Top 6 Tipalti alternatives and competitors compared in 2025

Tipalti is a popular accounts payable (AP) automation solution designed to streamline payment processes for small and midsize businesses. Its feature set includes tools for automating invoice management, sending global payments, and financial reporting.

Users on the software review website G2 appreciated Tipalti for its ease of use, customer support, and efficient payment processing features, leading to an overall score of 4.5 out of 5 stars.

But if you plan to invest in an AP automation solution, it pays to explore Tipalti’s competitors. To that end, we’ve compiled a list of today’s best Tipalti alternatives, evaluating them based on real user insights from G2 and our own research into each tool.

1. Ramp Bill Pay: The best overall Tipalti alternative

Ramp's AP automation software, Ramp Bill Pay, is a comprehensive finance operations platform that offers AP automation, procurement, expense management, business travel booking, and real-time financial reporting, all integrated with industry-leading corporate cards.

We have to admit some bias in giving Ramp Bill Pay the top spot on this list, but the numbers back us up. More than 2,000 user reviews have earned Ramp a score of 4.8 out of 5 stars and a spot on G2’s list of the best AP automation solutions, with reviewers highlighting Ramp’s ease of use and powerful automation capabilities:

Ramp Bill Pay helps AP teams automate their entire invoice management workflow so every invoice is recorded, tracked, approved, and paid without any manual intervention. Save time and reduce payment errors with features like automated two-way matching, real-time invoice tracking, and custom approval workflows. And with all your financial data in a unified dashboard, you can quickly find any invoice, analyze monthly spend, and find opportunities to optimize cash flow.

Key features

• Custom invoice approval workflows eliminate the need for manual review of routine payments
• Automated invoice processing features to capture, process, and approve invoices quickly
• Supports vendor payments via ACH, card, check, or international wire
• Real-time invoice tracking provides visibility into all your outstanding payments
• Automated two-way matching with purchase orders and receipts improves efficiency and reduces payment errors
• Improve vendor relationships and ensure compliance with built-in vendor management tools
• Corporate card integration gives you consolidated insights into both AP and employee expenses

Why customers choose Ramp vs. Tipalti

• Scalable AP automation: Ramp Bill Pay helps companies of all sizes improve their AP efficiency through automation. As you grow, Ramp Bill Pay's AI-powered invoice processing scales with you, handling increased payment volumes with ease.
• Modern, user-friendly UI: Reviewers on G2 praise Ramp Bill Pay for its intuitive user interface and handy mobile app, which improves employee adoption and simplifies rollout and training.‍
• Integrated spend management: Users appreciate that Ramp Bill Pay unifies their finance operations in a single platform, offering expense management features, procurement solutions, and business travel booking on top of its powerful AP automation.

Serviceable markets

Ramp Bill Pay primarily targets mid-sized and large businesses but is also popular with fast-growing startups due to its scalability.

Pricing

Ramp Bill Pay offers its spend control and AP automation features for free. Paid plans start at $15 per user per month for Ramp Plus. Enterprise pricing is available by request as well.

2. Airbase

Airbase is a spend management solution tailored to businesses seeking control over accounts payable, corporate cards, and employee reimbursements. Recently acquired by Paylocity, Airbase addresses pain points like fragmented payment systems and lack of visibility with an integrated platform that simplifies financial operations.

On G2, Airbase has a score of 4.7 out of 5, where customers appreciate its ability to autofill information from receipts and deliver real-time insights into reimbursement status:

Key features

• Automated approval workflows support spending compliance
• Multi-entity support to manage payments across multiple business entities
• Generate one-time or reusable virtual cards for secure vendor payments
• Optical character recognition (OCR) technology simplifies invoice capture and processing
• Comprehensive reporting tools provide insights into spending trends and financial performance

Why customers choose Airbase vs. Tipalti

Customers like Airbase’s emphasis on pre-approval workflows, spend management, and visibility across all types of spending. However, whileAirbase offers some international payment capabilities, businesses with significant cross-border payment needs may find Airbase less suitable for their operations.

Serviceable markets

Airbase targets mid-sized companies, particularly those managing financial operations across multiple departments, entities, or countries.

Pricing

Airbase offers three different pricing plans based on your unique business needs and size. All pricing is quote-based.

3. Stampli

Stampli is an AP automation platform known for its focus on user collaboration. Designed to improve communication between AP teams and other departments, Stampli solves issues like miscommunication and delayed approvals.

Stampli receives 4.6 out of 5 stars on G2, with reviewers highlighting its intuitive interface and invoice review process:

Key features

• A centralized hub for managing and tracking invoices
• AI-powered automation for data entry and invoice processing
• Collaboration tools allow users to chat directly on invoices for faster resolution
• Integrates with most major enterprise resource planning (ERP) systems
• Customizable workflows adapt approval processes to fit your company’s needs

Why customers choose Stampli vs. Tipalti

Customers favor Stampli for its collaborative approach, making it ideal for teams where communication is crucial. While Tipalti focuses on automation, Stampli prioritizes user engagement and teamwork. Stampli is also easy to implement, so teams can deploy it with minimal disruption, and users can benefit from its features quickly.

