mid-market | travel booking, expense management | $0; free tier with seat and usage limits |
| Paylocity | 4.5 | mid-market | procurement, expense management | Quote based |
| Spendesk | 4.6 | small businesses, mid-market | expense management, corporate cards, invoice management | Quote based |
| Emburse Expense Professional | 4.5 | mid-market, enterprise | expense management | Quote based |
| Zoho Expense | 4.5 | small businesses | expense management, travel booking | $0 |
| Expensify | 4.5 | small businesses, mid-market | expense management, reimbursement | $5 per member/month |
| Coupa | 4.2 | mid-market, enterprise | procurement, expense management, supplier management | Quote based |
1. Ramp: Best overall SAP Concur alternative
While Ramp offers the same travel booking and expense management functionality as SAP Concur, the platform’s features go way beyond that.
Ramp is an all-in-one finance operations platform that offers AI-powered AP automation, accounting integrations, receipt tracking, financial reporting and analytics, and more, all housed in a modern, intuitive UI. Plus, Ramp offers an industry-leading corporate charge card with customizable spend controls.
Admittedly, we’re a bit biased—but you don’t have to take our word for it. More than 2,000 user reviews on G2 have earned Ramp a score of 4.8 out of 5, topping SAP Concur in every rating category:
Key features
- All-in-one finance platform: Travel booking and expense management is just the tip of the iceberg. Ramp offers unlimited physical and virtual corporate cards, AP automation, procurement software, and more.
- Integrated corporate cards: Ramp’s corporate charge cards offer unmatched visibility into all your business spending. Set custom spend controls at the card, individual, or department level, and block out-of-policy spending before it happens.
- Smart invoice automation: Import bills in one step with AI that delivers 99% line-item accuracy for faster, error-free processing.
- Automatic bill routing and approvals: Never miss another payment. Ramp Bill Pay automates the invoice intake and approval process and lets you pay via corporate card, check, ACH, or international wire.
- On-the-go expense reporting: Ramp’s user-friendly mobile app lets employees submit receipts and build expense reports on the road. Ramp even categorizes expenses automatically, helping finance teams close their books eight times faster.
- AI-powered insights and recommendations: Identify areas to reduce costs with intelligent recommendations based on millions of financial transactions.
- Reliable support: Get fast, knowledgeable help from a responsive customer success team when you need it.
Why customers choose Ramp vs. SAP Concur
- Immediate dollar savings: Ramp customers save an average of 5% across all business spending within their first year
- The user experience: Reviewers give the platform high marks for ease of use and functionality, particularly when it comes to expense reporting and reimbursements
- Efficiency: Users praise Ramp for how much time it saves them, especially when it comes to gathering and submitting expense receipts since the platform makes it easy to scan and categorize them. Employees file expenses about 85% faster with Ramp compared to legacy systems
- Integration strength: Ramp connects directly to NetSuite, QuickBooks, and Xero—no middleware or extra setup required—making it easier for finance teams to reconcile spend in real time.
- Global capabilities: Ramp supports multi-entity and international payments, allowing finance teams to manage expenses across regions in one centralized platform.
By the numbers: More than 900 businesses have chosen Ramp over SAP Concur for its AI-powered receipt capture, faster reimbursements, and real-time visibility into spend.1
Why Advisor360° switched from Concur to Ramp
When Advisor360°, a 500-person software company, switched from SAP Concur to Ramp, its finance team cut its intake-to-pay cycle in half, achieved a 4× ROI in under a year, and saved over $80K through cash-back rewards and software consolidation.
“With Ramp, everything lives in one place. You can click into a vendor and see every transaction, invoice, and contract. That didn’t exist in Concur. It’s made approvals much faster because decision-makers aren’t chasing down information—they have it all at their fingertips.”
- Ryan Williams, Manager, Contract and Vendor Management, Advisor360°
By automating AP and unifying procurement, Advisor360° eliminated duplicate approvals, reduced manual invoice work by 50%, and freed finance to focus on strategic priorities.
Pricing
The majority of Ramp’s powerful expense management tools are free to use. If you’re looking for even more control and customizability, you can upgrade to Ramp Plus for $15 per user per month. Ramp also offers enterprise pricing—just reach out for a quote.
Ready to take control of your finances?
Learn about Ramp’s pricing plans and start saving today.
2. Navan (formerly TripActions)
Navan is a T&E management platform that helps mid-market companies manage their business travel plans and expenses. Formerly known as TripActions, Navan is a popular choice for business travel management and sports a rating of 4.7 out of 5 stars on G2:
Key features
- Spend controls at the point of sale help curb out-of-policy employee spending
- Navan Rewards program encourages employees to book more cost-effective travel itineraries
- Automated expense reconciliation helps eliminate expense reports and monitor spend
- Ability to link your business credit cards to Navan so you can keep your existing rewards programs
Why customers choose Navan vs. SAP Concur
Submitting expenses and booking travel are simpler in Navan, while Concur’s workflows often require additional steps or admin intervention.
Pricing
Navan offers many of its features for free for up to 15 users. After that, Navan costs $15 per user per month. Enterprise pricing is available, but you’ll need to reach out to sales for a quote.
3. Paylocity
Paylocity’s spend and expense management suite, which now incorporates what was formerly Airbase, serves as a unified procure-to-pay platform built into its broader HR and finance stack. On G2, it currently holds an average rating of 4.5 out of 5 based on more than 4,600 verified reviews. In head-to-head comparisons, Paylocity often outpaces Concur in categories like ease of use, support, and integration:
Key features
- Guided procurement workflows with approvals and vendor onboarding
- Invoice capture, processing, and automated payments
- Real-time expense visibility and coding automation
- Receipt upload with OCR and reconciliation tools
Why customers choose Paylocity vs. SAP Concur
Users frequently raise the issue of Concur’s dated interface and complexity. With Paylocity, reviewers note smoother workflows, tighter spend controls, and less friction in integrating procurement and expense modules.
Pricing
Paylocity does not publicly list spend and expense module pricing. Prospective buyers should contact the Paylocity sales team.
4. Spendesk
Spendesk is a spend management platform that’s popular with startups and mid-market companies for its employee-friendly features and flexible card-based workflows. It has a G2 rating of 4.6 out of 5 stars.
Key features
- Virtual and physical company cards with built-in controls
- Invoice management and approval workflows
- Subscription and recurring spend tracking
- Real-time spend visibility and reporting
Why customers choose Spendesk vs. SAP Concur
Customers often highlight Spendesk’s modern interface and ease of use compared to Concur’s legacy design. They also value its flexibility for managing card spend and subscriptions in one platform.
Pricing
Spendesk pricing is quote-based and varies depending on company size, number of users, and transaction volume.
5. Emburse Expense Professional (formerly Emburse Certify)
Emburse Professional, formerly known as Emburse Certify, provides expense management, travel booking, accounts payable, and other payment solutions. Well-suited for mid-market and enterprise firms, it's rated more highly than SAP Concur with a score of 4.5 out of 5 on G2:
Key features
- Real-time spend management with automated expense categories and policies
- Travel booking platform that suggests the most economical itineraries by default
- Handy mobile app to capture and report proof of purchase receipts on the go
- Automatic matching of corporate card payments with employee expenses
Why customers choose Emburse Professional vs. SAP Concur
One G2 reviewer says Emburse’s automated AP tools improve efficiency, resulting in more time for strategic work. Reviewers also appreciate Emburse’s receipt management and expense tracking features.
Pricing
Emburse doesn’t have any public pricing info on their site, instead encouraging businesses to reach out for a quote. With that said, their pricing page on G2 notes that plans start at $3,000 per year, which makes Emburse pricier than more highly rated options like Ramp and Navan.
6. Zoho Expense
Zoho Expense helps mid-market businesses automate expense reporting, streamline approvals, and manage travel expenses. It’s an especially attractive option for companies that already use other Zoho products across their stack. Zoho Expense has a solid rating of 4.5 out of 5 based on more than 1,300 reviews on G2:
Key features
- Create and track budgets with customizable alerts that notify employees when a budget limit is exceeded
- Prevent fraud by identifying and flagging fake receipts, duplicate entries, fraudulent data modifications, and mismatches
- Book and manage all online and offline corporate travel with custom rulesets and approval workflows
Why customers choose Zoho Expense vs. SAP Concur
Many G2 reviewers compare Zoho Expense favorably to Concur. One VP at a small business said Zoho Expense is simple to navigate, requiring less training to use than Concur. They also said it was refreshing to have a system that employees and accounting actually like to use.
Pricing
Zoho Expense offers a free plan for up to three active users, along with other storage and usage limits. Standard plans start at $4 per user per month, and Premium plans cost double that at $8 per user per month, both billed annually. Enterprise pricing is available on request.
7. Expensify
Expensify is a well-known expense management tool that’s especially popular with smaller businesses and teams who want an easy way to capture receipts and process reimbursements. It has a G2 rating of 4.3 out of 5 stars.
Key features
- Mobile app with SmartScan receipt capture
- Corporate card program
- Reimbursements and bill pay
- Integrations with QuickBooks, NetSuite, and Xero
Why customers choose Expensify vs. SAP Concur
Reviewers often highlight Expensify’s mobile-first design and ease of submitting expenses compared to Concur’s more complex workflows. For small teams, Expensify feels faster to adopt and simpler to use.
Pricing
Expensify pricing starts at $5 per user/month for the Collect plan. The Control plan costs $9 per active user/month and includes additional features like corporate cards and advanced approval workflows.
8. Coupa
Coupa is an enterprise-grade spend management platform designed for global organizations with complex procurement and compliance needs. It has a G2 rating of 4.1 out of 5 stars.
Key features
- Expense management with advanced compliance tools
- Procurement and supplier management
- Contract lifecycle management
- Real-time spend visibility and analytics
Why customers choose Coupa vs. SAP Concur
Enterprise customers often choose Coupa for its ability to centralize procurement and expenses on a single platform. While Concur focuses on travel and expense, Coupa offers a broader suite of tools for companies that want more control over global spend.
Pricing
Coupa pricing is quote-based and typically geared toward mid-market and enterprise businesses with advanced procurement needs.
Ramp isn’t just a SAP Concur alternative—it’s an upgrade
SAP Concur set the foundation for travel and expense management, but modern finance teams expect more—speed, automation, and real-time visibility across every transaction.
Ramp builds on that foundation with a unified platform that combines corporate cards, expense management, travel, bill payments, and accounting automation in one place. By bringing every part of your finance workflow under a single roof, Ramp helps teams move faster, eliminate manual work, and close their books with greater accuracy.
With built-in spend controls, intelligent reporting, and direct integrations to leading accounting platforms like NetSuite, QuickBooks, and Xero, Ramp gives finance teams the visibility and flexibility they need to make smarter decisions.
Thousands of companies have switched from legacy systems like SAP Concur to Ramp to modernize their spend management. See why growing businesses and enterprises alike trust Ramp to help them save time, reduce costs, and gain complete control over company spend and explore our product today.
Sources
1 Ramp internal customer usage data, 2025.
“Ramp is the only vendor that can service all of our employees across the globe in one unified system. They handle multiple currencies seamlessly, integrate with all of our accounting systems, and thanks to their customizable card and policy controls, we're compliant worldwide.” ”
Brandon Zell
Chief Accounting Officer, Notion
“When our teams need something, they usually need it right away. The more time we can save doing all those tedious tasks, the more time we can dedicate to supporting our student-athletes.”
Sarah Harris
Secretary, The University of Tennessee Athletics Foundation, Inc.
“Ramp had everything we were looking for, and even things we weren't looking for. The policy aspects, that's something I never even dreamed of that a purchasing card program could handle.”
Doug Volesky
Director of Finance, City of Mount Vernon
“Switching from Brex to Ramp wasn’t just a platform swap—it was a strategic upgrade that aligned with our mission to be agile, efficient, and financially savvy.”
Lily Liu
CEO, Piñata
“With Ramp, everything lives in one place. You can click into a vendor and see every transaction, invoice, and contract. That didn’t exist in Zip. It’s made approvals much faster because decision-makers aren’t chasing down information—they have it all at their fingertips.”
Ryan Williams
Manager, Contract and Vendor Management, Advisor360°
“The ability to create flexible parameters, such as allowing bookings up to 25% above market rate, has been really good for us. Plus, having all the information within the same platform is really valuable.”
Caroline Hill
Assistant Controller, Sana Benefits
“More vendors are allowing for discounts now, because they’re seeing the quick payment. That started with Ramp—getting everyone paid on time. We’ll get a 1-2% discount for paying early. That doesn’t sound like a lot, but when you’re dealing with hundreds of millions of dollars, it does add up.”
James Hardy
CFO, SAM Construction Group
“We’ve simplified our workflows while improving accuracy, and we are faster in closing with the help of automation. We could not have achieved this without the solutions Ramp brought to the table.”
Kaustubh Khandelwal
VP of Finance, Poshmark
