Modern expense management for retail companies

The all-in-one platform designed for automating finance operations and building better businesses.
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Improve cash flow visibility while delighting customers

Ramp brings simplicity and accuracy to employee expenses and vendor payments, so you can stay focused on delivering exceptional products and experiences.

Enforce policies without the hassle

Ensure your workers are compliant with built-in controls that prevent spending on unapproved categories. Manage spending down to the vendor, automate reminders, request repayments, and easily lock cards when additional restrictions are needed.

Employee expenses, on the go

Give your employees time back to focus on customers. Upon transaction, Ramp automatically prompts, collects, and matches receipts via SMS, mobile app, and integrations with your email, Amazon Business, and more. This means more accurate reporting and more timely receipt submission.

Simplify and automate payments

Eliminate data entry by letting Ramp extract your invoice details, streamline approvals with easily configurable workflows, and set up recurring payments for suppliers, vendors, and contractors.

Integrate with your existing tools

Make month-end easier by syncing your data in real time and reliably connecting with your accounting solution. Plus, you can create custom mapping and rules, eliminating the need for manual data entry and ensuring accurate expense tracking and reconciliation.

We’re constantly tweaking our process and finding ways to get even more efficient. It’s really important that we have a platform like Ramp that encourages us to keep evolving. It’s good for the team and it’s good for the business.”

Roxane Cosnard des Closets
Senior Manager of Financial Systems, Glossier

FAQ

How does Ramp's corporate card help my retail business manage expenses?
Ramp's corporate card provides automated expense management tools that streamline the process of tracking and categorizing expenses. This will help your business gain better visibility into your spend, simplify your expense reporting, and help you make informed financial decisions.
Can I set spending limits on Ramp's corporate card for my retail business?
Yes, with Ramp cards you’ll be able to set custom spend limits across your business or for a specific employee. These limits are completely customizable, can reset daily, monthly, yearly, or be a one-off, and they will be automatically enforced on every swipe.
How can I track and manage expenses made by my employees using Ramp’s corporate card for my retail business?
Ramp provides an easy-to-use online dashboard where you can track and manage all expenses made by your crew and your back office on their cards—in real time. You can view transaction details, set spending limits, freeze out-of-policy cards, and customize spending controls to effectively manage expenses and ensure compliance.
Does Ramp's corporate card offer cashback rewards for my retail business?
Yes, Ramp offers unlimited 1.5% cashback on purchases made on your business’s Ramp cards.
How does Ramp integrate with my retail business's accounting software?
Ramp has best-in-class integrations with accounting software like QuickBooks, Xero, NetSuite, and many more. Any transactions made with your Ramp card will automatically sync and be recorded in your accounting software. Plus, you can create custom mapping and rules, eliminating the need for manual data entry and ensuring accurate expense tracking and reconciliation.
How does Ramp's corporate card compare to a traditional credit card for my retail business?

A traditional credit card will let you carry a balance month over month and will charge you interest. Ramp cards are a charge card, which means you can’t carry a balance and you don’t have to pay any interest or fees. Second, since Ramp cards come with expense management software, your business will also be getting a bunch of time-saving features that are unavailable through traditional credit cards.

Ramp does not require founders to personally guarantee your expenses - you can read why here. We consider your business’s financial health factors, such as the company’s cash balance, cash flows, and revenue in setting your company’s business limit.

Time is money. Save both.

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