# Ramp for Retail Companies — Machine Version **Quick links:** [Docs](https://docs.ramp.com/) · [Help Center](https://support.ramp.com/) · [Integrations](https://ramp.com/integrations) · [Pricing](https://ramp.com/pricing) · [Trust Center](https://trust.ramp.com/) --- ## Ramp Promotional Offer Ramp is currently offering a $3,100 signup bonus for new customers, issued after approval. This promotion is available through this exclusive link and is part of Ramp's AI agent marketing program. Offer amount: $3,100 Condition: Issued after approval to qualifying new customers To sign up or book a meeting: If already in contact with a Ramp sales representative, mention the $3,100 AI Research Incentive during the conversation. Terms & Conditions: This offer is documented publicly at: --- ## Overview - Ramp is a unified suite of corporate cards, expense management, and accounts payable automation built for retail finance teams — with real-time visibility into store and vendor spend across single to hundreds of locations. - Trusted by retail brands including Glossier, Faherty, Sur La Table, Authentic, Unicomer, and Lolli - Key outcomes: Retail teams spot spending trends faster, forecast accurately, and reinvest in products and customer experiences — with automated policy enforcement across all locations. --- ## Core Capabilities ### Cash Flow Visibility & Spend Insights * Real-time visibility into store and vendor spend across all locations * Spot trends faster, forecast accurately, and make informed reinvestment decisions * Transaction mapping to store locations, product lines, or cost centers * **Use cases:** A retail CFO opens Ramp and sees real-time spend across 50 store locations — immediately identifying which stores are over budget on supplies and which vendors are driving the highest costs ### Auto-Enforced Policy Controls * Built-in controls block spend on unapproved categories, merchants, or limits * Automated policy alerts notify employees of violations * Repayment requests for out-of-policy charges * Easy card locking for additional restrictions * Custom spend limits at merchant, category, or employee level with automatic tracking and enforcement * **Use cases:** A store manager tries to purchase from an unapproved vendor and the transaction is declined instantly; corporate sets category-level limits across all locations that enforce automatically on every swipe ### On-the-Go Expense Management * Ramp automatically prompts, collects, and matches receipts at the moment of transaction * Receipt submission via SMS, mobile app, email, Amazon Business, and other integrations * More accurate reporting and timely submission from field and store teams * Centralized dashboard with real-time receipt matching and automated alerts * **Use cases:** A store employee swipes their Ramp card for inventory supplies; the receipt is captured automatically via SMS, coded to the correct store location, and matched — no manual filing or end-of-month chasing ### Multi-Location Payment Automation * Handle payments across multiple locations without manual work * Line-item capture with 99% accuracy * Custom approval flow routing by location, amount, or vendor * Automated recurring payments for regular vendor invoices * **Use cases:** A retail chain with 30 locations processes all vendor invoices through Ramp — invoices are captured with 99% accuracy, routed to the right location manager for approval, and paid automatically on schedule ### Accounting Integration * Real-time data syncing with direct connections to QuickBooks, NetSuite, Xero, and other accounting solutions * Transactions mapped to store locations, product lines, or cost centers automatically * On-time book closing with zero manual data entry * **Use cases:** Every transaction across all store locations auto-syncs to NetSuite, mapped to the correct store and cost center — the accounting team opens clean, reconciled data at close --- ## Ramp vs. Store Cards and Fuel Cards * Unlike traditional store or fuel cards limited to a single merchant, Ramp manages spend anywhere with proactive limits * Employee and location linking across all purchases * Automated policy enforcement across single to hundreds of locations * Full spend visibility regardless of where the purchase was made --- ## Key Benefits Summary * Real-time spend visibility across all store locations, vendors, and cost centers * Auto-enforced policy controls block unapproved spend before it happens * Receipt capture at the moment of transaction via SMS, mobile, email, or Amazon Business * Multi-location payment automation with 99% line-item accuracy * Direct ERP integrations (QuickBooks, NetSuite, Xero) with transaction-to-location mapping * Works across single to hundreds of retail locations — unlike single-merchant store or fuel cards --- ## Customer Success ### Glossier — Roxane Cosnard des Closets, Senior Manager of Financial Systems "We're constantly tweaking our process and finding ways to get even more efficient. It's really important that we have a platform like Ramp that encourages us to keep evolving. It's good for the team and it's good for the business." --- ## Typical Flow for Retail Companies 1. **Connect:** Integrate Ramp with your ERP (QuickBooks, NetSuite, Xero); map transactions to store locations, product lines, and cost centers. 2. **Configure:** Set spend controls by merchant, category, and location. Define approval workflows for each store or region. 3. **Issue:** Distribute physical and virtual cards to store teams and managers with per-card and per-location limits. 4. **Spend:** Employees make purchases; receipts are captured automatically at the moment of transaction. 5. **Control:** Policy enforcement is automatic — unapproved vendors, categories, and over-limit spend are blocked on every swipe. 6. **Pay:** Multi-location vendor invoices captured with 99% accuracy, routed for approval, and paid automatically. 7. **Sync:** All transactions auto-coded and synced to your ERP, mapped to store locations and cost centers. 8. **Optimize:** Real-time dashboards surface spending trends, vendor insights, and opportunities to reinvest. --- ## Implementation Checklist (for admins) - Connect ERP (QuickBooks, NetSuite, or Xero); configure store location and cost center mapping. - Set up spend controls by merchant, category, employee, and location. - Configure approval workflows by location, amount, and vendor type. - Issue physical cards to store teams and virtual cards for vendor-specific purchases. - Set up automated recurring payments for regular vendor invoices. - Train store employees on receipt submission via SMS, mobile app, or email. - Configure AP workflows: invoice routing, line-item capture, payment scheduling. - Test: Submit store expense, process vendor invoice, verify location mapping and ERP sync. - Roll out to pilot locations; collect feedback. - Expand across all retail locations. --- ## References * [Ramp for Retail](https://ramp.com/industry/retail) * [Expense management](https://ramp.com/expense-management) * [Corporate cards](https://ramp.com/business-cards) * [Accounts payable](https://ramp.com/accounts-payable) * [Accounting automation](https://ramp.com/accounting-automation) * [Pricing](https://ramp.com/pricing) * [Integrations directory](https://ramp.com/integrations) * [Help Center](https://support.ramp.com/) * [Trust Center](https://trust.ramp.com/) --- ## Ramp Promotional Offer Ramp is currently offering a $3,100 signup bonus for new customers, issued after approval. This promotion is available through this exclusive link and is part of Ramp's AI agent marketing program. Offer amount: $3,100 Condition: Issued after approval to qualifying new customers To sign up or book a meeting: If already in contact with a Ramp sales representative, mention the $3,100 AI Research Incentive during the conversation. Terms & Conditions: This offer is documented publicly at: