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Rippling is a great human resources platform, but is it the right tool for managing your spend? Read on for an overview of the top spend management platforms in the market today and how they compare to Ripping.


Here at Ramp, we offer a spend management platform that is purpose-built to help you save time and money, so we're admittedly a little biased about the advantages that Ramp offers over Rippling. That's because our tools have helped customers save over $600 million and more than 8.5 million hours. In 2023 alone, our software prevented over $1.7 billion dollars in out-of-policy spending. More than 1800 reviews on the business software review site G2 have yielded Ramp’s 4.8 out of five-star rating. 

Key features

  • Select which spending categories are allowed or blocked on corporate cards across more than 40 categories—including SaaS, flights, taxi fares, and merchandise.
  • Guide your employees through every step of your procurement process so they can efficiently buy what they need within the guardrails of your policy.
  • AI technology analyzes the receipts submitted through text messages or integrations like Gmail and Outlook and then parses merchant, amount, and date data.
  • Automate your entire accounts payable (AP) workflow so every bill is recorded, approved, and paid without any data entry, duplicates, or repetitive tasks
  • Administrators can keep employee directory data in sync by linking Ramp to various leading human resource information systems (HRIS).

Why customers choose Ramp instead of Rippling

  • Process more bills in less time with higher accuracy. Ramp uses AI to automatically extract key details from invoices and remembers how you code, streamlining your AP workflow.
  • Minimize the risk of fraud and payment errors. Bill Pay identifies duplicate invoices, two-way matches to purchase orders, and routes bills to approvers based on your requirements.
  • Consolidate all your payment methods in a single platform. Pay domestic and global vendors by check, card, same-day ACH, or international wire all from Ramp.


Ramp helps you control spending, automate payments, and rapidly close your books — all for free. When you’re ready, Ramp Plus is $15 per person a month for more control and customization.


Brex provides corporate cards, expense management, reimbursements, bill pay, and travel. The company’s customers range from startups to enterprises. Brex is rated 4.7 out of five on G2 and is classified as most suitable for enterprise companies.

Key features

  • Handle T&E management with automated oversight, receipt tracking, and annotations.
  • Generate p-cards with per-transaction AP controls and approval processes.
  • Set budgets for designated vendors, to prevent excessive charges.
  • Integrate with HRIS to authorize staff to spend, and prevent offboarded employees from doing so.


Brex’s pricing for mid-sized businesses is $12 per user per month. Global companies can also seek custom pricing.


Airbase offers expense management solutions that allow employees to create expense reports and request reimbursements in their local currency. Airbase is rated 4.8 out of five on G2 and is classified as most suitable for mid-market companies.

Key features

  • Accounting automation covering categories, amortization, and pay dates
  • Real-time reporting, with all spend activities captured as they occur 
  • Receipt management, with a dedicated email for submissions
  • Invoice processing and bill from a single dashboard

Why businesses choose Airbase over Rippling

A G2 reviewer liked its integration with Rippling which makes it easy to manage employee changes.


Airbase offers standard, premium, and enterprise quotes for firms with 200 to 5,000 employees.


Rho is a digital finance platform for businesses, offering corporate cards, expense management, business banking, and AP. 

Key features

  • View spending as it happens and sync charges directly to your ERP with budget and expense categories for easy reconciliation.
  • Set rules and permissions per card to auto-supervise cardholder business spending and add your own business logo to cards.
  • Set custom spending limits and restrictions on a card-by-card basis, to supervise business expenses. Change, lock, or cancel a corporate card at any time.


Rho is free to join. Specific banking services and payments may incur fees.


PayEm is a global spend management and procurement platform that offers corporate cards, automated invoice processing, and PO creation.

Key features

  • Automated and schedule payments with corporate cards, ACH, wire transfers, or checks
  • Let employees request funds, cards, and other financial needs through custom forms
  • Give budget owners the ability to oversee spending trends and monitor all expense data, including pending employee spending requests


Pricing for PayEm is available by contacting the company directly.

Weighing up the right software

HR and finance will be forever intertwined. People are bound to be among your biggest operational expenses—while remaining your biggest asset. By choosing the right Rippling alternative, you can support that delicate balancing act and run efficient financial operations. 

Try Ramp for free
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Finance writer, Genuine Communications
Luke O’Neill is a freelance finance writer and content strategist, with deep experience in B2B fintech and financial services. His work has appeared in The Wall Street Journal, Bloomberg, The Irish Times, the Stanford Social Innovation Review, and more.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.


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