The 6 best Bill.com alternatives and competitors in 2025
- Why businesses are looking for Bill.com alternatives
- At-a-glance: Bill.com AP/AR alternatives compared
- Best overall BILL alternative: Ramp
- 2. Tipalti
- 3. Stampli
- 4. Airbase
- 5. Corpay
- 6. MineralTree
- When to choose Ramp as an alternative to BILL
- Choose the top-rated Bill.com competitor
BILL, formerly known as Bill.com, offers automation software that helps businesses manage accounts payable and accounts receivable. BILL AP/AR is a separate product from BILL Spend & Expense (formerly Divvy), though the two can be used together.
BILL AP/AR has generally favorable ratings on the software review website G2, earning 4.4 stars out of 5 based on a little over 1,000 reviews. Customers appreciate that BILL AP/AR is easy to use, and many reviewers cite automatic bill pay as a key highlight.
But many companies that have used BILL AP/AR since the Bill.com days find the software hasn’t kept up with their needs as they’ve grown, especially in areas like expense management and procurement. In the time since Bill.com hit the market in 2006, several highly rated BILL alternatives have emerged as strong competitors:
1. Ramp
2. Tipalti
3. Stampli
4. Airbase
5. Corpay
6. MineralTree
Is BILL AP/AR still the right tool for your business needs? Our list of Bill.com alternatives is based on real customer reviews, our own independent research, and the user ratings available on G2. Here’s why businesses are looking for alternatives and how the top competitors shook out.
Why businesses are looking for Bill.com alternatives
Businesses looking for Bill.com alternatives have cited concerns around pricing, manual invoice processing, limited features, and more. According to reviews on G2, these limitations have impacted overall user experience, prompting businesses to explore other solutions.
Here’s a breakdown of why businesses are looking elsewhere:
1. Pricing structure
Many users highlight BILL’s pricing as a key limitation. Plans start at $45 per user per month, with the next tier at $55, and the corporate plan at $79 per user per month. For businesses with multiple users, costs can add up quickly, making it less flexible for smaller teams or those looking for a scalable solution.
2. Manual input is slowing down processes
Despite providing automation workflows, businesses using BILL reported that they’re still manually inputting data in several areas. Users on G2 have pointed out inefficiencies such as not being able to copy details directly from bills, along with invoices being processed manually due to import issues.
These manual steps introduce the risk of errors, forcing businesses to spend more time on invoice verification and corrections.
3. Reporting and feature limitations
Bill.com provides core AP automation, but some users find its reporting tools limited for detailed financial analysis and expense tracking. Customization options are also somewhat restricted, making it harder to tailor reports to specific business needs.
Other feature-related feedback includes:
- Bulk uploads: Uploading vendor details isn’t as seamless as expected, leading to extra work for finance teams.
- Check processing: Some users report challenges with canceling checks or managing check payments.
- User interface: Navigation can feel clunky, and new features sometimes launch without clear notifications, causing workflow disruptions.
4. Integration and syncing considerations
Users have noted challenges with syncing data, particularly with PDF imports and accounting software integrations. Some mention that syncing requires customer support assistance, adding time to the process. Slow sync speeds have also been reported, which can delay workflows for teams that rely on real-time financial updates.
5. Customer support feedback
Support experiences have been mixed, with some users citing long wait times, unresolved issues, and limited proactive communication. Businesses handling time-sensitive AP processes have found delays in customer support to be an added challenge when troubleshooting payment or integration issues.
Now that we’ve covered common limitations, let’s take a look at the top Bill.com alternatives in 2025. These competitors offer different features, pricing models, and automation capabilities, giving businesses more options to find the right fit for their accounts payable and payment workflows.
At-a-glance: Bill.com AP/AR alternatives compared
Platform | G2 rating | Market segment | Pricing tiers |
|---|---|---|---|
1. Ramp | 4.8 | Startups | Free tier |
2. Tipalti | 4.5 | Small businesses | Starter ($99/month) |
3. Stampli | 4.6 | Small businesses | N/A – All pricing is quote-based |
4. Airbase | 4.7 | Mid-market | N/A – All pricing is quote-based |
5. Corpay | 4.6 | Small businesses | N/A – All pricing is quote-based |
6. MineralTree | 4.5 | Small businesses | N/A – All pricing is quote-based |
Best overall BILL alternative: Ramp
Here at Ramp, we offer an all-in-one finance operations platform that combines AP and AR automation with comprehensive expense management, procurement, travel booking, and integrated corporate cards. We have to admit our own bias here, but we have the numbers to back it up. More than 2,000 user reviews on G2 have earned Ramp a rating of 4.8 out of 5 stars:
Our suite of tools helps finance teams consolidate data and workflows across all their core responsibilities—vendor payments and billing, corporate cards, procurement, spend management, employee reimbursements, travel booking, and more. And unlike BILL, you don’t have to purchase AP/AR automation separately from our core expense management features.