However, Stampli doesn’t offer the extensive global payment capabilities that Tipalti provides. Also, because it focuses primarily on invoice processing and approval workflows, it lacks the broader spend management features offered by Ramp and Airbase.

Serviceable markets

Stampli is ideal for small to mid-sized businesses with team-oriented AP workflows.

Pricing

Stampli has a usage-based pricing model but does not publish pricing information on its website. You’ll need to request a demo to receive a custom quote.

4. Bill AP/AR

BILL, formerly Bill.com, is a dual AP/AR platform that simplifies payment workflows for both payables and receivables. It addresses bottlenecks in cash flow management and offers a solution for small to mid-sized businesses. BILL AP/AR has earned a rating of 4.4 out of 5 stars on G2:

Key features

• Simplify AP and AR processes alike with scheduled payments
• Two-way matching to reconcile invoices with purchase orders and receipts
• Manage international payments in multiple currencies
• Extensive mobile app allows users to approve payments and track activity on the go
• Detailed reporting offers a clear view of cash flow

Why customers choose BILL AP/AR vs. Tipalti

Customers sometimes choose BILL over Tipalti due to their combined AP and AR functionality because it offers greater control over cash flow management. However, while BILL offers international payment capabilities and provides broad domestic capabilities, its global reach and foreign currency support aren’t as extensive as Tipalti’s. Moreover, some customers find the subscriptions for both platforms are a bit expensive compared to other Tipalti and BILL competitors.

Serviceable markets

BILL AP/AR primarily targets small to mid-sized businesses.

Pricing

BILL AP/AR plans start at $45 per user per month for the Essentials tier, with upgraded tiers costing $55 and up. BILL offers spend and expense management features for free as a separate product.

5. AvidXchange

AvidXchange is an AP automation solution designed for mid-sized and enterprise-level businesses. It addresses inefficiencies in payment processing and approval workflows, offering extensive integrations and scalability. It has a rating of 4.3 out of 5 stars on G2, with reviewers noting its reliability:

Key features

• Customizable workflows for automated invoice approval
• Large network of suppliers for seamless payments
• Integrates with a large diversity of ERP and accounting systems
• Customizable dashboards for monitoring and managing workflows in real time
• Reduce fraud risk with secure payment options

Why customers choose AvidXchange vs. Tipalti

Customers appreciate AvidXchange for its scalability and strong ERP integrations. AvidXchange can handle the complex AP needs of large organizations with high transaction volumes, and it includes fraud detection tools and secure payment methods to protect businesses from unauthorized transactions.

However, initial implementation might be too resource-intensive for small businesses.

Serviceable markets

AvidXchange caters to mid-sized and large businesses.

Pricing

AvidXchange’s pricing is based on business size and transaction volume. You’ll need to book a demo to get a customized quote.

6. Corpay One

Part of Corpay’s product suite, Corpay One is an AP automation solution for businesses that need international payment capabilities. It helps companies address challenges like foreign currency volatility. On G2, Corpay One sports a rating of 4.2 out of 5 stars, with reviewers noting its reliable integrations with other software in their technology stacks:

Key features

• Global payment processing support for paying vendors in multiple currencies across multiple countries
• Hedging tools to manage foreign exchange risk
• Built-in tax compliance features support global enterprises
• Automated invoice capture and processing reduces manual workload
• Set up custom payment workflows for different payment types

Why customers choose Corpay One vs. Tipalti

Customers choose Corpay One for its focus on global payments and foreign exchange capabilities, which include support for payments in over 100 currencies and a global payment network.

While Tipalti supports international transactions, Corpay One provides more control in foreign markets with tools for currency conversion, hedging, and managing foreign exchange risks.

Still, Corpay One may be overly complex for companies with primarily domestic payment needs.

Serviceable markets

Corpay One caters to mid-sized and large enterprises with significant global payment requirements.

Pricing

Corpay One has no monthly subscription cost. Instead, users pay transaction fees on invoices paid through Corpay One. Potential customers must contact a member of the sales team for a quote.

Choose the top-rated Tipalti competitor

When evaluating AP automation software, focus on what the platform can solve for your business. A great solution should simplify complex workflows, reduce manual tasks, and offer visibility into your financial processes while supporting compliance and security.

Ramp Bill Pay stands out as the top Tipalti competitor because it provides an all-in-one spend management solution for automating invoices, optimizing expenses, and earning rewards on spending. Our intuitive platform allows you to streamline your financial operations, save time, and focus on growth.

Experience smarter AP automation. See how Ramp Bill Pay transforms AP management.