The 6 best Bill.com alternatives and competitors in 2024

BILL, formerly known as Bill.com, offers automation software that helps businesses manage accounts payable and accounts receivable. BILL AP/AR is a separate product from BILL Spend & Expense (formerly Divvy), though the two can be used together.

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‍BILL AP/AR has generally favorable ratings on the software review website G2, earning 4.4 stars out of 5 based on a little over 1,000 reviews. Customers appreciate that BILL AP/AR is easy to use, and many reviewers cite automatic bill pay as a key highlight.

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But many companies that have used BILL AP/AR since the Bill.com days find the software hasn’t kept up with their needs as they’ve grown, especially in areas like expense management and procurement. In the time since Bill.com hit the market in 2006, several highly rated BILL alternatives have emerged as strong competitors:

• Ramp
• Tipalti
• Stampli
• Airbase
• Corpay
• MineralTree

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Is BILL AP/AR still the right tool for your business needs? Our list of Bill.com alternatives is based on real customer reviews, our own independent research, and the user ratings available on G2. Here’s how the top competitors shook out.

At a glance: Bill.com AP/AR alternatives compared

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Best overall Bill.com alternative: Ramp

Here at Ramp, we offer an all-in-one finance operations platform that combines AP and AR automation with comprehensive expense management, procurement, travel booking, and integrated corporate cards. We have to admit our own bias here, but we have the numbers to back it up. More than 2,000 user reviews on G2 have earned Ramp a rating of 4.8 out of 5 stars:

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8.7

Meets Requirements

9.4

8.8

Ease of Use

9.5

8.5

Ease of Setup

9.3

8.7

Ease of Admin

9.4

8.0

Quality of Support

9.2

8.5

Good Partner

9.5

8.2

Product Direction

9.7

Source: G2 ratings

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Our suite of tools helps finance teams consolidate data and workflows across all their core responsibilities—vendor payments and billing, corporate cards, procurement, spend management, employee reimbursements, travel booking, and more. And unlike BILL, you don’t have to purchase AP/AR automation separately from our core expense management features.

Key features

• Single platform for consolidated data and workflows between accounts payable, expense management, procurement, accounting, and more
• One-step bill import and 99% accurate AI matching for every invoice line item
• Bill pay, with the ability to schedule payments and use physical and virtual corporate cards, ACH, checks, and international wire transfers
• Automatic bill routing and easy approvals via Slack and email
• Auto-coding of bills as liabilities plus accounting integrations with ERP and HRIS and systems like NetSuite and Quickbooks

Why customers choose Ramp vs. BILL AP/AR

• Pay more domestic bills for free: No need to worry about seat limits—all your finance team members can use our bill pay solution without charge for domestic payments. Ramp doesn’t charge for regular ACH delivery or check payments. Plus, our savings insights and price negotiators help you keep cash in your accounts for longer.
• Get a complete picture of cash flow: Ramp lets you see all your current liabilities. You can pay everything with any payment method in one place, without having to manually code bills and vendor payments. Our AI categorizes everything for your general ledger. 
• ‍Automate repetitive AP tasks: Accounting teams save time on each bill with Ramp; it only takes one step to import. Our AI recognizes every invoice line item and helps you quickly get bills approved, paid, and reconciled with ease.

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“I spent four hours a month on Expensify, two on Amex, and probably five on BILL. Now I’m in and out of Ramp in five minutes.”

– Sam Meek, Founder & CEO, Sandboxx

Serviceable markets

Ramp serves a wide range of businesses, from startups to small and mid-sized companies, while also offering solutions for enterprises.

Pricing 

Ramp's unlimited free plan helps you control spend, automate payments, and rapidly close your books. For finance teams with more complex operations, Ramp Plus is available for $15 per user per month. You can also reach out for an Enterprise plan quote if you need additional customization.

Tipalti

Tipalti is another software platform that handles global payments and AP workflows. It provides operational, compliance, and financial controls for accurate payment processing. Customers include GoDaddy and Roku. Tipalti has a rating of 4.5 out of 5 stars on G2, where it’s especially popular with mid-market companies:

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8.7

Meets Requirements

8.7

8.8

Ease of Use

8.8

8.5

Ease of Setup

8.3

8.7

Ease of Admin

8.8

8.0

Quality of Support

9.0

8.5

Good Partner

8.8

8.2

Product Direction

9.4

Source: G2 ratings

Key features

• Mass payments with payout solutions for gig, ad tech, freelancers, and marketplaces
• Mobile-ready integrated expenses and global reimbursements
• Invoice processing and bill management, OCR technology, and the ability to tag team members with a bill
• Procurement and supplier management
• Purchase order (PO) management and multi-currency management

Why customers choose Tipalti vs. Bill.com

According to one G2 reviewer who was transitioning from a bank’s treasury platform, Tipalti gave them better payment management and visibility than BILL. Reviewers also appreciate Tipalti’s responsiveness to questions and issues.

Serviceable markets

Tipalti provides solutions for small, medium, and enterprise companies.

Pricing

Tipalti’s Starter plan is $99 per month. If you need a Premium or Elite plan, you’ll have to submit a request for a custom quote.