Key features
- Single platform for consolidated data and workflows between accounts payable, expense management, procurement, accounting, and more
- One-step bill import and 99% accurate AI matching for every invoice line item
- Bill pay, with the ability to schedule payments and use physical and virtual corporate cards, ACH, checks, and international wire transfers
- Automatic bill routing and easy approvals via Slack and email
- Auto-coding of bills as liabilities plus accounting integrations with ERP and HRIS and systems like NetSuite and Quickbooks
Why customers choose Ramp vs. BILL AP/AR
Around 1,800 businesses have chosen Ramp over Bill.com, opting for a solution that prioritizes automation, cost efficiency, and ease of use. For a more detailed comparison, check out our deeper dive into Ramp vs. Bill.com.
In the meantime, here are the key feature differences that set Ramp apart:
Feature | Ramp | BILL |
|---|---|---|
Create automated approval workflows | Yes | Yes |
Pay by check, card, same-day ACH, or international wire | Yes | Yes |
Zero fees for your ACH and check payments | Yes | No |
Pay bills, get cards, and manage all your spend in one place | Yes | No |
Automatically capture all invoice line items with 99% accuracy | Yes | No |
Compare software vendor pricing and rates to always get the best deal | Yes | No |
Unify data and workflows to oversee AP, work travel, and spending | Yes | No |
Manage a full procure-to-pay process with central intake, POs, and two-way matching | Yes | No |
First pricing tier costs | Free | $45 per user per month |
- Pay more domestic bills for free: No need to worry about seat limits—all your finance team members can use our bill pay solution without charge for domestic payments. Ramp doesn’t charge for regular ACH delivery or check payments. Plus, our savings insights and price negotiators help you keep cash in your accounts for longer.
- Get a complete picture of cash flow: Ramp lets you see all your current liabilities. You can pay everything with any payment method in one place, without having to manually code bills and vendor payments. Our AI categorizes everything for your general ledger.
- Automate repetitive AP tasks: Accounting teams save time on each bill with Ramp; it only takes one step to import. Our AI recognizes every invoice line item and helps you quickly get bills approved, paid, and reconciled with ease.
“I spent four hours a month on Expensify, two on Amex, and probably five on BILL. Now I’m in and out of Ramp in five minutes.”
– Sam Meek, Founder & CEO, Sandboxx
Serviceable markets
Ramp serves a wide range of businesses, from startups to small and mid-sized companies, while also offering AP solutions for enterprises.
Pricing
Ramp's unlimited free plan helps you control spend, automate payments, and rapidly close your books. For finance teams with more complex operations, Ramp Plus is available for $15 per user per month. You can also reach out for an Enterprise plan quote if you need additional customization.
2. Tipalti
Tipalti is another software platform that handles global payments and AP workflows. It provides operational, compliance, and financial controls for accurate payment processing. Customers include GoDaddy and Roku. Tipalti has a rating of 4.5 out of 5 stars on G2, where it’s especially popular with mid-market companies:
Key features
- Mass payments with payout solutions for gig, ad tech, freelancers, and marketplaces
- Mobile-ready integrated expenses and global reimbursements
- Invoice processing and bill management, OCR technology, and the ability to tag team members with a bill
- Procurement and supplier management
- Purchase order (PO) management and multi-currency management
Why customers choose Tipalti vs. Bill.com
According to one G2 reviewer who was transitioning from a bank’s treasury platform, Tipalti gave them better payment management and visibility than BILL. Reviewers also appreciate Tipalti’s responsiveness to questions and issues.
Serviceable markets
Tipalti provides solutions for small, medium, and enterprise companies.
Pricing
Tipalti’s Starter plan is $99 per month. If you need a Premium or Elite plan, you’ll have to submit a request for a custom quote.
3. Stampli
Stampli is an AP automation platform that unifies communications, documentation, and payments. Stampli’s AI helps to simplify general ledger and costing-related coding, automate approval and verification flows, identify duplicate invoices, and reduce manual data entry. With more than 1,200 reviews on G2, Stampli has a 4.6 rating:
Features
- Automate invoice capture, coding, and approvals
- Vendor management, covering onboarding, information, and documentation
- Two-way and three-way PO matching, plus partial amounts and line item adjustments
- Process and pay invoices across departments, offices, companies, or locations
- One-click access to invoice conversations and activities to support audits
Why customers choose Stampli vs. Bill.com
G2 reviewers appreciate Stampli's continuous product improvements and innovations, especially compared to BILL and Tipalti. Users also highlight Stampli’s customer support as a key differentiator.
Serviceable markets
Stampli primarily offers AP automation for small-to-midsize businesses.
Pricing
Stampli doesn’t publish information on its pricing structure; it only offers custom plans. You’ll need to contact its sales team for a quote on its accounts payable plans.
4. Airbase
Airbase is another BILL alternative that offers procurement software for managing requests, making payments, and reconciliation. Airbase has features for key business processes and accounting needs, such as multi-subsidiaries and PO matching. Airbase is rated 4.7 out of 5 on G2, with most ratings submitted by mid-market companies:
Features
- Automatic audit trail with the ability to retrieve documentation for booking or an audit
- Accounting software covering categories, amortization, and payment dates
- Invoice processing and payment from a single dashboard
- Real-time reporting, with all spend activities captured as they occur
- Receipt management, with a dedicated email for submissions
Why customers choose Airbase vs. Bill.com
One G2 reviewer said Airbase’s AP automation and bill payments functionality enabled faster bill processing than their company had with BILL.
Serviceable markets
Airbase provides accounts payable automation solutions for mid-market and early enterprise companies.
Pricing
Airbase offers Standard, Premium, and Enterprise plans, but the company doesn’t publish their pricing info. You’ll need to contact sales for a quote.
5. Corpay
Corpay provides bill payment, AP automation, cross-border payments, foreign exchange risk management, and corporate cards. Formerly known as FLEETCOR, Corpay has 4.6 out of 5 stars on G2 based on close to 200 reviews:
Key features
- Payment approval and execution workflows through a user-friendly interface
- Security and fraud monitoring alongside real-time purchase notifications
- Foreign and domestic payments via check, wire, virtual cards, and ACH
- Paper-free reports, coding, approvals, and reconciliation.
Why customers choose Corpay vs. Bill.com
A G2 reviewer said Corpay has simplified their vendor payments and offers more payment options compared to BILL.
Serviceable markets
Corpay also provides services for small-to-midsize businesses.
Pricing
Corpay offers a number of different products, which can be a bit confusing. You’ll need to get in touch with Corpay’s sales team no matter what to get a quote.
6. MineralTree
MineralTree provides accounts payable and payment automation solutions. By their own claims, they drive meaningful insights and help back offices partner with corner offices. MineralTree is rated 4.5 out of 5 stars on G2 based on over 100 reviews and is deemed a strong fit for mid-market companies:
Key features
- Automatically capture and code header and line-level data
- Route invoices to approvers for review and approval, with automated reminders
- Schedule payments and mitigate fraud risks with built-in payment controls
- Optimized payment mix to minimize transaction costs and maximize rebates
Why customers choose MineralTree vs. Bill.com
G2 reviewers recommended MineralTree for companies that don’t need extensive vendor management and tax features. They described MineralTree as a good middle ground between Bill.com and Tipalti's AP automation.
Serviceable markets
MineralTree focuses on small-to-midsize businesses when providing AP automation solutions.
Pricing
MineralTree doesn’t advertise its pricing info, so you’ll need to get a quote.
When to choose Ramp as an alternative to BILL
If you're evaluating Bill.com alternatives, the decision often comes down to cost, automation, and overall spend management. For companies looking to streamline AP workflows, reduce manual work, and optimize spending, Ramp offers a more cost-effective and automation-driven approach.
Here’s why businesses are making the switch:
- Lower cost and more savings: Ramp Bill Pay’s basic tier is free with no per-user fees for approvals.
- Complete cash flow visibility: Manage all liabilities and vendor payments in one place, regardless of payment method. Ramp automatically categorizes transactions for the general ledger, reducing manual work.
- Less manual AP work: Ramp’s AI-powered automation extracts invoice line items, remembers coding and vendor details, and saves AP teams 10 minutes per bill by streamlining approvals and payments.
- Beyond Bill Pay: Ramp focuses on smarter spend management by helping businesses save across all payables, from cashback on corporate card spending to benchmarking software costs for better pricing.
For businesses looking for a faster, more automated AP solution, Ramp streamlines bill pay while reducing manual work and processing costs.
Choose the top-rated Bill.com competitor
The market has caught up to BILL since they first launched Bill.com. Today, you have more attractive AP automation alternatives to help you streamline all areas of your accounts payable and finance operations.
Modern finance tools can do much more than make life easier for the back office. They can help companies find savings across all payables—including card spending, reimbursements, procurement, travel booking, and more.
That’s why we think Ramp is the best alternative to BILL AP/AR. Learn how Ramp can help you drive greater spend efficiency, turn expenses into a source of savings, and build your cash reserves.
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