Modern expense management for retail companies.

A unified suite of corporate cards, expense management, and accounts payable automation for retail finance teams.

Modern expense management for retail companies.
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Improve cash flow visibility. Delight customers.

Ramp gives retail finance teams real-time visibility into store and vendor spend, helping them spot trends faster, forecast more accurately, and reinvest in the products and experiences their customers value most.

Enforce policies without the hassle.

Ensure compliance with built-in controls that block spend on unapproved categories, merchants, or limits. Automate policy alerts, request repayment for out-of-policy charges, and easily lock cards when additional restrictions are needed.

Corporate card

Employee expenses, on-the-go.

Ramp prompts, collects, and matches receipts at the time of the transaction—automatically or via SMS, mobile app, email integrations, Amazon Business, or other resources. This means more accurate reporting and more timely receipt submission.

Expense management
Employee expenses, on-the-go.

Simplify and automate payments.

Handle payments across every location without the manual work. Ramp captures line-item details with 99% accuracy, routes invoices through custom approval flows, and automates recurring payments, so your team can focus on growth, not paperwork.

Accounts payable

Integrate with your existing tools.

Make month-end easier by syncing your data in real time and reliably connecting with your accounting solution. Easily map transactions to store locations, product lines, or cost centers to close your books on time.

Accounting automation
Integrate with your existing tools.
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“We’re constantly tweaking our process and finding ways to get even more efficient. It’s really important that we have a platform like Ramp that encourages us to keep evolving. It’s good for the team and it’s good for the business.”

Roxane Cosnard des Closets

Senior Manager of Financial Systems

FAQs

Ramp’s corporate card provides automated expense management that streamlines the process of tracking and reconciling expenses. Pre-set controls let your team spend on what’s needed, when needed. Ramp’s intuitive platform gives you full visibility into your spend and simplifies financial reconciliation.

Yes, with Ramp you’re able to define strict spend categories and limits at the merchant, category, or employee level. These controls help prevent unauthorized purchases and ensure your retail business stays within its budget. Card limits, receipts, and policy alerts are all tracked and enforced automatically, ensuring compliance.

Ramp provides an easy-to-use centralized dashboard where you can track and manage all spend made by your team. Transactions are matched to receipts in real time, so you always have up-to-date records. Automated alerts, simple reporting, and real-time reconciliation make oversight seamless and reinforce compliance.

Ramp has built-in, direct integrations with popular accounting software like QuickBooks, NetSuite, Xero, and many others. All transactions, approvals, and receipts can be sent directly to your accounting platform for fast reconciliation and reliable recordkeeping. This streamlines monthly close processes and reduces manual entry, saving valuable time for your finance team.

A traditional store credit card will only track balances and purchases made at that store, with limited oversight. Ramp, however, allows you to manage spend anywhere, set proactive limits, link cards to employees and locations, and automate expense policy enforcement. With Ramp, you get full control and visibility that scales from a single retail store to hundreds of outlets, while saving time on expense reporting, reimbursement, and bookkeeping.
Time is money. Save both.
Modern Expense Management for Retail Companies | Ramp