Stampli

Stampli is an AP automation platform that unifies communications, documentation, and payments. Stampli’s AI helps to simplify general ledger and costing-related coding, automate approval and verification flows, identify duplicate invoices, and reduce manual data entry. With more than 1,200 reviews on G2, Stampli has a 4.6 rating:

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8.7

Meets Requirements

9.1

8.8

Ease of Use

9.3

8.5

Ease of Setup

9.2

8.7

Ease of Admin

9.4

8.0

Quality of Support

9.6

8.5

Good Partner

9.6

8.2

Product Direction

9.6

Source: G2 ratings

Features

• Automate invoice capture, coding, and approvals
• Vendor management, covering onboarding, information, and documentation
• Two-way and three-way PO matching, plus partial amounts and line item adjustments
• Process and pay invoices across departments, offices, companies, or locations
• One-click access to invoice conversations and activities to support audits

Why customers choose Stampli vs. Bill.com

G2 reviewers appreciate Stampli's continuous product improvements and innovations, especially compared to BILL and Tipalti. Users also highlight Stampli’s customer support as a key differentiator.

Serviceable markets

Stampli primarily offers AP automation for small-to-midsize businesses.

Pricing

Stampli doesn’t publish information on its pricing structure; it only offers custom plans. You’ll need to contact its sales team for a quote on its accounts payable plans.

Airbase

Airbase is another BILL alternative that offers procurement software for managing requests, making payments, and reconciliation. Airbase has features for key business processes and accounting needs, such as multi-subsidiaries and PO matching. Airbase is rated 4.7 out of 5 on G2, with most ratings submitted by mid-market companies:

8.7

Meets Requirements

9.4

8.8

Ease of Use

9.4

8.5

Ease of Setup

9.0

8.7

Ease of Admin

9.1

8.0

Quality of Support

9.4

8.5

Good Partner

9.4

8.2

Product Direction

9.0

Source: G2 ratings

Features

• Automatic audit trail with the ability to retrieve documentation for booking or an audit
• Accounting software covering categories, amortization, and payment dates
• Invoice processing and payment from a single dashboard
• Real-time reporting, with all spend activities captured as they occur 
• Receipt management, with a dedicated email for submissions

Why customers choose Airbase vs. Bill.com

One G2 reviewer said Airbase’s AP automation and bill payments functionality enabled faster bill processing than their company had with BILL.

Serviceable markets

Airbase provides accounts payable automation solutions for mid-market and early enterprise companies.

Pricing

Airbase offers Standard, Premium, and Enterprise plans, but the company doesn’t publish their pricing info. You’ll need to contact sales for a quote.

Corpay

Corpay provides bill payment, AP automation, cross-border payments, foreign exchange risk management, and corporate cards. Formerly known as FLEETCOR, Corpay has 4.6 out of 5 stars on G2 based on close to 200 reviews:

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8.7

Meets Requirements

9.2

8.8

Ease of Use

9.2

8.5

Ease of Setup

9.0

8.7

Ease of Admin

9.1

8.0

Quality of Support

9.1

8.5

Good Partner

9.2

8.2

Product Direction

8.8

Source: G2 ratings

Key features

• Payment approval and execution workflows through a user-friendly interface
• Security and fraud monitoring alongside real-time purchase notifications
• Foreign and domestic payments via check, wire, virtual cards, and ACH
• Paper-free reports, coding, approvals, and reconciliation.

Why customers choose Corpay vs. Bill.com

A G2 reviewer said Corpay has simplified their vendor payments and offers more payment options compared to BILL.

Serviceable markets

Corpay also provides services for small-to-midsize businesses.

Pricing

Corpay offers a number of different products, which can be a bit confusing. You’ll need to get in touch with Corpay’s sales team no matter what to get a quote.

MineralTree

MineralTree provides accounts payable and payment automation solutions. By their own claims, they drive meaningful insights and help back offices partner with corner offices. MineralTree is rated 4.5 out of 5 stars on G2 based on over 100 reviews and is deemed a strong fit for mid-market companies:

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8.7

Meets Requirements

8.9

8.8

Ease of Use

9.2

8.5

Ease of Setup

8.4

8.7

Ease of Admin

9.2

8.0

Quality of Support

9.1

8.5

Good Partner

9.3

8.2

Product Direction

9.1

Source: G2 ratings

Key features

• Automatically capture and code header and line-level data
• Route invoices to approvers for review and approval, with automated reminders
• Schedule payments and mitigate fraud risks with built-in payment controls
• Optimized payment mix to minimize transaction costs and maximize rebates

Why customers choose MineralTree vs. Bill.com

G2 reviewers recommended MineralTree for companies that don’t need extensive vendor management and tax features. They described MineralTree as a good middle ground between Bill.com and Tipalti's AP automation.

Serviceable markets

Corpay focuses on small-to-midsize businesses when providing AP automation solutions.

Pricing

MineralTree doesn’t advertise its pricing info, so you’ll need to get a quote.

Choose the top-rated Bill.com competitor

The market has caught up to BILL since they first launched Bill.com. Today, you have more attractive alternatives to help you streamline all areas of your accounts payable and finance operations.

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Modern finance tools can do much more than make life easier for the back office. They can help companies find savings across all payables—including card spending, reimbursements, procurement, travel booking, and more.‍

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That’s why we think Ramp is the best alternative to BILL AP/AR. Learn how Ramp can help you drive greater spend efficiency, turn expenses into a source of savings, and build your cash reserves.